Best Banks & Checking Accounts in Biloxi, Mississippi - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Biloxi, Mississippi include Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 4.31% Checking Plus Qualified at 5.00% APY, Sunbelt Federal Credit UnionSunbelt Federal Credit Union400 Veterans Ave, Biloxi, MS 39531A+5.0 ★Texas Ratio: 2.03% Advantage Checking at 4.00% APY, BankPlusBankPlus244 Eisenhower Dr, Biloxi, MS 39531A+5.0 ★Texas Ratio: 2.28% InvestmentPlus Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and First Federal S&L Pascagoula, MSFirst Federal S&L Pascagoula, MSA+5.0 ★Texas Ratio: 3.26% Legacy Checking at 6.00% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Biloxi has 3 local institutions in our database, with checking rates as high as 5.00% APY from Keesler Federal Credit Union at 2602 Pass Rd, Biloxi, MS, 39531 2728. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Biloxi, Mississippi. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Biloxi, Mississippi & the Surrounding Area
Biloxi, MS 39531 2728
Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000
Biloxi, MS 39531
Qualifying balance up to $20,000.00
Biloxi, MS 39531
Minimum Balance for APY Met*
Biloxi, MS 39531
No additional details provided.
Biloxi, MS 39531
No additional details provided.
Biloxi, MS 39531 2728
No additional details provided.
Biloxi, MS 39531
Minimum Balance for APY Met**
Biloxi, MS 39531
Minimum Balance for APY Met*
Biloxi, MS 39531
Minimum Balance for APY Met
Biloxi, MS 39531
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
N/A
No additional details provided.
No additional details provided.
Cash Back
No additional details provided.
Biloxi, MS 39531 2728
Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000
Biloxi, MS 39531
Qualifying balance up to $20,000.00
Biloxi, MS 39531
No additional details provided.
Biloxi, MS 39531
No additional details provided.
Biloxi, MS 39531 2728
No additional details provided.
Biloxi, MS 39531
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
N/A
No additional details provided.
No additional details provided.
Cash Back
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $1000.00
No additional details provided.
Cash Back
Qualifications Required: Minimum (12) Check Card purchases per qualification cycle; Minimum one direct deposit or automatic payment by ACH per qualification cycle; Qualifying balance up to $20,000
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $1000.00
No additional details provided.
No additional details provided.
Biloxi, MS 39530
Negative balance; Prime + 3.00%
No additional details provided.
No additional details provided.
No additional details provided.
$100 minimum opening deposit
No additional details provided.
No additional details provided.
Account balance can earn credit each month to offset your monthly fees.
No additional details provided.
Biloxi, MS Checking Rate Trends
Compare local Biloxi, MS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield checking rates rose 1.988 points over the past 7 days to 3.655% APY.
Mississippi free checking rates rose 1.985 points over the past 7 days to 2.160% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Biloxi, Mississippi directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Biloxi, Mississippi. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Biloxi, Mississippi earn interest?
Are banks in Biloxi, Mississippi FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Biloxi, Mississippi
- Keesler Federal Credit Union
Checking Plus Qualified — 5.00% APY - Sunbelt Federal Credit Union
Advantage Checking — 4.00% APY - BankPlus
InvestmentPlus Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - First Federal S&L Pascagoula, MS
Legacy Checking — 6.00% APY
