1st Street Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Street Credit Union's 24-Month CD rates are at 4.06%, 36-Month CD rates are at 3.80%, 48-Month CD rates are at 3.55%, 18-Month CD rates are at 3.50%, 60-Month CD rates are at 3.29%. 1st Street Credit Union's savings rates are at 0.10%. 1st Street Credit Union's money market rates are at 0.65%. 1st Street Credit Union's Personal Loan Rates are at 6.46.

1st Street Credit Union

Compare 1st Street Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Street Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Street Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Street Credit Union? Share your experience about 1st Street Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Street Credit Union.

Overall, 1st Street Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.29%
18-Month CD
3.50%
24-Month CD
4.06%
36-Month CD
3.80%
48-Month CD
3.55%
60-Month CD
3.29%
Savings
0.10%
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
6.46%
1st Street Credit Union
1st Street Credit Union
1558 1st St
Sarasota, FL 34236 8502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Street Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Climate First Bank
Climate First Bank
Choice Checking
4.46%
$0
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Mega Money Market
4.40%
$0
LimeLight Bank
LimeLight Bank
6-Month CD
4.35%
$1,000
Raymond James
36-Month CD
4.30%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
48-Month CD
4.25%
$500
1st Street Credit Union
1st Street Credit Union
24-Month CD
4.06%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
12-Month CD
4.00%
$1,000
AbbyBank
AbbyBank
12-Month CD
3.90%
$1,500
West Pointe Bank
West Pointe Bank
24-Month CD
3.87%
$500
ESB Bank
ESB Bank
60-Month CD
3.85%
$10,000
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.80%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
36-Month CD
3.75%
$1,000
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
3.50%
$1,000
1st Street Credit Union
1st Street Credit Union
18-Month CD
3.50%
$1,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
3.29%
$1,000
1st Street Credit Union
1st Street Credit Union
60-Month CD
3.29%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD
3.25%
$500
Touchmark Bank
Touchmark Bank
24-Month CD
3.15%
$1,000
Dieterich Bank
Dieterich Bank
18-Month CD
3.15%
$500
Homeland Community Bank
Homeland Community Bank
60-Month CD
3.00%
$500
Bank 21
Bank 21
60-Month CD
3.00%
$500
State Bank of Industry
State Bank of Industry
60-Month CD
2.78%
$1,000
1st Street Credit Union
1st Street Credit Union
6-Month CD
2.78%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
36-Month CD
2.77%
$500
Haddon Savings Bank
Haddon Savings Bank
30-Month CD
2.65%
$500
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
2.50%
$500
Midwest Heritage Bank
Midwest Heritage Bank
Money Market
2.48%
$250,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.42%
$1,000
Union Federal S&L
48-Month CD
2.25%
$200
First Bank Ketchikan, AK
First Bank Ketchikan, AK
36-Month CD
2.15%
$0
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
Union Federal S&L
6-Month CD
2.01%
$200
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
Achieve Credit Union
Achieve Credit Union
12-Month CD
2.00%
$500
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
18-Month CD
1.75%
$1,000
Bank of Stronghurst
Bank of Stronghurst
60-Month CD
1.66%
$500
Shelby County State Bank
Shelby County State Bank
60-Month CD
1.36%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
Glen Burnie MSB
24-Month CD
1.00%
$500
FCN Bank, N.A.
FCN Bank, N.A.
60-Month CD
0.70%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
36-Month CD
0.65%
$500
1st Street Credit Union
1st Street Credit Union
Money Market
0.65%
$1,000
FNB in Taylorville
FNB in Taylorville
18-Month CD
0.50%
$1,000
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
FLC Bank
FLC Bank
12-Month CD
0.35%
$2,000
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Money Market
0.25%
$1,000
FSB of Golva
FSB of Golva
Interest Checking
0.25%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking
0.10%
$500
JTNB
JTNB
NOW Checking
0.10%
$1,000
1st Street Credit Union
1st Street Credit Union
Prime Savings
0.10%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
NOW Checking
0.05%
$0
North Brookfield SB
North Brookfield SB
Statement Savings
0.05%
$25
Glen Burnie MSB
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Street Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.801%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.000%
6.104%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
5.875%
6.155%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
6.125%
6.309%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.250%
6.318%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.250%
6.323%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.250%
6.361%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
6.000%
6.409%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.250%
6.487%
0.000
Stanford Federal Credit Union
Stanford Federal Credit Union
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
Achieva Credit Union
Achieva Credit Union
7/1 ARM
6.125%
6.513%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.500%
6.519%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.500%
6.521%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.375%
6.527%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.375%
6.544%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.500%
6.550%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.500%
6.571%
0.500
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.875%
6.581%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Street Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Street Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Street Credit Union Information

Credit Union Name: 1st Street Credit Union
Full Time Employees: 5
Part Time Employees: 3
President: Clifford Smith
CEO: Dawn Gonzalez
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1558 1st St
Sarasota, FL 34236 8502
Phone Number: 941-953-6744
Fax Number: 941-365-4966

1st Street Credit Union Financials

Total Assets:
34,120,250
Total Amount of Shares and Deposits:
29,379,253
Total Shares and Deposits < 1 Year:
28,120,861
Total Shares and Deposits 1 3 Years:
1,132,580
Total Shares and Deposits > 3 Years:
125,812
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
692,500
Total Uninsured Shares and Deposits > $250K (F+J):
692,500
Total Insured Shares and Deposits > $250K (item 17 less item K):
28,686,753
Total Interest Expense (Sum of items 6 8):
39,795
Share Certificates:
91
Number of Accounts for Share Drafts:
1,286
IRA KEOGH Accounts:
58
Number of Accounts for Regular Shares:
2,701
Money Market Shares:
111
Net Income (unless the amount is already included in Undivided Earnings):
72,923
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,884,751
Total Liabilities:
29,764,680
Show More

1st Street Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Luana Savings Bank CD rates were changed again, the second change in less than a week. CD rates were lowered on jumbo and jumbo IRA certificates of deposit. The most recent round of rate changes are listed below. You can compare the new rates at Luana Savings Bank with other bank CD rates by searching our rate database at MonitorBankRates.com.

BankProductRate (New / Old)Yield (New / Old)
Luana Savings Bank1 yr jumbo CD0.55 / 0.600.55 / 0.60
Luana Savings Bank2.5 yr jumbo CD0.90 / 1.000.90 / 1.00
Luana Savings Bank5 yr jumbo CD1.40 / 1.501.41 / 1.51
Luana Savings Bank18 month IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank18 month jumbo CD0.65 / 0.750.65 / 0.75
Luana Savings Bank3 yr jumbo CD1.00 / 1.11.00 / 1.1
Luana Savings Bank18 month jumbo IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank4 yr jumbo CD1.25 / 1.351.25 / 1.36

Listed below are recent First Internet Bank of Indiana CD Rate Changes. See how First IB's rates compare with other bank CD rates by searching our rate database at MonitorBankRates.com.

First Internet Bank of Indiana CD Rates

 

BankProductRate (new / old)Yield (new / old)
First Internet Bank of Indiana3 yr CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr jumbo CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana3 yr jumbo IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana4 yr CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr IRA CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo IRA CD1.8 / 1.851.81 / 1.87
EverBank, headquartered, in Jacksonville, Florida, is offering a savings account and a money market account that have very decent interest rates. EverBank is offering their Yield Pledge Savings Account and their "Yield Pledge Money Market Account". Both deposit accounts have rates that are significantly above the national average rate and higher than most rates offered.

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