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A & S Federal Credit Union Rates and Review February 2026

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A & S Federal Credit Union's CD of Deposit rates are at 2.25%, CD of Deposit 2 Year rates are at 2.25%, IRA CD 2 Year rates are at 2.25%, CD of Deposit rates are at 2.00%, CD of Deposit 1 Year rates are at 2.00%. A & S Federal Credit Union's savings rates are at 0.05%.

A & S Federal Credit Union

A & S Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at A & S Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

A & S Federal Credit Union Texas Ratio

A & S Federal Credit Union's Texas Ratio is at 0.19%, which is considered excellent. The Texas Ratio for A & S Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that A & S Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

A & S Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, A & S Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
2.00%
18-Month CD
N/A
24-Month CD
2.25%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

A & S Federal Credit Union
A and S Federal Credit Union
2090 Brodhead Rd
Aliquippa, PA 15001
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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A & S Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate of Deposit 2.24% 2.25% 2 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
Certificate of Deposit 2 Year 2.24% 2.25% 2 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
IRA CD 2 Year 2.24% 2.25% 2 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
Certificate of Deposit 1.99% 2.00% 1 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
Certificate of Deposit 1 Year 1.99% 2.00% 1 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
IRA CD 1 Year 1.99% 2.00% 1 Year
Min Deposit$500
DetailsDividend compounded semi-annually
Last Updated 02/09/2026
Certificate of Deposit 1.00% 1.00% 6 Months
Min Deposit$500
DetailsDividends paid at maturity
Last Updated 02/09/2026
Certificate of Deposit 6 Month 1.00% 1.00% 6 Month
Min Deposit$500
DetailsDividends paid at maturity
Last Updated 02/09/2026
IRA CD 6 Month 1.00% 1.00% 6 Month
Min Deposit$500
DetailsDividends paid at maturity
Last Updated 02/09/2026

A & S Federal Credit Union Savings Rates

Product Rate APY View More
ROTH IRA Savings Account - 1.00%
DetailsROTH IRA
Last Updated 02/09/2026
Traditional IRA Savings Account - 1.00%
DetailsTraditional IRA
Last Updated 02/09/2026
Savings Account - 0.10%
Min Deposit$5,000
Min Balance$5,000
Details$5,000.00 +
Last Updated 02/09/2026
Savings Account - 0.07%
Min Deposit$1,000
Min Balance$1,000
Details$1,000.00 to $4,999.99
Last Updated 02/09/2026
Savings Account - 0.05%
Min Deposit$0
Min Balance$0
Details$0.00 to $999.99
Last Updated 02/09/2026

A & S Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.24% 60 Months
Detailsup to 80% loan to value
Last Updated 02/09/2026
Home Equity - - 6.49% 120 Months
Detailsup to 80% Loan to Value
Last Updated 02/09/2026
Home Equity - - 6.74% 180 months
Detailsup to 80% Loan to Value
Last Updated 02/09/2026

A & S Federal Credit Union Credit Card Rates

Product Rate Points APR Term View More
Visa Platinum Card - - 9.50%
DetailsNo annual fee; Earn REWARDS
Last Updated 02/09/2026
Visa Classic Card - - 12.90%
DetailsNo annual fee
Last Updated 02/09/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for A & S Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather A & S Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with A & S Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: A & S Federal Credit Union
Full Time Employees: 6
Part Time Employees: 0
President: Robert Baron
CEO: Gina Huntington
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
2090 Brodhead Rd
Aliquippa, PA 15001
Phone Number: 724-375-0248
Fax Number: 724-375-8948

Financials

Total Assets:
38,829,453
Total Amount of Shares and Deposits:
33,372,262
Total Shares and Deposits < 1 Year:
31,941,003
Total Shares and Deposits 1 3 Years:
1,431,259
Total Insured Shares and Deposits > $250K (item 17 less item K):
33,372,262
Total Interest Expense (Sum of items 6 8):
99,329
Share Certificates:
54
Number of Accounts for Share Drafts:
1,595
IRA KEOGH Accounts:
62
Number of Accounts for Regular Shares:
2,340
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,716,654
Total Liabilities:
33,447,716
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About A & S Federal Credit Union

Is a member application needed to join A & S Federal Credit Union?

Yes, to access services at A & S Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, A & S Federal Credit Union provides a range of mortgage and home equity products.

Is A & S Federal Credit Union a safe place to deposit money?

Yes, A & S Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does A & S Federal Credit Union offer online and mobile banking?

Most modern institutions like A & S Federal Credit Union provide digital access including online balance checks and transfers.

Current A & S Federal Credit Union Rates

ProductAPY
12-Month CD2.00%
24-Month CD2.25%
Savings0.05%

Rates subject to change.