Best Banks & Checking Accounts in Syracuse, New York - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Syracuse, New York include AmeriCU Credit UnionAmeriCU Credit Union200 Walton St, Syracuse, NY 13202 1227A-4.9 ★Texas Ratio: 16.15% High Rate Checking at 7.00% APY, Pathfinder BankPathfinder Bank109 W Fayette St, Syracuse, NY 13202A5.0 ★Texas Ratio: 12.40% Kasasa Cash Checking at 4.00% APY, Solvay BankSolvay Bank109 S Warren St, Syracuse, NY 13202A+5.0 ★Texas Ratio: 0.79% High Interest Checking Special at 4.00% APY, Geddes Federal S&LGeddes Federal S&L2208 W Genesee St, Syracuse, NY 13219A+5.0 ★Texas Ratio: 1.42% Super NOW Checking at 0.20% APY, and BROADVIEWBROADVIEW401 S Salina St, Syracuse, NY 13202 2584A+5.0 ★Texas Ratio: 0.00% IOLA Checking at 0.10% APY. Checking account rates as of April 11, 2026 according to verified data from MonitorBankRates.
Syracuse has 6 local institutions in our database, with checking rates as high as 7.00% APY from AmeriCU Credit Union at 200 Walton St, Syracuse, NY, 13202 1227. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Syracuse, New York. Checking Account Rates Last Updated and Verified: April 11, 2026
Compare Checking Account Rates Today in Syracuse, New York & the Surrounding Area
Syracuse, NY 13202 1227
Qualifying balance up to $10,000.00
Syracuse, NY 13202 1227
Qualifying balance up to $10,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
Qualifying balance up to $15,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
Qualifying balance up to $15,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13219
No additional details provided.
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13219
No additional details provided.
Syracuse, NY 13202 2584
$0 Minimum Average Daily Balance to Earn Dividends
Syracuse, NY 13202 2584
No Minimum/No Fee
Syracuse, NY 13202 1227
No additional details provided.
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13219
No additional details provided.
Syracuse, NY 13219
No additional details provided.
Syracuse, NY 13202 1903
No additional details provided.
Syracuse, NY 13202 2584
No additional details provided.
Syracuse, NY 13202 1227
Qualifying balance up to $10,000.00
Syracuse, NY 13202 1227
Qualifying balance up to $10,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
Qualifying balance up to $15,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202
Qualifying balance up to $15,000.00
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $15,000.00
No additional details provided.
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Interest is earned on balances up to $1,500.
Qualifying balance up to $25,000.00
On up to $300 in purchases every month
Qualifying balance up to $500.00
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202 1227
No additional details provided.
Qualifying balance up to $15,000.00
On up to $300 in purchases every month
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Tier 1
No additional details provided.
No additional details provided.
Qualifying balance up to $15,000.00
No additional details provided.
Earns 1.00% cash back on transactions!
No additional details provided.
Syracuse, NY 13202 2584
No additional details provided.
Syracuse, NY 13202 1227
No additional details provided.
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
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With Rewards
With Rewards
No additional details provided.
No additional details provided.
With Rewards
No additional details provided.
Maintain a $100 minimum balance or enroll in direct deposits, and we'll waive the $7 monthly fee.
No additional details provided.
Interest is earned on balances up to $1,500.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Syracuse, NY 13202 1227
Qualifying balance up to $10,000.00
Syracuse, NY 13202
No additional details provided.
Syracuse, NY 13202 1227
Qualifying balance up to $50,000.01 and Greater
Syracuse, NY 13202
Rate/APY for earnings credit only
Syracuse, NY 13202
Rate/APY for earnings credit only
Syracuse, NY 13202 2584
$2,500 Minimum Daily Average Balance to Earn Dividends
Syracuse, NY 13202
Rate/APY for earnings credit only
Syracuse, NY 13202 1227
No additional details provided.
Syracuse, NY 13202 1227
No additional details provided.
Syracuse, NY 13202 2584
No Minimum/No fee
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Syracuse, NY Checking Rate Trends
Compare local Syracuse, NY checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield checking rates fell 0.518 points over the past 7 days to 3.522% APY.
New York free checking rates rose 0.191 points over the past 7 days to 1.129% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Syracuse, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Syracuse, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Syracuse, New York earn interest?
Are banks in Syracuse, New York FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Syracuse, New York
- AmeriCU Credit Union
High Rate Checking — 7.00% APY - Pathfinder Bank
Kasasa Cash Checking — 4.00% APY - Solvay Bank
High Interest Checking Special — 4.00% APY - Geddes Federal S&L
Super NOW Checking — 0.20% APY - BROADVIEW
IOLA Checking — 0.10% APY
