The best checking rates for Irmo, South Carolina include Security Federal BankSecurity Federal Bank1790 Dutch Fork Rd, Irmo, SC 29063A5.0 ★Texas Ratio: 7.11% Premium/High Yield Checking at 0.50% APY, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union7816 Broad River Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 3.95% Premium Checking at 0.20% APY, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union7438 Broad River Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 3.08% MySCU Loyalty Checking at 0.05% APY, Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit UnionA5.0 ★Texas Ratio: 7.73% Peak Performance Checking at 5.12% APY, and Sharonview Federal Credit UnionSharonview Federal Credit UnionA5.0 ★Texas Ratio: 10.83% High-Yield Checking at 2.00% APY. Checking account rates as of May 23, 2026 according to verified data from MonitorBankRates.
Irmo has 3 local institutions in our database, with checking rates as high as 0.50% APY from Security Federal Bank at 1790 Dutch Fork Rd, Irmo, SC, 29063. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Irmo, South Carolina. Checking Account Rates Last Updated and Verified: May 23, 2026
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Compare local Irmo, SC checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina high-yield checking rates rose 0.019 points over the past 7 days to 1.281% APY.
South Carolina free checking rates fell 0.018 points over the past 7 days to 1.006% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Irmo, South Carolina checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Irmo, South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Irmo, South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in SC.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.