Best Banks & Checking Accounts in Beaumont, Texas - July 2026
Brian McKay
Brian McKay
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The best checking rates for Beaumont, Texas include DuGood Federal Credit UnionDuGood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708F2.8 ★Texas Ratio: 0.47% Hi-Yield Checking Account at 6.00% APY, Public Employees Credit UnionPublic Employees Credit Union4215 Eastex Fwy, Beaumont, TX 77706A+5.0 ★Texas Ratio: 1.09% High Interest Checking at 6.00% APY, 5Point Credit Union5Point Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850A5.0 ★Texas Ratio: 5.94% High-Yield Checking Account at 6.00% APY, MCT Credit UnionMCT Credit Union3950 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 2.39% Kasasa Cash Checking at 5.55% APY, and Education First Federal Credit UnionEducation First Federal Credit Union740 Fannin St, Beaumont, TX 77701A+5.0 ★Texas Ratio: 3.62% Business Plus Checking Account at 0.05% APY. Checking account rates as of July 16, 2026 according to verified data from MonitorBankRates.
Beaumont has 5 local institutions in our database, with checking rates as high as 6.00% APY from DuGood Federal Credit Union at 7505 Eastex Fwy Ste B, Beaumont, TX, 77708. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Beaumont, Texas. Checking Account Rates Last Updated and Verified: July 16, 2026
Compare Checking Account Rates Today in Beaumont, Texas & the Surrounding Area
Beaumont Checking Account Rates
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77706
APY Range: 6.00% to 1.00%; Non-Qual Rate: 0.05%
Beaumont, TX 77706 6850
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Beaumont, TX 77706
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Beaumont, TX 77706 6850
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $1,000.00
Beaumont, TX 77706
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Rate: 1.99% on balances up to $15,000.00
Beaumont, TX 77706 6850
Balance $15,000.01 and up
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77708
Qualifications Required: Qualifications Not Met
Beaumont, TX 77706
All balances if qualifications not met
Beaumont, TX 77701
No additional details provided.
Beaumont, TX 77706 6850
Non-qualifying balance
Beaumont, TX 77706
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Qualifying balance up to $10,000.00
Beaumont High Yield Checking Rates
Beaumont, TX 77706
APY Range: 6.00% to 1.00%; Non-Qual Rate: 0.05%
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77706 6850
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Beaumont, TX 77706
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Beaumont, TX 77706 6850
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $1,000.00
Beaumont, TX 77706
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Rate: 1.99% on balances up to $15,000.00
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
No additional details provided.
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying accounts up to $10,000
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $25,000.00
Qualifications Required: Qualifications Required; Direct deposit or ACH credit; At least 12 debit card purchases; E-statements enrollment; Online banking enrollment/login; Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying Account Balances
No additional details provided.
Qualifications Required; Intro rate expires: 02/03/2026; Regular APR: 0.20%; Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.
Beaumont Rewards Checking Rates
Beaumont, TX 77706
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Beaumont, TX 77706
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Rate: 1.99% on balances up to $15,000.00
Beaumont, TX 77706 6850
No additional details provided.
Beaumont, TX 77706
All balances if qualifications not met
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying accounts up to $10,000
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $25,000.00
Qualifications Required: Qualifications Required; Direct deposit or ACH credit; At least 12 debit card purchases; E-statements enrollment; Online banking enrollment/login; Qualifying balance up to $25,000.00
Qualifications Required: Qualifications Required; Qualifying balance up to $25,000.00
No additional details provided.
No additional details provided.
Qualifications Required: Qualifications Required; Direct deposit or ACH credit; At least 12 debit card purchases; E-statements enrollment; Online banking enrollment/login; Qualifying balance up to $100,000.00
Qualifications Required: Qualifications Required;; Qualifying balance up to $20,000.00
Qualifications Required: Qualifications Required; Direct deposit or ACH credit; At least 12 debit card purchases; E-statements enrollment; Online banking enrollment/login; Qualifying balance up to $25,000.00
No additional details provided.
Balance Amount: $100 - $15,000
Qualifications Required: Qualifications Required; Balances up to $10,000.00 (when qualifications are met)
All balances if qualifications not met
All balances if qualifications not met
Beaumont Free Checking Rates
Beaumont, TX 77708
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Beaumont Student Checking Rates
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Beaumont Business Checking Rates
Beaumont, TX 77706
No additional details provided.
Beaumont, TX 77708
No additional details provided.
Beaumont, TX 77701
No additional details provided.
No additional details provided.
$50,000 and Over
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
$25,000 - $49,999.99
No additional details provided.
No additional details provided.
No additional details provided.
$10,000 - $24,99.99
No additional details provided.
Beaumont, TX Checking Rate Trends
Compare local Beaumont, TX checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield checking rates rose 0.053 points over the past 7 days to 2.304% APY.
Texas free checking rates rose 0.209 points over the past 7 days to 1.503% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Beaumont, Texas checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Beaumont, Texas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Beaumont, Texas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TX.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Beaumont, Texas earn interest?
Are banks in Beaumont, Texas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Beaumont, Texas
- DuGood Federal Credit Union
Hi-Yield Checking Account — 6.00% APY - Public Employees Credit Union
High Interest Checking — 6.00% APY - 5Point Credit Union
High-Yield Checking Account — 6.00% APY - MCT Credit Union
Kasasa Cash Checking — 5.55% APY - Education First Federal Credit Union
Business Plus Checking Account — 0.05% APY
