Best Banks & Checking Accounts in Lynnwood, Washington - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Lynnwood, Washington include Seattle Metropolitan Credit UnionSeattle Metropolitan Credit Union19718 Highway 99 Ste 101, Lynnwood, WA 98036 6046A+5.0 ★Texas Ratio: 5.24% IOLTA Checking at 1.51% APY, Verity Credit UnionVerity Credit Union18530 33rd Ave W, Lynnwood, WA 98037A5.0 ★Texas Ratio: 8.01% Cartwheel Checking at 0.50% APY, Pacific Crest SBPacific Crest SB3500 188th St Sw, Lynnwood, WA 98037A+5.0 ★Texas Ratio: 4.95% Interest Plus Checking at 0.15% APY, UniBankUniBank19315 Highway 99, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 5.78% Personal Interest Checking (NOW) at 0.05% APY, and 1st Security Bank of Washington1st Security Bank of Washington19002 33rd Ave W, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY. Checking account rates as of April 22, 2026 according to verified data from MonitorBankRates.
Lynnwood has 5 local institutions in our database, with checking rates as high as 1.51% APY from Seattle Metropolitan Credit Union at 19718 Highway 99 Ste 101, Lynnwood, WA, 98036 6046. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Lynnwood, Washington. Checking Account Rates Last Updated and Verified: April 22, 2026
Compare Checking Account Rates Today in Lynnwood, Washington & the Surrounding Area
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98037
Qualifying balance up to $10,000.00
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98036 6046
Qualifying balance up to $500.00
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98036
No additional details provided.
Lynnwood, WA 98036
$50,000-$99,999.99
Lynnwood, WA 98036
$2,500-$4,999.99
Lynnwood, WA 98037
No additional details provided.
Qualifications Required; Qualifying balance up to $4,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifying balance up to $5000.00
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98036
$50,000-$99,999.99
Lynnwood, WA 98036
No additional details provided.
Lynnwood, WA 98036
$2,500-$4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
Qualifying balance up to $5000.00
Qualifying balance up to $5000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $15,000.00
Lynnwood, WA 98037
No additional details provided.
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98036 6046
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $5000.00
No additional details provided.
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98036 6046
No additional details provided.
Lynnwood, WA 98036
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Lynnwood, WA Checking Rate Trends
Compare local Lynnwood, WA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield checking rates rose 0.134 points over the past 7 days to 2.329% APY.
Washington free checking rates fell 0.050 points over the past 7 days to 1.759% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lynnwood, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lynnwood, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Lynnwood, Washington earn interest?
Are banks in Lynnwood, Washington FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Lynnwood, Washington
- Seattle Metropolitan Credit Union
IOLTA Checking — 1.51% APY - Verity Credit Union
Cartwheel Checking — 0.50% APY - Pacific Crest SB
Interest Plus Checking — 0.15% APY - UniBank
Personal Interest Checking (NOW) — 0.05% APY - 1st Security Bank of Washington
1st Platinum Checking — 0.05% APY
