MonitorBankRates
Home Checking Accounts Wisconsin Checking Franklin, Wisconsin iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Franklin, Wisconsin - April 2026

The best checking rates for Franklin, Wisconsin include PyraMax BankPyraMax Bank9000 W Drexel Ave, Franklin, WI 53132A+5.0 ★Texas Ratio: 1.33% Hero Checking at 7.50% APY, Landmark Credit UnionLandmark Credit Union7745 W Rawson Ave, Franklin, WI 53132A+5.0 ★Texas Ratio: 3.95% Premium Checking at 7.50% APY, Northwestern Mutual Credit UnionNorthwestern Mutual Credit Union1 Northwestern Mutual Way, Franklin, WI 53132A+5.0 ★Texas Ratio: 0.06% Free Kasasa Cash Checking* at 6.00% APY, Tri City National BankTri City National Bank2555 West Ryan Road, Franklin, WI 53154A+5.0 ★Texas Ratio: 5.48% Premium Checking at 1.00% APY, and WaterStone BankWaterStone Bank6555 S 108th St, Franklin, WI 53132A+5.0 ★Texas Ratio: 1.42% Universal Checking at 0.15% APY. Checking account rates as of April 9, 2026 according to verified data from MonitorBankRates.

Franklin has 5 local institutions in our database, with checking rates as high as 7.50% APY from PyraMax Bank at 9000 W Drexel Ave, Franklin, WI, 53132. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Franklin, Wisconsin. Checking Account Rates Last Updated and Verified: April 9, 2026

Compare Checking Account Rates Today in Franklin, Wisconsin & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
Hero Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
MaxInterest Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Premium Checking
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking or more
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking below
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10,000

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Universal Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Universal Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Classic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
VIP Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Free Community Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
Max Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Universal Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage+ Checking
0.03%
$100
Rate0.03%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

$5,000+

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage Checking
0.02%
$50
Rate0.02%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage Checking Below
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

$1,500

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
Hero Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Premium Checking
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
MaxInterest Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking or more
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Premium Checking below
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10,000

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Free Community Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage+ Checking
0.03%
$100
Rate0.03%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

$5,000+

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage Checking
0.02%
$50
Rate0.02%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage Checking Below
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

$1,500

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage+ Checking Below
0.01%
$100
Rate0.01%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

$5,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2555 West Ryan Road
Franklin, WI 53154
Advantage Checking
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
My Prize Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required: ACH direct deposit(s) of $500 or more to your checking account; enrollment in eStatements; a minimum of fifteen (15) purchases using your debit card; Qualifying balance up to $777

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Connect Plus Checking Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
Max Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Franklin, WI 53132
Max Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
Rewards Checking
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $15,000.00

First National B&T Co. Clinton, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Cash Back checking account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month.

First National B&T Co. Clinton, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Cash Back Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $8.75 per month.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
1st Rewards Checking
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.01

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Rewards Checking
3.04%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Up to $10,000.00; Qualifying balance up to $10,000.00

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Rewards Checking Tier 1
3.04%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $10,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15,000.00

Bluff View Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Kasasa Cash Checking
2.50%
$50
Rate2.47%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Minimum Opening Deposit $50.00; Qualifying balance up to $10,000.00

Bank of Deerfield
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Easy Rewards Checking2
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $10,000.00

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Rewards Plus Checking
1.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $20,000.00

First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Everyday Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $15,000.00

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
FVSBank Rewards Plus Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Loyal Rewards Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Collins State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
MainStreet Rewards Checking
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.30%
$10,000
Rate0.30%
Min Deposit$10,000
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1 Northwestern Mutual Way
Franklin, WI 53132
Free Classic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Free Community Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Everyday Rewards Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $15,000.00

Community Bank of Cameron
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Simple Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Basic Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Community State Bank Union Grove, WI
Institution Rating:
B+4.7 ★ Texas Ratio: 18.58%
Simple Checking with Interest
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Community Bank of Cameron
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Simple Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

BLC Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Carefree Interest Checking
0.05%
$500
Rate0.05%
Min Deposit$500
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Gundersen Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Free Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
Access America Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

Wolf River Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.11%
FREEDOM CHECKING
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Worry-FreeTM Hometown Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.85%
Teen Checking
0.50%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
Student Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Superior Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Youth Checking
0.01%
$5
Rate0.01%
Min Deposit$5
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Moneywise Teen Checking
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 9, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Business Interest Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

New business customers who open an eligible Business Checking account may qualify for a one time cash bonus based on the average balance maintained during the third full statement cycle, provided the account remains open and active and the customer completes ten (10) or more customer initiated transactions within ninety (90) days of account opening. A statement cycle may run from the first day of a month through the last day of that same month.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Free Business Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Business 250 Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
7745 W Rawson Ave
Franklin, WI 53132
Business 600 Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Business Interest Checking
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

New business customers who open an eligible Business Checking account may qualify for a one time cash bonus based on the average balance maintained during the third full statement cycle, provided the account remains open and active and the customer completes ten (10) or more customer initiated transactions within ninety (90) days of account opening. A statement cycle may run from the first day of a month through the last day of that same month.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Business Advantage Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
6555 S 108th St
Franklin, WI 53132
Business Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

State Bank of Newburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
WOW Business Checking Tier 3: signature debit card trans and over
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5,000

First Community Credit Union of Beloit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Prosper Plus Business Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Business Interest Checking
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Premier Business Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $4,999.99

State Bank of Newburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
WOW Business Checking Tier 2: signature debit card trans
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$1,000 - $4,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Checking Tier 3
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Ergo Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Business Checking
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedApr 9, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Bluff View Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Checking with Interest (Personal and Business)
0.25%
$500
Rate0.25%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

Minimum Opening Deposit $500.00

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Ergo Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Business Checking
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Franklin, WI Checking Rate Trends

Compare local Franklin, WI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Checking Trends →
High-Yield Checking — WI Avg
1.468%
▼ 3.048 vs 7 days ago

Wisconsin high-yield checking rates fell 3.048 points over the past 7 days to 1.468% APY.

Free Checking — WI Avg
0.753%
▲ 0.230 vs 7 days ago

Wisconsin free checking rates rose 0.230 points over the past 7 days to 0.753% APY.

As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Franklin, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Franklin, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Franklin, Wisconsin earn interest?

Most traditional local checking accounts in Franklin, Wisconsin earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Franklin, Wisconsin FDIC insured?

Yes. Legitimate banks with branches in Franklin, Wisconsin are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Franklin, Wisconsin

Based on our current data, some of the highest checking account APYs available to residents of Franklin, Wisconsin include:
  • PyraMax Bank
    Hero Checking — 7.50% APY
  • Landmark Credit Union
    Premium Checking — 7.50% APY
  • Northwestern Mutual Credit Union
    Free Kasasa Cash Checking* — 6.00% APY
  • Tri City National Bank
    Premium Checking — 1.00% APY
  • WaterStone Bank
    Universal Checking — 0.15% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Franklin, Wisconsin. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 9, 2026