Best Banks & Checking Accounts in Ridgeland, Mississippi - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Ridgeland, Mississippi include Keesler Federal Credit UnionKeesler Federal Credit Union733 Lake Harbour Dr, Ridgeland, MS 39157 4367A+5.0 ★Texas Ratio: 4.31% Checking Plus Qualified at 5.00% APY, BankPlusBankPlus420 Northpark Dr, Ridgeland, MS 39157A+5.0 ★Texas Ratio: 2.28% InvestmentPlus Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, First Federal S&L Pascagoula, MSFirst Federal S&L Pascagoula, MSA+5.0 ★Texas Ratio: 3.26% Legacy Checking at 6.00% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.
Ridgeland has 2 local institutions in our database, with checking rates as high as 5.00% APY from Keesler Federal Credit Union at 733 Lake Harbour Dr, Ridgeland, MS, 39157 4367. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Ridgeland, Mississippi. Checking Account Rates Last Updated and Verified: April 27, 2026
Compare Checking Account Rates Today in Ridgeland, Mississippi & the Surrounding Area
Ridgeland, MS 39157 4367
Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000
Ridgeland, MS 39157
No additional details provided.
Ridgeland, MS 39157
No additional details provided.
Ridgeland, MS 39157
No additional details provided.
Ridgeland, MS 39157 4367
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Ridgeland, MS 39157 4367
Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000
Ridgeland, MS 39157
No additional details provided.
Ridgeland, MS 39157 4367
No additional details provided.
Ridgeland, MS 39157
No additional details provided.
Ridgeland, MS 39157
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
$100 minimum opening deposit
No additional details provided.
No additional details provided.
No additional details provided.
Ridgeland, MS Checking Rate Trends
Compare local Ridgeland, MS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield checking rates currently average 4.510% APY.
Mississippi free checking rates rose 0.273 points over the past 7 days to 2.174% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Ridgeland, Mississippi directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Ridgeland, Mississippi. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Ridgeland, Mississippi earn interest?
Are banks in Ridgeland, Mississippi FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Ridgeland, Mississippi
- Keesler Federal Credit Union
Checking Plus Qualified — 5.00% APY - BankPlus
InvestmentPlus Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - First Federal S&L Pascagoula, MS
Legacy Checking — 6.00% APY - UNIFY Financial Federal Credit Union
HY Checking — 4.00% APY
