Best Banks & Checking Accounts in Mountlake Terrace, Washington - April 2026
Brian McKay
Brian McKay
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The best checking rates for Mountlake Terrace, Washington include Sound Community BankSound Community Bank22807 44th Ave W, Mountlake Terrace, WA 98043A+5.0 ★Texas Ratio: 2.09% Interest Plus Checking at 0.75% APY, 1st Security Bank of Washington1st Security Bank of Washington6920 220th St Sw, Mountlake Terrace, WA 98043A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY, First Sound BankFirst Sound BankA5.0 ★Texas Ratio: 9.17% PNW Premier Checking at 7.00% APY, Great Northwest Federal Credit UnionGreat Northwest Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% Great Advantage Checking at 5.00% APY, and Nordstrom Federal Credit UnionNordstrom Federal Credit UnionA+5.0 ★Texas Ratio: 2.29% Youth Checking Account at 5.00% APY. Checking account rates as of April 22, 2026 according to verified data from MonitorBankRates.
Mountlake Terrace has 2 local institutions in our database, with checking rates as high as 0.75% APY from Sound Community Bank at 22807 44th Ave W, Mountlake Terrace, WA, 98043. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Mountlake Terrace, Washington. Checking Account Rates Last Updated and Verified: April 22, 2026
Compare Checking Account Rates Today in Mountlake Terrace, Washington & the Surrounding Area
Mountlake Terrace, WA 98043
$20,000 - $49,999
Mountlake Terrace, WA 98043
$0 - $4,999
Mountlake Terrace, WA 98043
$50,000-$99,999.99
Mountlake Terrace, WA 98043
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Mountlake Terrace, WA 98043
$2,500-$4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
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Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $15,000.00
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Mountlake Terrace, WA 98043
$20,000 - $49,999
Mountlake Terrace, WA 98043
$0 - $4,999
Mountlake Terrace, WA 98043
$50,000-$99,999.99
Mountlake Terrace, WA 98043
$2,500-$4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
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Qualifying balance up to $5000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $15,000.00
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
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Mountlake Terrace, WA Checking Rate Trends
Compare local Mountlake Terrace, WA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield checking rates rose 0.134 points over the past 7 days to 2.329% APY.
Washington free checking rates fell 0.050 points over the past 7 days to 1.759% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Mountlake Terrace, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Mountlake Terrace, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Mountlake Terrace, Washington earn interest?
Are banks in Mountlake Terrace, Washington FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Mountlake Terrace, Washington
- Sound Community Bank
Interest Plus Checking — 0.75% APY - 1st Security Bank of Washington
1st Platinum Checking — 0.05% APY - First Sound Bank
PNW Premier Checking — 7.00% APY - Great Northwest Federal Credit Union
Great Advantage Checking — 5.00% APY - Nordstrom Federal Credit Union
Youth Checking Account — 5.00% APY
Mountlake Terrace, Washington Rates & Resources
