Best Banks & Checking Accounts in Powell, Tennessee - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Powell, Tennessee include Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union7515 Central Avenue Pike, Powell, TN 37849 4012A+5.0 ★Texas Ratio: 3.39% High-Yield Checking at 3.50% APY, Commercial Bank Harrogate, TNCommercial Bank Harrogate, TN420 E Emory Rd, Powell, TN 37849A+5.0 ★Texas Ratio: 2.92% Cash Back Checking at 2.00% APY, FirstBank (TN)FirstBank (TN)233 E Emory Rd, Powell, TN 37849A5.0 ★Texas Ratio: 6.39% FirstRewards Checking at 1.51% APY, Tennessee State BankTennessee State Bank7500 Old Clinton Pike, Powell, TN 37849A+5.0 ★Texas Ratio: 0.56% The Best Years Checking at 0.10% APY, and FedTrust Federal Credit UnionFedTrust Federal Credit UnionA5.0 ★Texas Ratio: 6.25% Rewards Checking at 4.59% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Powell has 4 local institutions in our database, with checking rates as high as 3.50% APY from Knoxville TVA Employees Credit Union at 7515 Central Avenue Pike, Powell, TN, 37849 4012. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Powell, Tennessee. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Powell, Tennessee & the Surrounding Area
Powell, TN 37849 4012
Qualifications Required; Qualifying balance up to $10,000.00
Powell, TN 37849
Qualifications Required: Use your debit card at least 12 times during a calendar month; Cash back earned on up to $300 in purchases monthly; Earn up to $72 cash back per year, $6 per month
Powell, TN 37849
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849
No additional details provided.
Powell, TN 37849 4012
No additional details provided.
No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
N/A
based on qualifying criteria**
Qualifications Required: Have at least one Direct Deposit or authorize one automatic payment that posts and settles; Receive Electronic Statements (valid e-mail address is required); Make 15 debit card purchases that posts and settles; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required; Earns rewards.
Effective 3/1/2026
Qualifying balance up to $250,000.00
Effective 3/1/2026
No additional details provided.
Effective 3/1/2026
Powell, TN 37849 4012
Qualifications Required; Qualifying balance up to $10,000.00
Powell, TN 37849
Qualifications Required: Use your debit card at least 12 times during a calendar month; Cash back earned on up to $300 in purchases monthly; Earn up to $72 cash back per year, $6 per month
Powell, TN 37849
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
No additional details provided.
Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
N/A
based on qualifying criteria**
Qualifications Required: Have at least one Direct Deposit or authorize one automatic payment that posts and settles; Receive Electronic Statements (valid e-mail address is required); Make 15 debit card purchases that posts and settles; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required; Earns rewards.
Effective 3/1/2026
Qualifying balance up to $250,000.00
Effective 3/1/2026
No additional details provided.
Effective 3/1/2026
No additional details provided.
No additional details provided.
No additional details provided.
Powell, TN 37849
Qualifications Required: Use your debit card at least 12 times during a calendar month; Cash back earned on up to $300 in purchases monthly; Earn up to $72 cash back per year, $6 per month
Powell, TN 37849
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
No additional details provided.
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $50,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No monthly fees or minimum balance
No additional details provided.
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849
No additional details provided.
Powell, TN 37849
($5,000 and up)
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849
($5,000 and up)
Powell, TN 37849
($0-$4,999)
Powell, TN 37849
($1,500-$4,999)
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849 4012
No additional details provided.
Powell, TN 37849 4012
No additional details provided.
No additional details provided.
Qualifications Required: 15 debit card transactions of $10 or more post and settle per month; Be enrolled and agree to receive e-statements; Qualifying balance up to $250,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Powell, TN Checking Rate Trends
Compare local Powell, TN checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield checking rates rose 2.025 points over the past 7 days to 3.387% APY.
Tennessee free checking rates rose 0.574 points over the past 7 days to 0.897% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Powell, Tennessee directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Powell, Tennessee. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TN.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Powell, Tennessee earn interest?
Are banks in Powell, Tennessee FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Powell, Tennessee
- Knoxville TVA Employees Credit Union
High-Yield Checking — 3.50% APY - Commercial Bank Harrogate, TN
Cash Back Checking — 2.00% APY - FirstBank (TN)
FirstRewards Checking — 1.51% APY - Tennessee State Bank
The Best Years Checking — 0.10% APY - FedTrust Federal Credit Union
Rewards Checking — 4.59% APY
