MonitorBankRates
Home Checking Accounts Virginia Checking Norfolk, Virginia iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Norfolk, Virginia - April 2026

The best checking rates for Norfolk, Virginia include Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union600 Church St, Norfolk, VA 23501 9908A+5.0 ★Texas Ratio: 4.82% High Yield Checking at 5.00% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2 Commercial Pl, Norfolk, VA 23510 2107B4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY, Langley Federal Credit UnionLangley Federal Credit Union7420 Granby St, Norfolk, VA 23505A5.0 ★Texas Ratio: 11.01% Platinum Checking at 0.50% APY, ABNB Federal Credit UnionABNB Federal Credit Union500 W 21st St, Norfolk, VA 23517A5.0 ★Texas Ratio: 10.06% Everyday Earnings Checking at 0.05% APY, and Atlantic Union BankAtlantic Union Bank539 W 21st St, Norfolk, VA 23517A+5.0 ★Texas Ratio: 1.56% Preferred Checking at 0.05% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.

Norfolk has 6 local institutions in our database, with checking rates as high as 5.00% APY from Newport News Shipbuilding Employees Credit Union at 600 Church St, Norfolk, VA, 23501 9908. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Norfolk, Virginia. Checking Account Rates Last Updated and Verified: April 5, 2026

Compare Checking Account Rates Today in Norfolk, Virginia & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
High Yield Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
7420 Granby St
Norfolk, VA 23505
Platinum Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $10,000.00

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
Free Classic Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
500 W 21st St
Norfolk, VA 23517
Everyday Earnings Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
Premier Checking Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
Premier Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
eChecking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Preferred Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Loyalty Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
ThankU Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Preferred Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
ThankU Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Preferred Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Loyalty Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
ThankU Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Preferred Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
539 W 21st St
Norfolk, VA 23517
Loyalty Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
High Yield Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
7420 Granby St
Norfolk, VA 23505
Platinum Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Choice Plus Checking
7.07%
$25
Rate6.85%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

DuPont Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
Grow Checking
5.54%
$0
Rate5.40%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $30,000.01

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
High-Yield Checking
5.05%
$0
Rate5.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Choice Plus Checking
5.05%
$25
Rate4.94%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Electrum Checking Dividends Gold Level
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Checking Accounts Tier 3
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Minimum Direct Deposit: $5,000; Max. ADB: $10,000

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Kasasa Cash Checking Account
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4.00% cash back on debit card purchases.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Performance Checking Account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

based on qualifying criteria**

E-Trade
Institution Rating:
A+5.0 ★
Max-Rate Checking Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Grow Green Checking Accounts
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
Cash Back Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $30,000.01

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Kasasa Cash Checking Account
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4.00% cash back on debit card purchases.

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Cash Back Plus Checking Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Cash Back Plus Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

E-Trade
Institution Rating:
A+5.0 ★
American Express Rewards Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Primis Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
Primis Perks Checking
1.00%
$1
Rate1.00%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

Cash Back. Every Purchase.; This account is only available online.

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Signature Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
500 W 21st St
Norfolk, VA 23517
Everyday Earnings Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
Free Classic Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Free Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
Access America Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Absolutely Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Basic Checking
0.00%
$15
Rate0.00%
Min Deposit$15
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Basic Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
600 Church St
Norfolk, VA 23501 9908
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Student Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 0.15% APY3 by just opening the account.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Youth Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
YOUth Journey Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Teen Rise/Teen Rise Family Checking Account
0.01%
$5
Rate0.01%
Min Deposit$5
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Standard Checking/Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
Teen Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
7862 Tidewater Dr
Norfolk, VA 23505
Business Checking with Interest
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
7862 Tidewater Dr
Norfolk, VA 23505
Business Checking with Interest
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Business Interest Plus Checking
4.04%
$500
Rate3.97%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Minimum to Open: $500

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.00%
$200,000
Rate1.98%
Min Deposit$200,000
Min Balance
UpdatedApr 4, 2026
Details

Over $200,000

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.50%
$100,000
Rate1.49%
Min Deposit$100,000
Min Balance
UpdatedApr 4, 2026
Details

$100,000 - $199,999.99

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.00%
$25,000
Rate1.00%
Min Deposit$25,000
Min Balance
UpdatedApr 4, 2026
Details

$25,000 - $99,999.99

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Maximum Business Checking
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Summit Business Checking
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Maximum Business Checking
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Core Corporate Checking
0.40%
$15,000
Rate0.00%
Min Deposit$15,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Maximum Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Beside You Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $100,000.00

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
BUSINESS INTEREST CHECKING
0.30%
$5,000
Rate0.30%
Min Deposit$5,000
Min Balance
UpdatedApr 4, 2026
Details

Minimum Deposit $5,000

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Beyond Free Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000 or greater

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
Small Business Checking Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Beside You Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $99,999.00

Norfolk, VA Checking Rate Trends

Compare local Norfolk, VA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Checking Trends →
High-Yield Checking — VA Avg
4.457%
▲ 3.805 vs 7 days ago

Virginia high-yield checking rates rose 3.805 points over the past 7 days to 4.457% APY.

Free Checking — VA Avg
0.608%
▲ 0.451 vs 7 days ago

Virginia free checking rates rose 0.451 points over the past 7 days to 0.608% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Norfolk, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Norfolk, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Norfolk, Virginia earn interest?

Most traditional local checking accounts in Norfolk, Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Norfolk, Virginia FDIC insured?

Yes. Legitimate banks with branches in Norfolk, Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Norfolk, Virginia

Based on our current data, some of the highest checking account APYs available to residents of Norfolk, Virginia include:
  • Newport News Shipbuilding Employees Credit Union
    High Yield Checking — 5.00% APY
  • UNIFY Financial Federal Credit Union
    HY Checking — 4.00% APY
  • Langley Federal Credit Union
    Platinum Checking — 0.50% APY
  • ABNB Federal Credit Union
    Everyday Earnings Checking — 0.05% APY
  • Atlantic Union Bank
    Preferred Checking — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Norfolk, Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 5, 2026