Best Banks & Checking Accounts in Beaumont, Texas - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Beaumont, Texas include 5Point Credit Union5Point Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850A5.0 ★Texas Ratio: 6.33% High-Yield Checking Account at 6.00% APY, DuGood Federal Credit UnionDuGood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708F2.8 ★Texas Ratio: 41.67% Hi-Yield Checking Account at 6.00% APY, Public Employees Credit UnionPublic Employees Credit Union4215 Eastex Fwy, Beaumont, TX 77706A+5.0 ★Texas Ratio: 1.12% High Interest Checking at 6.00% APY, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.72% Checking Account at 0.50% APY, and Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 1.48% nPower Youth Checking at 0.10% APY. Checking account rates as of April 23, 2026 according to verified data from MonitorBankRates.
Beaumont has 8 local institutions in our database, with checking rates as high as 6.00% APY from 5Point Credit Union at 4005 Dowlen Rd, Beaumont, TX, 77706 6850. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Beaumont, Texas. Checking Account Rates Last Updated and Verified: April 23, 2026
Compare Checking Account Rates Today in Beaumont, Texas & the Surrounding Area
Beaumont, TX 77706 6850
Qualifying balance up to $15,000.00
Beaumont, TX 77708
Qualifying balance up to $25,000.00
Beaumont, TX 77706
Qualifying balance up to $15,000
Beaumont, TX 77713
Balances $35,000.01 and up
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706 3330
No additional details provided.
Beaumont, TX 77701
No additional details provided.
Beaumont, TX 77706 3330
No additional details provided.
Beaumont, TX 77705 6108
All Balances
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77706 4004
With minimum balance of $2,500
Beaumont, TX 77706
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Met; Qualifying balance up to $15,000.00
Beaumont, TX 77706 6850
Qualifying balance up to $15,000.00
Beaumont, TX 77708
Qualifying balance up to $25,000.00
Beaumont, TX 77706
Qualifying balance up to $15,000
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Met; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Qualifying balance up to $15000
No additional details provided.
Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required; Qualifying balance up to $30,000.00; Interest paid monthly
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Beaumont, TX 77706 6850
No additional details provided.
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $9,999.99
Qualifying balance up to $20,000.00
Qualifying balance up to $400 in purchases
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifying balance up to $20,000.00
No additional details provided.
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No additional details provided.
Beaumont, TX 77708
No additional details provided.
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Beaumont, TX 77706 3330
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Beaumont, TX 77713
Balances $35,000.01 and up
Beaumont, TX 77701
No additional details provided.
Beaumont, TX 77706
No additional details provided.
Beaumont, TX 77708
No additional details provided.
$700,000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
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$500,000
No additional details provided.
$700,000
No additional details provided.
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$500,000
No additional details provided.
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No additional details provided.
Beaumont, TX Checking Rate Trends
Compare local Beaumont, TX checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield checking rates rose 0.100 points over the past 7 days to 3.076% APY.
Texas free checking rates rose 0.113 points over the past 7 days to 1.266% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Beaumont, Texas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Beaumont, Texas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TX.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Beaumont, Texas earn interest?
Are banks in Beaumont, Texas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Beaumont, Texas
- 5Point Credit Union
High-Yield Checking Account — 6.00% APY - DuGood Federal Credit Union
Hi-Yield Checking Account — 6.00% APY - Public Employees Credit Union
High Interest Checking — 6.00% APY - Rave Financial Credit Union
Checking Account — 0.50% APY - Neches Federal Credit Union
nPower Youth Checking — 0.10% APY
