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Home Checking Accounts Vermont Checking Burlington, Vermont iAdvertiser Disclosure
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Best Banks & Checking Accounts in Burlington, Vermont - July 2026

The best checking rates for Burlington, Vermont include Northfield Savings BankNorthfield Savings Bank116 Church Street, Burlington, VT 05401A+5.0 ★Texas Ratio: 4.01% IOLTA Checking at 1.05% APY, Mascoma BankMascoma Bank431 Pine St, Burlington, VT 05401A+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, EastRise Credit UnionEastRise Credit UnionUniversity of VT Medical Center McClure 2 Connector, Burlington, VT 05401 1473A+5.0 ★Texas Ratio: 4.41% Business Basic Checking Account at 0.05% APY, Brattleboro S&LBrattleboro S&LA+5.0 ★Texas Ratio: 0.20% Local Rewards Checking at 3.25% APY, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% Home Town Investment Checking at 1.00% APY. Checking account rates as of July 6, 2026 according to verified data from MonitorBankRates.

Burlington has 3 local institutions in our database, with checking rates as high as 1.05% APY from Northfield Savings Bank at 116 Church Street, Burlington, VT, 05401. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Burlington, Vermont. Checking Account Rates Last Updated and Verified: July 6, 2026

Compare Checking Account Rates Today in Burlington, Vermont & the Surrounding Area

Institutions:

Burlington Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
IOLTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
IORTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
431 Pine St
Burlington, VT 05401
MORE Checking - Tier 3
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

APY is 0.50%

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
NSB Preferred Checking
0.35%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
NSB Preferred Checking
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
NSB Preferred Checking
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
NSB Preferred Checking
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business Basic Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business No Dividend Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Burlington High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
IOLTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
IORTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Enterprise Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
116 Church Street
Burlington, VT 05401
Government Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Local Rewards Checking
3.25%
$500
Rate3.20%
Min Deposit$500
Min Balance
UpdatedJul 5, 2026
Details

Tiered balance; Rate applies to balances $0 - $24,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Investment Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Burlington Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Local Rewards Checking
3.25%
$500
Rate3.20%
Min Deposit$500
Min Balance
UpdatedJul 5, 2026
Details

Tiered balance; Rate applies to balances $0 - $24,999.99

Burlington Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Basic Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Burlington Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

No additional details provided.

Burlington Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business Basic Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Business No Dividend Checking Account Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
University of VT Medical Center McClure 2 Connector
Burlington, VT 05401 1473
Small Business Checking Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

Interest Tier: 250,000+

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

Interest Tier: 1000-249,999

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 5, 2026
Details

Interest Tier: 0-999

Burlington, VT Checking Rate Trends

Compare local Burlington, VT checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont Checking Trends →
High-Yield Checking — VT Avg
0.769%
▼ 0.363 vs 7 days ago

Vermont high-yield checking rates fell 0.363 points over the past 7 days to 0.769% APY.

Free Checking — VT Avg
0.372%
▼ 0.004 vs 7 days ago

Vermont free checking rates fell 0.004 points over the past 7 days to 0.372% APY.

As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Burlington, Vermont checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Burlington, Vermont directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Burlington, Vermont. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Burlington, Vermont earn interest?

Most traditional local checking accounts in Burlington, Vermont earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Burlington, Vermont FDIC insured?

Yes. Legitimate banks with branches in Burlington, Vermont are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Burlington, Vermont

Based on our current data, some of the highest checking account APYs available to residents of Burlington, Vermont include:
  • Northfield Savings Bank
    IOLTA Checking — 1.05% APY
  • Mascoma Bank
    MORE Checking - Tier 3 — 0.50% APY
  • EastRise Credit Union
    Business Basic Checking Account — 0.05% APY
  • Brattleboro S&L
    Local Rewards Checking — 3.25% APY
  • TrustCo Bank
    Home Town Investment Checking — 1.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Burlington, Vermont. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: July 6, 2026