Best Banks & Checking Accounts in Swansea, Massachusetts - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Swansea, Massachusetts include Somerset Federal Credit UnionSomerset Federal Credit Union1723 GAR HWY, Swansea, MA 02777A+5.0 ★Texas Ratio: 0.49% TeenCents CheckingSM at 0.05% APY, St Annes Credit UnionSt Annes Credit Union200 Wilbur Ave, Swansea, MA 02777 2628A+5.0 ★Texas Ratio: 3.11% NOW Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, St Marys Credit UnionSt Marys Credit UnionA+5.0 ★Texas Ratio: 0.62% Kasasa Cash Checking at 5.25% APY, and BankGloucesterBankGloucesterB+4.7 ★Texas Ratio: 19.12% Elite Reward Checking at 4.06% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.
Swansea has 2 local institutions in our database, with checking rates as high as 0.05% APY from Somerset Federal Credit Union at 1723 GAR HWY, Swansea, MA, 02777. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Swansea, Massachusetts. Checking Account Rates Last Updated and Verified: April 27, 2026
Compare Checking Account Rates Today in Swansea, Massachusetts & the Surrounding Area
Swansea, MA 02777
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Swansea, MA 02777
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Swansea, MA 02777 2628
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Swansea, MA 02777 2628
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Swansea, MA 02777 2628
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Swansea, MA 02777 2628
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Swansea, MA 02777 2628
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Swansea, MA 02777 2628
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
If requirements are met; Qualifications Required; have at least FIFTEEN (15) Debit Card purchases post and clear; have at least ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer.
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Qualifications Required; Qualifying balance up to $10,000.00
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Qualifying balance up to $15000
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
If requirements are met; Qualifications Required; have at least FIFTEEN (15) Debit Card purchases post and clear; have at least ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer.
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $15000
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Qualifications Required; Qualifying balance up to $20,000.00
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Qualifications Required: enrollment in online banking and eStatements; direct deposit of at least $100; 10 debit card transactions posted and cleared per statement cycle; Balances up to and including $15,000.00 will earn an APY of 1.26%, and balances in excess of $15,000.00 will earn an APY of 1.26%-0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements; a direct deposit of at least $100; 10 debit card transactions posted and cleared per statement cycle. Rate is subject to change. Fees may reduce earnings.
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Now with uChoose Rewards.
$0 - $10,000.00
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Swansea, MA 02777 2628
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Qualifications Required; Qualifying balance up to $10,000.00
If requirements are met; Qualifications Required; have at least FIFTEEN (15) Debit Card purchases post and clear; have at least ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer.
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Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: enrollment in online banking and eStatements; direct deposit of at least $100; 10 debit card transactions posted and cleared per statement cycle; Balances up to and including $15,000.00 will earn an APY of 1.26%, and balances in excess of $15,000.00 will earn an APY of 1.26%-0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements; a direct deposit of at least $100; 10 debit card transactions posted and cleared per statement cycle. Rate is subject to change. Fees may reduce earnings.
Qualifying balance up to $25,000.00
$0 - $10,000.00
Over $20,000
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Swansea, MA 02777
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Swansea, MA 02777 2628
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Swansea, MA 02777
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Swansea, MA 02777 2628
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Monthly compounding
$50,000 - $99,999.99
$100,000
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$10 - $24,999.99
Business CheckingPLUS is $5 and the minimum balance to earn dividend is $50.00. A $12.00 fee will apply if your balance falls below $1500 minimum per month. Fees may reduce earnings.
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Swansea, MA Checking Rate Trends
Compare local Swansea, MA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield checking rates rose 0.092 points over the past 7 days to 1.350% APY.
Massachusetts free checking rates fell 0.017 points over the past 7 days to 0.362% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Swansea, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Swansea, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Swansea, Massachusetts earn interest?
Are banks in Swansea, Massachusetts FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Swansea, Massachusetts
- Somerset Federal Credit Union
TeenCents CheckingSM — 0.05% APY - St Annes Credit Union
NOW Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - St Marys Credit Union
Kasasa Cash Checking — 5.25% APY - BankGloucester
Elite Reward Checking — 4.06% APY
