MonitorBankRates
Home Checking Accounts Tennessee Checking Brentwood, Tennessee iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Brentwood, Tennessee - July 2026

The best checking rates for Brentwood, Tennessee include Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.38% Preferred Checking at 0.20% APY, Southeast Financial Credit UnionSoutheast Financial Credit Union5110 Maryland Way Ste 100, Brentwood, TN 37027A5.0 ★Texas Ratio: 9.30% Health Checking Account at 0.03% APY, Old National BankOld National Bank5120 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 5.09% ONB Preferred Checking at 0.01% APY, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.33% Premium Checking Accounts at 5.00% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 17.71% HY Checking at 4.00% APY. Checking account rates as of July 25, 2026 according to verified data from MonitorBankRates.

Brentwood has 3 local institutions in our database, with checking rates as high as 3.04% APY from Ascend Federal Credit Union at 782 Old Hickory Blvd, Brentwood, TN, 37027. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Brentwood, Tennessee. Checking Account Rates Last Updated and Verified: July 25, 2026

Compare Checking Account Rates Today in Brentwood, Tennessee & the Surrounding Area

Institutions:

Brentwood Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business High-Yield Checking Business
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Basic Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Preferred Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Preferred Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Health Checking Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Interest Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
5120 Maryland Way
Brentwood, TN 37027
ONB Preferred Checking
0.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJul 11, 2026
Details

Interest-bearing account, the interest rate and annual percentage yield may change. Fees may reduce earnings on this account. If account is closed within 180 days, a $25 fee will be assessed.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Rewards Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Free Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

No additional details provided.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
High Yield Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 15, 2026
Details

Subject to Change Monthly

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
High-Yield Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: Make 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit.; PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00. Fees may reduce earnings. Ask for details. Rate subject to change.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Qualifications Required: based on qualifying criteria**

TNConnect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
High Yield Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
2.64%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No additional details provided.

Brentwood High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Interest Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

No additional details provided.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
High-Yield Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: Make 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit.; PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00. Fees may reduce earnings. Ask for details. Rate subject to change.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
High Yield Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 15, 2026
Details

Subject to Change Monthly

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Qualifications Required: based on qualifying criteria**

TNConnect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
High Yield Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
2.64%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No additional details provided.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
2.21%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No additional details provided.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Rate applies to balances of $0 - $25,000.

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Opulent Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Blended 1.84% APY on a $275,000 balance for example

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

No additional details provided.

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Charitable Interest Checking
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

No additional details provided.

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Staley Platinum Checking
0.13%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

No additional details provided.

TNConnect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
High Yield Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 17.13%
Plus Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Staley Platinum Checking
0.08%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

TNConnect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Earns rewards. $3 monthly fee if average daily balance falls below $300

Brentwood Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Rate applies to balances of $0 - $25,000.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

Rate applies to all balances if qualifications not met.

Brentwood Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

TNConnect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

No monthly fees or minimum balance

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

No additional details provided.

Brentwood Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100
Brentwood, TN 37027
Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Brentwood Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business High-Yield Checking Business
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Basic Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Preferred Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Free Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd
Brentwood, TN 37027
Business Rewards Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Leading Edge Business Checking Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Preferred Business Checking Account Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial NOW Checking Business
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Balance below $2,500

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Business Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

No additional details provided.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Business Checking Account Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Business Interest Checking Business
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

No additional details provided.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Business Endeavor Plus Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

No additional details provided.

Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Stability Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

No additional details provided.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Advantage Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 15, 2026
Details

Subject to Change Monthly

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Premier Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 15, 2026
Details

Subject to Change Monthly

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Preferred Business Checking Account Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No monthly fee on a preferred business checking account if $1,500.00 balance is maintained. If balance is under $1,500.00, then fees may apply. Must use eStatement for no-fee option.

Brentwood, TN Checking Rate Trends

Compare local Brentwood, TN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Checking Trends →
High-Yield Checking — TN Avg
2.231%
▲ 0.181 vs 7 days ago

Tennessee high-yield checking rates rose 0.181 points over the past 7 days to 2.231% APY.

Free Checking — TN Avg
0.530%
▼ 0.567 vs 7 days ago

Tennessee free checking rates fell 0.567 points over the past 7 days to 0.530% APY.

As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Brentwood, Tennessee checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Brentwood, Tennessee directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brentwood, Tennessee. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Brentwood, Tennessee earn interest?

Most traditional local checking accounts in Brentwood, Tennessee earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Brentwood, Tennessee FDIC insured?

Yes. Legitimate banks with branches in Brentwood, Tennessee are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Brentwood, Tennessee

Based on our current data, some of the highest checking account APYs available to residents of Brentwood, Tennessee include:
  • Ascend Federal Credit Union
    Preferred Checking — 0.20% APY
  • Southeast Financial Credit Union
    Health Checking Account — 0.03% APY
  • Old National Bank
    ONB Preferred Checking — 0.01% APY
  • Orion Federal Credit Union
    Premium Checking Accounts — 5.00% APY
  • UNIFY Financial Federal Credit Union
    HY Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Brentwood, Tennessee. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: July 25, 2026