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Home › Checking Accounts › Vermont Checking › Plymouth, Vermont iAdvertiser Disclosure
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Best Banks & Checking Accounts in Plymouth, Vermont - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 27, 2026

The best checking rates for Plymouth, Vermont include Brattleboro S&LBrattleboro S&LA+5.0 ★Texas Ratio: 0.20% Local Rewards Checking at 3.25% APY, Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% Reward Checking k (Requirements Met) at 1.26% APY, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% Home Town Investment Checking at 1.00% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, and The Bank of BenningtonThe Bank of BenningtonA+5.0 ★Texas Ratio: 2.81% N.O.W. Checking** at 0.05% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Plymouth is a smaller community with no bank or credit union branches currently in our database. 7 institutions serving the Vermont area are available to Plymouth residents, with checking rates as high as 3.25% APY from Brattleboro S&L. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Plymouth, Vermont. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Plymouth, Vermont & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Local Rewards Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Reward Checking k (Requirements Met)
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$0-$25; Qualifications Required

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Investment Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
MORE Checking - Tier 3
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No additional details provided.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Reward Checking > k (Requirements Met)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$25; Qualifications Required

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
N.O.W. Checking**
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Relationship Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
CHECKING ACCOUNT
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
MORE Checking - Tier 2
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No additional details provided.

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Premier Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Premier Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
MORE Checking - Tier 1
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Basic Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Basic Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Local Rewards Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Reward Checking k (Requirements Met)
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$0-$25; Qualifications Required

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Investment Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Local Rewards Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Reward Checking k (Requirements Met)
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$0-$25; Qualifications Required

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Reward Checking > k (Requirements Met)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$25; Qualifications Required

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Basic Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Basic Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Plymouth, VT Checking Rate Trends

Compare local Plymouth, VT checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont Checking Trends →
High-Yield Checking — VT Avg
1.656%
▲ 0.430 vs 7 days ago

Vermont high-yield checking rates rose 0.430 points over the past 7 days to 1.656% APY.

Free Checking — VT Avg
0.179%
▼ 0.161 vs 7 days ago

Vermont free checking rates fell 0.161 points over the past 7 days to 0.179% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Plymouth, Vermont directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Plymouth, Vermont. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Plymouth, Vermont earn interest?

Most traditional local checking accounts in Plymouth, Vermont earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Plymouth, Vermont FDIC insured?

Yes. Legitimate banks with branches in Plymouth, Vermont are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Plymouth, Vermont

Based on our current data, some of the highest checking account APYs available to residents of Plymouth, Vermont include:
  • Brattleboro S&L
    Local Rewards Checking — 3.25% APY
  • Vermont Federal Credit Union
    Reward Checking k (Requirements Met) — 1.26% APY
  • TrustCo Bank
    Home Town Investment Checking — 1.00% APY
  • Mascoma Bank
    MORE Checking - Tier 3 — 0.50% APY
  • The Bank of Bennington
    N.O.W. Checking** — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plymouth, Vermont. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026

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