Best Banks & Checking Accounts in Chesterfield, Missouri - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Chesterfield, Missouri include First Community Credit UnionFirst Community Credit Union17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411A+5.0 ★Texas Ratio: 3.72% First Rate Checking at 3.51% APY, Montgomery BankMontgomery Bank13483 Olive Blvd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 0.99% Montgomery eGold Checking Account at 3.01% APY, FSB of St. Charles, MOFSB of St. Charles, MO17050 Baxter Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.28% Premium NOW Checking at 0.40% APY, Sterling Bank Poplar Bluff, MOSterling Bank Poplar Bluff, MO16100 Swingley Ridge Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 2.17% Platinum Interest Checking at 0.10% APY, and Lindell Bank & Trust CompanyLindell Bank & Trust Company15500 Olive Blvd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 1.64% NOW Checking at 0.02% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.
Chesterfield has 5 local institutions in our database, with checking rates as high as 3.51% APY from First Community Credit Union at 17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Chesterfield, Missouri. Checking Account Rates Last Updated and Verified: April 27, 2026
Compare Checking Account Rates Today in Chesterfield, Missouri & the Surrounding Area
Chesterfield, MO 63005 1411
Qualifying balance up to $25,000.00
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63005 1411
No additional details provided.
Chesterfield, MO 63017
Platinum interest rate with a balance of $2,500 or more; Only $6 monthly charge if minimum balance falls below $2,500
Chesterfield, MO 63017
Earn interest with the convenience of direct deposit or any automatic payment!
Chesterfield, MO 63017
A perfect account for customers 50 and over!
Chesterfield, MO 63017
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $20,000
Qualifications Required; If you meet the 3 requirements listed below, you will receive this rate.
No additional details provided.
Qualifying balance up to $10,000.00
Qualifying balance up to $15000
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
No additional details provided.
No additional details provided.
balances $0 through $24,999.99
Chesterfield, MO 63005 1411
Qualifying balance up to $25,000.00
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63017
Platinum interest rate with a balance of $2,500 or more; Only $6 monthly charge if minimum balance falls below $2,500
Chesterfield, MO 63017
Earn interest with the convenience of direct deposit or any automatic payment!
Chesterfield, MO 63017
A perfect account for customers 50 and over!
Qualifying balance up to $15000
Qualifying balance up to $20,000
Qualifications Required; If you meet the 3 requirements listed below, you will receive this rate.
Qualifying balance up to $10,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
balances $0 through $24,999.99
No additional details provided.
No additional details provided.
Qualifying balance up to $20,000
Qualifying balance up to $25,000.00
Qualifying balance over $25,000
Balances OVER $2,500.00
Balances OVER $15,000.00
No additional details provided.
Balances $0
Free checking that pays high interest, if qualifications are met; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly); No monthly maintenance fees; Free Online and Mobile Banking; Free Mastercard debit card / ATM card
when qualifications are not met
No additional details provided.
No additional details provided.
Earn Dividends: $25 Average Daily Balance
Free checking that pays high interest, if qualifications are met; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly); No monthly maintenance fees; Free Online and Mobile Banking; Free Mastercard debit card / ATM card
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Chesterfield, MO 63017
No additional details provided.
No additional details provided.
No additional details provided.
(ADB/month of $200.00)
Chesterfield, MO 63005
No additional details provided.
Chesterfield, MO 63005 1411
$1,000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Chesterfield, MO Checking Rate Trends
Compare local Chesterfield, MO checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield checking rates fell 0.229 points over the past 7 days to 2.865% APY.
Missouri free checking rates currently average 1.357% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Chesterfield, Missouri directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Chesterfield, Missouri. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MO.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Chesterfield, Missouri earn interest?
Are banks in Chesterfield, Missouri FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Chesterfield, Missouri
- First Community Credit Union
First Rate Checking — 3.51% APY - Montgomery Bank
Montgomery eGold Checking Account — 3.01% APY - FSB of St. Charles, MO
Premium NOW Checking — 0.40% APY - Sterling Bank Poplar Bluff, MO
Platinum Interest Checking — 0.10% APY - Lindell Bank & Trust Company
NOW Checking — 0.02% APY
