MonitorBankRates
Home Checking Accounts Virginia Checking Alexandria, Virginia iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Alexandria, Virginia - April 2026

The best checking rates for Alexandria, Virginia include Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union4875 Eisenhower Ave, Alexandria, VA 22304 4886A-5.0 ★Texas Ratio: 14.20% at 5.50% APY, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 0.37% Investors Checking at 1.00% APY, NASA Federal Credit UnionNASA Federal Credit Union2415 Eisenhower Ave, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.88% Elite Checking at 1.00% APY, InFirst Federal Credit UnionInFirst Federal Credit Union6222 Little River Tpke, Alexandria, VA 22312 1714A+5.0 ★Texas Ratio: 3.55% Ultimate Checking at 1.00% APY, and Arlington Community Federal Credit UnionArlington Community Federal Credit Union4800 Fillmore Ave, Alexandria, VA 22311 5070A+5.0 ★Texas Ratio: 5.89% Free Rewards Checking at 1.00% APY. Checking account rates as of April 11, 2026 according to verified data from MonitorBankRates.

Alexandria has 14 local institutions in our database, with checking rates as high as 5.50% APY from Commonwealth One Federal Credit Union at 4875 Eisenhower Ave, Alexandria, VA, 22304 4886. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Alexandria, Virginia. Checking Account Rates Last Updated and Verified: April 11, 2026

Compare Checking Account Rates Today in Alexandria, Virginia & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $30,000.01

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
Kasasa Cash Checking Account
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4.00% cash back on debit card purchases.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Investors Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $19,999.00

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
2415 Eisenhower Ave
Alexandria, VA 22314
Elite Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
Ultimate Checking
1.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
My Money+ Checking
1.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
4800 Fillmore Ave
Alexandria, VA 22311 5070
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
1630 King St
Alexandria, VA 22314 2763
Privilege Checking
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
1630 King St
Alexandria, VA 22314 2763
Advantage Checking
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Core Corporate Checking
0.40%
$15,000
Rate0.00%
Min Deposit$15,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

John Marshall Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
640 Franklin St
Alexandria, VA 22314
Supreme Checking Account
0.40%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: Maintain at least one monthly direct deposit to your account of $500.00 or more; Enroll account in monthly electronic statements; Make 3 electronic payments from your account; Qualifying balance up to $500,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Loyalty Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Loyalty Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Youth Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Core Advantage Checking
0.05%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Advantage Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
5775 Barclay Dr
Alexandria, VA 22315 5731
Access America Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl
Alexandria, VA 22314 1691
Gold Source Checking Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
Organizational Checking
0.05%
$150
Rate0.00%
Min Deposit$150
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $30,000.01

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
Kasasa Cash Checking Account
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4.00% cash back on debit card purchases.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Investors Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $19,999.00

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
2415 Eisenhower Ave
Alexandria, VA 22314
Elite Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
Ultimate Checking
1.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
My Money+ Checking
1.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
4800 Fillmore Ave
Alexandria, VA 22311 5070
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
1630 King St
Alexandria, VA 22314 2763
Advantage Checking
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Core Advantage Checking
0.05%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Advantage Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

DuPont Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
Grow Checking
5.54%
$0
Rate5.40%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
High-Yield Checking
5.05%
$0
Rate5.05%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Checking Accounts Tier 3
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Minimum Direct Deposit: $5,000; Max. ADB: $10,000

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $15,000.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $30,000.01

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
Kasasa Cash Checking Account
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4.00% cash back on debit card purchases.

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
4800 Fillmore Ave
Alexandria, VA 22311 5070
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Signature Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Cash Back Plus Checking Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Cash Back Plus Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

E-Trade
Institution Rating:
A+5.0 ★
American Express Rewards Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Primis Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
Primis Perks Checking
1.00%
$1
Rate1.00%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

Cash Back. Every Purchase.; This account is only available online.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
4800 Fillmore Ave
Alexandria, VA 22311 5070
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
5775 Barclay Dr
Alexandria, VA 22315 5731
Access America Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Free Classic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Everyday Earnings Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Minimum balance to earn dividends is $1,000, no monthly service charge

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Free Classic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Absolutely Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Basic Checking
0.00%
$15
Rate0.00%
Min Deposit$15
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Youth Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Standard Checking/Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Student Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 0.15% APY3 by just opening the account.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
YOUth Journey Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Teen Rise/Teen Rise Family Checking Account
0.01%
$5
Rate0.01%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
7696F Richmond Hwy
Alexandria, VA 22306
Core Corporate Checking
0.40%
$15,000
Rate0.00%
Min Deposit$15,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Elite Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200
Alexandria, VA 22312
Business Share Draft/Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.00%
$200,000
Rate1.98%
Min Deposit$200,000
Min Balance
UpdatedApr 4, 2026
Details

Over $200,000

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.50%
$100,000
Rate1.49%
Min Deposit$100,000
Min Balance
UpdatedApr 4, 2026
Details

$100,000 - $199,999.99

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.00%
$25,000
Rate1.00%
Min Deposit$25,000
Min Balance
UpdatedApr 4, 2026
Details

$25,000 - $99,999.99

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Small Business Checking Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
BUSINESS INTEREST CHECKING
0.30%
$5,000
Rate0.30%
Min Deposit$5,000
Min Balance
UpdatedApr 4, 2026
Details

Minimum Deposit $5,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Small Business Checking Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Small Business Checking Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

No additional details provided.

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
Century Business Checking
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

minimum average daily balance of $1,000.00 to obtain the disclosed annual percentage yield.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Small Business Checking Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

No additional details provided.

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
Century Business Checking
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

minimum average daily balance of $1,000.00 to obtain the disclosed annual percentage yield.

Alexandria, VA Checking Rate Trends

Compare local Alexandria, VA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Checking Trends →
High-Yield Checking — VA Avg
1.129%
▼ 3.328 vs 7 days ago

Virginia high-yield checking rates fell 3.328 points over the past 7 days to 1.129% APY.

Free Checking — VA Avg
0.452%
▼ 0.156 vs 7 days ago

Virginia free checking rates fell 0.156 points over the past 7 days to 0.452% APY.

As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Alexandria, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Alexandria, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Alexandria, Virginia earn interest?

Most traditional local checking accounts in Alexandria, Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Alexandria, Virginia FDIC insured?

Yes. Legitimate banks with branches in Alexandria, Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Alexandria, Virginia

Based on our current data, some of the highest checking account APYs available to residents of Alexandria, Virginia include:
  • Commonwealth One Federal Credit Union
    — 5.50% APY
  • Apple Federal Credit Union
    Investors Checking — 1.00% APY
  • NASA Federal Credit Union
    Elite Checking — 1.00% APY
  • InFirst Federal Credit Union
    Ultimate Checking — 1.00% APY
  • Arlington Community Federal Credit Union
    Free Rewards Checking — 1.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Alexandria, Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 11, 2026