Best Banks & Checking Accounts in Chesterfield, Missouri - May 2026
Brian McKay
Brian McKay
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The best checking rates for Chesterfield, Missouri include Montgomery BankMontgomery Bank13483 Olive Blvd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 0.99% Montgomery eGold Checking Account at 3.01% APY, FSB of St. Charles, MOFSB of St. Charles, MO17050 Baxter Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.28% Premium NOW Checking at 0.40% APY, Sterling Bank Poplar Bluff, MOSterling Bank Poplar Bluff, MO16100 Swingley Ridge Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 2.17% Platinum Interest Checking at 0.10% APY, Lindell Bank & Trust CompanyLindell Bank & Trust Company15500 Olive Blvd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 1.64% NOW Checking at 0.02% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of May 23, 2026 according to verified data from MonitorBankRates.
Chesterfield has 4 local institutions in our database, with checking rates as high as 3.01% APY from Montgomery Bank at 13483 Olive Blvd, Chesterfield, MO, 63017. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Chesterfield, Missouri. Checking Account Rates Last Updated and Verified: May 23, 2026
Compare Checking Account Rates Today in Chesterfield, Missouri & the Surrounding Area
Chesterfield Checking Account Rates
Chesterfield, MO 63017
Qualifying balance up to $15,000.00
Chesterfield, MO 63017
Qualifying balance up to $15,000.00
Chesterfield, MO 63017
Qualifying balance up to $1,000.00
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
Monthly
Qualifying balance up to $15000
Qualifying balance up to $10,000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $10,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
Qualifying balance up to $25,000.00
Qualifying balance up to $24,999.99
Chesterfield High Yield Checking Rates
Chesterfield, MO 63017
Qualifying balance up to $15,000.00
Chesterfield, MO 63017
Qualifying balance up to $1,000.00
Chesterfield, MO 63017
Qualifying balance up to $15,000.00
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $20,000
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $25,000.00
Qualifying balance up to $24,999.99
No Fees
Qualifying balance up to $25,000.00
Chesterfield Rewards Checking Rates
Qualifying balance up to $10,000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $5000
No additional details provided.
On non-qualifying balances
Chesterfield Free Checking Rates
No additional details provided.
No additional details provided.
Earn Dividends: $25 Average Daily Balance
No additional details provided.
No Fees
No additional details provided.
No additional details provided.
No additional details provided.
Chesterfield Student Checking Rates
Chesterfield, MO 63017
Qualifying balance up to $1,000.00
No additional details provided.
No additional details provided.
(ADB/month of $200.00)
Chesterfield Business Checking Rates
Chesterfield, MO 63005
No additional details provided.
Over $100,000.00
$50,000.00 - $99,999.99
$25,000.00 - $49,999.99
Minimum Deposit to Open and Obtain APY*: $50,000 and Over
No additional details provided.
No additional details provided.
Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Minimum Deposit to Open and Obtain APY*: $10,000 - $24,99.99
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Chesterfield, MO Checking Rate Trends
Compare local Chesterfield, MO checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield checking rates fell 0.997 points over the past 7 days to 2.386% APY.
Missouri free checking rates fell 0.485 points over the past 7 days to 0.855% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chesterfield, Missouri checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Chesterfield, Missouri directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Chesterfield, Missouri. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MO.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Chesterfield, Missouri earn interest?
Are banks in Chesterfield, Missouri FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Chesterfield, Missouri
- Montgomery Bank
Montgomery eGold Checking Account — 3.01% APY - FSB of St. Charles, MO
Premium NOW Checking — 0.40% APY - Sterling Bank Poplar Bluff, MO
Platinum Interest Checking — 0.10% APY - Lindell Bank & Trust Company
NOW Checking — 0.02% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY
Chesterfield, Missouri Rates & Resources
