The best checking rates for South Jordan, Utah include Utah First Federal Credit UnionUtah First Federal Credit Union3642 W 11400 S, South Jordan, UT 84095A+5.0 ★Texas Ratio: 2.03% Personal Checking at 1.00% APY, Deseret First Federal Credit UnionDeseret First Federal Credit Union10588 S Redwood Rd, South Jordan, UT 84095A5.0 ★Texas Ratio: 7.12% First Choice Platinum Checking Account at 1.00% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union3664 W South Jordan Pkwy, South Jordan, UT 84009 7152A+5.0 ★Texas Ratio: 2.10% 1 Month (with checking account) at 0.15% APY, Cyprus Federal Credit UnionCyprus Federal Credit Union11328 S Jordan Gtwy, South Jordan, UT 84095 4112A+5.0 ★Texas Ratio: 2.42% Basic Checking at 0.10% APY, and America First Federal Credit UnionAmerica First Federal Credit Union10767 S Redwood Rd, South Jordan, UT 84095A5.0 ★Texas Ratio: 8.12% Premium Checking at 0.10% APY. Checking account rates as of April 19, 2026 according to verified data from MonitorBankRates.
South Jordan has 6 local institutions in our database, with checking rates as high as 1.00% APY from Utah First Federal Credit Union at 3642 W 11400 S, South Jordan, UT, 84095. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in South Jordan, Utah. Checking Account Rates Last Updated and Verified: April 19, 2026
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Qualifying balance up to $10,000.00
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Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
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Qualifying balance up to $10,000.00
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Qualifying balance up to $10,000.00
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Qualifying balance up to $15000
Qualifying balance up to $20,000
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $50,000
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Qualifying balance up to $10,000.00
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$20,000 +
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$1,000 to $19,999
under $20,000
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Balance to Earn Monthly Dividends: $500+
$500+ to earn monthly dividends
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Compare local South Jordan, UT checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield checking rates currently average 1.266% APY.
Utah free checking rates rose 0.031 points over the past 7 days to 0.437% APY.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for South Jordan, Utah directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in South Jordan, Utah. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in UT.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.