Best Banks & Checking Accounts in Madison Heights, Virginia - April 2026
Brian McKay
Brian McKay
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The best checking rates for Madison Heights, Virginia include Beacon Credit Union IncorporatedBeacon Credit Union Incorporated155 Amelon Sq, Madison Heights, VA 24572 6259A+5.0 ★Texas Ratio: 1.89% Choice Plus Checking at 7.07% APY, Central Virginia Federal Credit UnionCentral Virginia Federal Credit Union109 Seminole Dr, Madison Heights, VA 24572 2447A5.0 ★Texas Ratio: 8.27% Preferred Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, DuPont Community Credit UnionDuPont Community Credit UnionA+5.0 ★Texas Ratio: 1.75% Grow Checking at 5.54% APY, and Commonwealth One Federal Credit UnionCommonwealth One Federal Credit UnionA-5.0 ★Texas Ratio: 14.20% at 5.50% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Madison Heights has 2 local institutions in our database, with checking rates as high as 7.07% APY from Beacon Credit Union Incorporated at 155 Amelon Sq, Madison Heights, VA, 24572 6259. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Madison Heights, Virginia. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Madison Heights, Virginia & the Surrounding Area
Madison Heights, VA 24572 6259
Qualifications Required; Qualifying balance up to $5,000.00
Madison Heights, VA 24572 6259
Qualifications Required; Qualifying balance up to $2,500.00
Madison Heights, VA 24572 6259
Minimum to Open: $25
Madison Heights, VA 24572 2447
No additional details provided.
Madison Heights, VA 24572 2447
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Madison Heights, VA 24572 2447
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Madison Heights, VA 24572 2447
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Madison Heights, VA 24572 6259
No additional details provided.
Madison Heights, VA 24572 6259
No additional details provided.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $30,000.01
Qualifications Required
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Minimum Direct Deposit: $5,000; Max. ADB: $10,000
Qualifying balance up to $15,000.00
Qualifications Required
No additional details provided.
Qualifying balance up to $15000
Madison Heights, VA 24572 6259
Qualifications Required; Qualifying balance up to $5,000.00
Madison Heights, VA 24572 6259
Qualifications Required; Qualifying balance up to $2,500.00
Madison Heights, VA 24572 2447
No additional details provided.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $30,000.01
Qualifications Required
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Minimum Direct Deposit: $5,000; Max. ADB: $10,000
Qualifying balance up to $15,000.00
Qualifications Required
Qualifying balance up to $15000
No additional details provided.
Earn 4.00% cash back on debit card purchases.
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
No additional details provided.
based on qualifying criteria**
No additional details provided.
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.01
Qualifications Required
Qualifications Required
Earn 4.00% cash back on debit card purchases.
No additional details provided.
No additional details provided.
No additional details provided.
Cash Back. Every Purchase.; This account is only available online.
Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00
No additional details provided.
No additional details provided.
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Madison Heights, VA 24572 6259
No additional details provided.
Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00
No additional details provided.
Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
No additional details provided.
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Earn 0.15% APY3 by just opening the account.
No additional details provided.
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Madison Heights, VA 24572 6259
Minimum to Open: $500
Madison Heights, VA 24572 2447
No additional details provided.
Madison Heights, VA 24572 6259
No additional details provided.
Madison Heights, VA 24572 6259
No additional details provided.
No additional details provided.
Over $200,000
$100,000 - $199,999.99
$25,000 - $99,999.99
No additional details provided.
No additional details provided.
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Qualifying balance up to $100,000.00
$100,000 or greater
Minimum Deposit $5,000
Madison Heights, VA Checking Rate Trends
Compare local Madison Heights, VA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield checking rates rose 4.090 points over the past 7 days to 4.742% APY.
Virginia free checking rates rose 0.245 points over the past 7 days to 0.403% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Madison Heights, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Madison Heights, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Madison Heights, Virginia earn interest?
Are banks in Madison Heights, Virginia FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Madison Heights, Virginia
- Beacon Credit Union Incorporated
Choice Plus Checking — 7.07% APY - Central Virginia Federal Credit Union
Preferred Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - DuPont Community Credit Union
Grow Checking — 5.54% APY - Commonwealth One Federal Credit Union
— 5.50% APY
