Best Banks & Checking Accounts in Muldrow, Oklahoma - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Muldrow, Oklahoma include FNB Community BankFNB Community BankB+4.8 ★Texas Ratio: 17.57% Rewards Checking at 5.00% APY, Communication Federal Credit UnionCommunication Federal Credit UnionA5.0 ★Texas Ratio: 7.00% Performance Checking at 4.00% APY, Security Bank Tulsa, OKSecurity Bank Tulsa, OKA5.0 ★Texas Ratio: 8.37% Security Bonus Checking at 2.89% APY, Vast BankVast BankA+5.0 ★Texas Ratio: 4.77% Rewards Checking at 2.50% APY, and Legacy Bank Hinton, OKLegacy Bank Hinton, OKF2.1 ★Texas Ratio: 49.42% 50+ Interest Checking at 2.00% APY. Checking account rates as of July 16, 2026 according to verified data from MonitorBankRates.
Muldrow is a smaller community with no bank or credit union branches currently in our database. 24 institutions serving the Oklahoma area are available to Muldrow residents, with checking rates as high as 5.00% APY from FNB Community Bank. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Muldrow, Oklahoma. Checking Account Rates Last Updated and Verified: July 16, 2026
Compare Checking Account Rates Today in Muldrow, Oklahoma & the Surrounding Area
Muldrow Checking Account Rates
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
1APY is variable and may change after account opening. $25 Minimum to Open.
Qualifications Required: Sign up for Online Banking and elect to receive Electronic Statements; Have at least 1 direct deposit, ACH credit or ACH debit post and settle to your account; Have at least 10 Debit Card transactions of $3 or more post and settle to your account; Range from 2.89% to 0.30%
No additional details provided.
Qualifications Required: 2.47% on balances up to $25,000; 0.12% on balances above $25,000; Qualifying balance up to $25,000.00; Non-qualifying balances: 0.00%
The interest rate and APY on this account may change at any time at the bank's discretion. Interest is calculated using the daily balance method which applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the collected balance which includes funds for which we have received credit - no later than the business day we receive credit for the deposit of your non-cash items (i.e. checks). Interest is paid, compounded, and credited monthly. If you choose to close your account, any interest accrued but not yet paid is forfeited. Effective as of 4/22/2025.
No additional details provided.
Interest is calculated using the daily balance method. Interest is paid, compounded, and credited monthly. The interest rate and APY on this account may change at any time at the bank's discretion.
Qualified Tier 1 ($0 - $20,000)
No additional details provided.
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Qualifications Required: ACH per statement cycle
No additional details provided.
Range from 2.89% to 0.30%
No additional details provided.
No additional details provided.
Muldrow High Yield Checking Rates
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
1APY is variable and may change after account opening. $25 Minimum to Open.
Qualifications Required: Sign up for Online Banking and elect to receive Electronic Statements; Have at least 1 direct deposit, ACH credit or ACH debit post and settle to your account; Have at least 10 Debit Card transactions of $3 or more post and settle to your account; Range from 2.89% to 0.30%
No additional details provided.
Qualifications Required: 2.47% on balances up to $25,000; 0.12% on balances above $25,000; Qualifying balance up to $25,000.00; Non-qualifying balances: 0.00%
The interest rate and APY on this account may change at any time at the bank's discretion. Interest is calculated using the daily balance method which applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the collected balance which includes funds for which we have received credit - no later than the business day we receive credit for the deposit of your non-cash items (i.e. checks). Interest is paid, compounded, and credited monthly. If you choose to close your account, any interest accrued but not yet paid is forfeited. Effective as of 4/22/2025.
No additional details provided.
Qualified Tier 1 ($0 - $20,000)
No additional details provided.
No additional details provided.
No additional details provided.
Compounding Frequency: MONTHLY
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Muldrow Rewards Checking Rates
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 2.47% on balances up to $25,000; 0.12% on balances above $25,000; Qualifying balance up to $25,000.00; Non-qualifying balances: 0.00%
Qualified Tier 1 ($0 - $20,000)
Qualified Tier 2 (Over $20,000)
No additional details provided.
Non-qualifying balances: 0.00%
No additional details provided.
All balances
Non-Qualified Tier
No additional details provided.
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Muldrow Free Checking Rates
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Muldrow Student Checking Rates
No additional details provided.
Muldrow Business Checking Rates
Interest is calculated using the daily balance method. Interest is paid, compounded, and credited monthly. The interest rate and APY on this account may change at any time at the bank's discretion.
Qualifications Required: ACH per statement cycle
No additional details provided.
No additional details provided.
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Muldrow, OK Checking Rate Trends
Compare local Muldrow, OK checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oklahoma high-yield checking rates rose 0.310 points over the past 7 days to 3.618% APY.
Oklahoma free checking rates fell 0.212 points over the past 7 days to 1.354% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Muldrow, Oklahoma checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Muldrow, Oklahoma directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Muldrow, Oklahoma. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OK.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Muldrow, Oklahoma earn interest?
Are banks in Muldrow, Oklahoma FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Muldrow, Oklahoma
- FNB Community Bank
Rewards Checking — 5.00% APY - Communication Federal Credit Union
Performance Checking — 4.00% APY - Security Bank Tulsa, OK
Security Bonus Checking — 2.89% APY - Vast Bank
Rewards Checking — 2.50% APY - Legacy Bank Hinton, OK
50+ Interest Checking — 2.00% APY
