Best Banks & Checking Accounts in Kingston, Washington - May 2026
Brian McKay
Brian McKay
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The best checking rates for Kingston, Washington include Kitsap BankKitsap Bank8190 Ne State Highway 104, Kingston, WA 98346A+5.0 ★Texas Ratio: 0.52% Legends Checking at 0.02% APY, Harborstone Credit UnionHarborstone Credit UnionA5.0 ★Texas Ratio: 7.16% PNW Premier Checking at 7.00% APY, First Sound BankFirst Sound BankA5.0 ★Texas Ratio: 9.17% PNW Premier Checking at 7.00% APY, Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% Interest Checking at 5.50% APY, and Nordstrom Federal Credit UnionNordstrom Federal Credit UnionA+5.0 ★Texas Ratio: 2.29% Youth Checking Account at 5.00% APY. Checking account rates as of May 15, 2026 according to verified data from MonitorBankRates.
Kingston has 1 local institution in our database, with checking rates as high as 0.02% APY from Kitsap Bank at 8190 Ne State Highway 104, Kingston, WA, 98346. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Kingston, Washington. Checking Account Rates Last Updated and Verified: May 15, 2026
Compare Checking Account Rates Today in Kingston, Washington & the Surrounding Area
Kingston, WA 98346
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Kingston, WA 98346
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Kingston, WA 98346
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Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $14,999.99
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $35,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required
Qualifications Required; Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
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Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $14,999.99
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $35,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $1,000.00
Qualifications Required
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
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Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
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Qualifying balance up to $5000.00
Qualifying balance up to $5000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $25,000.00
Variable
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Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Variable
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Qualifying balance up to $500.00
Qualifying balance up to $5000.00
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Qualifying balance up to $500.00
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Kingston, WA 98346
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Kingston, WA Checking Rate Trends
Compare local Kingston, WA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield checking rates fell 0.435 points over the past 7 days to 1.790% APY.
Washington free checking rates rose 0.446 points over the past 7 days to 2.224% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kingston, Washington checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Kingston, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kingston, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Kingston, Washington earn interest?
Are banks in Kingston, Washington FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Kingston, Washington
- Kitsap Bank
Legends Checking — 0.02% APY - Harborstone Credit Union
PNW Premier Checking — 7.00% APY - First Sound Bank
PNW Premier Checking — 7.00% APY - Unitus Community Credit Union
Interest Checking — 5.50% APY - Nordstrom Federal Credit Union
Youth Checking Account — 5.00% APY
