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Home Checking Accounts North Dakota Checking Kenmare, North Dakota iAdvertiser Disclosure
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Best Banks & Checking Accounts in Kenmare, North Dakota - April 2026

The best checking rates for Kenmare, North Dakota include Town and Country Credit UnionTown and Country Credit Union108 N Central Ave, Kenmare, ND 58746 7101A+5.0 ★Texas Ratio: 3.36% Free Checking Account at 0.01% APY, Dakota West Credit UnionDakota West Credit UnionA5.0 ★Texas Ratio: 10.58% Kasasa Cash Back Checking at 5.00% APY, The Bank of TiogaThe Bank of TiogaA+5.0 ★ Cash Back checking account at 3.50% APY, Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 11.17% Classic Checking at 3.04% APY, and VISIONBank Saint Francis, MNVISIONBank Saint Francis, MNA5.0 ★Texas Ratio: 6.85% Sky Checking - Non Profits at 3.00% APY. Checking account rates as of April 4, 2026 according to verified data from MonitorBankRates.

Kenmare has 1 local institution in our database, with checking rates as high as 0.01% APY from Town and Country Credit Union at 108 N Central Ave, Kenmare, ND, 58746 7101. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Kenmare, North Dakota. Checking Account Rates Last Updated and Verified: April 4, 2026

Compare Checking Account Rates Today in Kenmare, North Dakota & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
108 N Central Ave
Kenmare, ND 58746 7101
Free Checking Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Dakota West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.58%
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $120 cash back per year, $10 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

cash back on debit card purchases - up to $8.75 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Classic Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Sky Checking - Non Profits
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $3,000,000.00

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Vision Premium Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $499.99

First State B&T Williston, ND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
1st Premier Club Checking Accounts
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Railway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Senior Checking Accounts
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

First State B&T Williston, ND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
1st Premier Club Checking Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Railway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Senior Checking Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

First State B&T Williston, ND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Classic Checking Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Med Park Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Rolette State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Regular NOW Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Goose River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Interest Bearing Checking
0.20%
$500
Rate0.20%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Dakota West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.58%
Badlands Gold Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

FSB of Cando
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier 22 Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

FSB of Cando
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Personal Interest Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Dividend Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Vue Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Interest Bearing Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dakota West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.58%
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $120 cash back per year, $10 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

cash back on debit card purchases - up to $8.75 per month

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Classic Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Sky Checking - Non Profits
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $3,000,000.00

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Vision Premium Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $499.99

Goose River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Interest Bearing Checking
0.20%
$500
Rate0.20%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Vue Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Interest Bearing Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

FSB of Cando
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Personal Interest Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Bank Forward
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Forward Interest Checking
0.10%
$5,000
Rate0.10%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

FSB of Cando
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Personal Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
America's Best Premier Interest Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Goose River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Interest Bearing Checking Account
0.10%
$500
Rate0.10%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
America's Best Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

FSB of Cando
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Personal Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Bank Forward
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Forward Interest Checking
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Interest Checking
0.05%
$1,000
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

$1,000 minimum opening deposit

First State Bank (ND)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Relationship Plus Checking
0.05%
$500
Rate0.05%
Min Deposit$500
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dakota West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.58%
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $120 cash back per year, $10 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month

The Bank of Tioga
Institution Rating:
A+5.0 ★
Cash Back checking account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

cash back on debit card purchases - up to $8.75 per month

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
108 N Central Ave
Kenmare, ND 58746 7101
Free Checking Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Western Cooperative Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No Minimum Required

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premium Business Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $499.99

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Premier Business Checking
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
BusinessPlus Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
BusinessPlus Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Business Interest Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

First State Bank (ND)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Business Interest Checking
0.05%
$2,500
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Bank Forward
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Business Forward Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

effective 2/1/2024 (changed monthly on the 1st of the month). Earnings Credit is calculated on available balance (less 10% reserve balance requirement) to offset service charges.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Business Checking
0.00%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Business Connect Checking
0.00%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Kenmare, ND Checking Rate Trends

Compare local Kenmare, ND checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Dakota Checking Trends →
High-Yield Checking — ND Avg
3.289%
▲ 3.062 vs 7 days ago

North Dakota high-yield checking rates rose 3.062 points over the past 7 days to 3.289% APY.

Free Checking — ND Avg
0.225%
▼ 0.306 vs 7 days ago

North Dakota free checking rates fell 0.306 points over the past 7 days to 0.225% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Kenmare, North Dakota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kenmare, North Dakota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ND.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Kenmare, North Dakota earn interest?

Most traditional local checking accounts in Kenmare, North Dakota earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Kenmare, North Dakota FDIC insured?

Yes. Legitimate banks with branches in Kenmare, North Dakota are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Kenmare, North Dakota

Based on our current data, some of the highest checking account APYs available to residents of Kenmare, North Dakota include:
  • Town and Country Credit Union
    Free Checking Account — 0.01% APY
  • Dakota West Credit Union
    Kasasa Cash Back Checking — 5.00% APY
  • The Bank of Tioga
    Cash Back checking account — 3.50% APY
  • Capital Credit Union
    Classic Checking — 3.04% APY
  • VISIONBank Saint Francis, MN
    Sky Checking - Non Profits — 3.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kenmare, North Dakota. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 4, 2026