The best checking rates for Georgetown, South Carolina include Georgetown Kraft Credit UnionGeorgetown Kraft Credit Union1530 Bourne St, Georgetown, SC 29440 4775A+5.0 ★Texas Ratio: 2.98% Checking at 0.10% APY, Bank of Travelers RestBank of Travelers RestA+5.0 ★Texas Ratio: 0.49% PREMIUM Checking at 2.84% APY, Sharonview Federal Credit UnionSharonview Federal Credit UnionA5.0 ★Texas Ratio: 11.73% High-Yield Checking at 2.00% APY, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% Rewards Checking at 1.76% APY, and State Department Federal Credit UnionState Department Federal Credit UnionA+5.0 ★Texas Ratio: 4.53% Privilege Checking at 0.80% APY. Checking account rates as of April 12, 2026 according to verified data from MonitorBankRates.
Georgetown has 1 local institution in our database, with checking rates as high as 0.10% APY from Georgetown Kraft Credit Union at 1530 Bourne St, Georgetown, SC, 29440 4775. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Georgetown, South Carolina. Checking Account Rates Last Updated and Verified: April 12, 2026
Minimum $2500
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Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
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Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
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Qualifying balance up to $15,000.00
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Our checking account pays you! You'll earn five cents for every qualifying swipe of your Grow Visa� debit card.
Our checking account pays you! You'll earn five cents for every qualifying swipe of your Grow Visa� debit card.
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Compare local Georgetown, SC checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina high-yield checking rates fell 0.005 points over the past 7 days to 3.594% APY.
South Carolina free checking rates rose 0.477 points over the past 7 days to 0.725% APY.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Georgetown, South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Georgetown, South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in SC.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.