MonitorBankRates
Home Checking Accounts Massachusetts Checking Turners Falls, Massachusetts iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Turners Falls, Massachusetts - April 2026

The best checking rates for Turners Falls, Massachusetts include Greenfield Savings BankGreenfield Savings Bank282 Avenue A, Turners Falls, MA 01376A+5.0 ★Texas Ratio: 2.57% Emerald Checking at 0.20% APY, Greenfield Co-operative BankGreenfield Co-operative Bank176 Avenue A, Turners Falls, MA 01376A+5.0 ★Texas Ratio: 1.89% NOW Checking at 0.03% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, St Marys Credit UnionSt Marys Credit UnionA+5.0 ★Texas Ratio: 0.62% Kasasa Cash Checking at 5.25% APY, and Workers Federal Credit UnionWorkers Federal Credit UnionA5.0 ★Texas Ratio: 9.04% Advantage High Interest Checking at 4.50% APY. Checking account rates as of April 8, 2026 according to verified data from MonitorBankRates.

Turners Falls has 2 local institutions in our database, with checking rates as high as 0.20% APY from Greenfield Savings Bank at 282 Avenue A, Turners Falls, MA, 01376. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Turners Falls, Massachusetts. Checking Account Rates Last Updated and Verified: April 8, 2026

Compare Checking Account Rates Today in Turners Falls, Massachusetts & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greenfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
282 Avenue A
Turners Falls, MA 01376
Emerald Checking
0.20%
$1
Rate0.20%
Min Deposit$1
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
176 Avenue A
Turners Falls, MA 01376
NOW Checking
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

St Marys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Kasasa Cash Checking
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Advantage High Interest Checking
4.50%
$5
Rate4.41%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $15,000.00

Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Platinum Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

BankGloucester
Institution Rating:
B+4.7 ★ Texas Ratio: 19.12%
Elite Reward Checking
4.06%
$10
Rate4.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Advantage Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: eStatement enrollment; one direct deposit or ACH withdrawal; 15 debit card transactions; Qualifying balance up to $300.00

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
First Rate Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $1,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account requirements
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
EMPOWER Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
IOLTA Checking
3.24%
$0
Rate3.19%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Pittsfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
RELATIONSHIP CHECKING Promotional Rate (First 90 Days)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Balances Up to $25,000; Promotional Rate (First 90 Days)

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
IOLTA Checking Account
2.89%
$10
Rate2.81%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Milford Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
EZ Interest Checking
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

$1,500 minimum balance to waive $15 monthly fee.

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Priority Checking Account*
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

St Marys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Kasasa Cash Checking
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Advantage High Interest Checking
4.50%
$5
Rate4.41%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $15,000.00

Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Platinum Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

BankGloucester
Institution Rating:
B+4.7 ★ Texas Ratio: 19.12%
Elite Reward Checking
4.06%
$10
Rate4.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account requirements
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
EMPOWER Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
First Rate Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $1,000.00

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Advantage Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: eStatement enrollment; one direct deposit or ACH withdrawal; 15 debit card transactions; Qualifying balance up to $300.00

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
IOLTA Checking
3.24%
$0
Rate3.19%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Pittsfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
RELATIONSHIP CHECKING Promotional Rate (First 90 Days)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Balances Up to $25,000; Promotional Rate (First 90 Days)

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
IOLTA Checking Account
2.89%
$10
Rate2.81%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Milford Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
EZ Interest Checking
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

$1,500 minimum balance to waive $15 monthly fee.

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Priority Checking Account*
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

New Valley Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Monarch Checking
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $50,000.00

Northern Bank & Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
IOLTA Interest Checking
2.20%
$0
Rate2.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No monthly fee and no transaction limits on your escrow accounts

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
St Marys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Kasasa Cash Checking
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

BankGloucester
Institution Rating:
B+4.7 ★ Texas Ratio: 19.12%
Elite Reward Checking
4.06%
$10
Rate4.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account requirements
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
EMPOWER Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $15,000.00

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Advantage Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: eStatement enrollment; one direct deposit or ACH withdrawal; 15 debit card transactions; Qualifying balance up to $300.00

Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Kasasa Cash Back Checking
2.00%
$10
Rate2.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Have at least 12 debit card purchases post and settle;Have at least one direct deposit or one automatic ACH transaction post and settle;Be enrolled in and agree to receive eStatements; 2% cash back on debit card purchases when you open a Kasasa Cash Back account.

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Kasasa Cash Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Rewards Checking
1.26%
$10
Rate1.25%
Min Deposit$10
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; The Annual Percentage Yield (APY) is 1.26% as of 04/02/2026. Balances up to and including $15,000.00 will earn an APY of 1.26%, and balances in excess of $15,000.00 will earn an APY of 1.26%-0.01%. The minimum balance to open the account is $10.

Adams Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Cashback Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required; Earn 1.00% cashback on debit card purchases8 when qualifications are met

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
Reward Checking
0.50%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Rewards Checking
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Rewards Checking
0.15%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Rewards Checking
0.10%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Check Rewards Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Rewards Checking
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Rewards Checking
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
50+ Free Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Veterans Free Checking
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
FREE Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Bluestone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Checking for Seniors
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Monson Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Winter Hill Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
SmartChoice Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Winter Hill Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
StudentChoice Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Luso American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Totally Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Free Checking with eStatements
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Free Checking (78)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Leader Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Student Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Student Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
TeenCents CheckingSM
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

StonehamBank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Optimum Student Checking
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Teen Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Winter Hill Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
StudentChoice Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Student Checking
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
High Yield Business Checking
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
High Yield Business Checking
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
BusinessPlus Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
High Yield Business Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
BusinessPlus Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
High Yield Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Simple Business NOW Checking
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Cape Ann Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Business Sole Proprietor / Non-Profit Organization Classic Checking Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
High Yield Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Business Rewards Checking
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Business Checking
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Middlesex Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Easy Interest Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Interest Business Checking
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Commercial Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Earnings credit - at an annual earnings rate of 0.10% of your average collected balance (up to the total amount of your monthly service charge assessed).

First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
High Yield Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
Business Interest Checking
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge

St Marys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Business Plus Checking
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Premier Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Turners Falls, MA Checking Rate Trends

Compare local Turners Falls, MA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Checking Trends →
High-Yield Checking — MA Avg
1.005%
▼ 1.871 vs 7 days ago

Massachusetts high-yield checking rates fell 1.871 points over the past 7 days to 1.005% APY.

Free Checking — MA Avg
0.381%
▲ 0.075 vs 7 days ago

Massachusetts free checking rates rose 0.075 points over the past 7 days to 0.381% APY.

As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Turners Falls, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Turners Falls, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Turners Falls, Massachusetts earn interest?

Most traditional local checking accounts in Turners Falls, Massachusetts earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Turners Falls, Massachusetts FDIC insured?

Yes. Legitimate banks with branches in Turners Falls, Massachusetts are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Turners Falls, Massachusetts

Based on our current data, some of the highest checking account APYs available to residents of Turners Falls, Massachusetts include:
  • Greenfield Savings Bank
    Emerald Checking — 0.20% APY
  • Greenfield Co-operative Bank
    NOW Checking — 0.03% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • St Marys Credit Union
    Kasasa Cash Checking — 5.25% APY
  • Workers Federal Credit Union
    Advantage High Interest Checking — 4.50% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Turners Falls, Massachusetts. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 8, 2026