What are the current interest rates at Achieva Credit Union?

Current rates for Achieva Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 3.75%, 24-Month CD: 3.75%, 60-Month CD: 3.65%, Savings: 1.50%, MMA: 2.81%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Achieva Credit Union

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Achieva Credit Union Rates & Review October 2026

Q: How many branches does Achieva Credit Union operate?

Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Achieva Credit Union?

Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Achieva Credit Union's top rates as of October 9, 2026 are 4.35% APY on its 13 month CD Special, 1.50% APY on savings, 2.81% APY on money market accounts, 2.50% APY on checking, and auto loans from 5.00% APR, according to rates verified by MonitorBankRates. Other Achieva Credit Union CD rates include Business 13 month CD Special at 4.35%, 6 month CD at 4.00%, and 6 Month HSA CD of Deposit (CD) at 4.00%. MonitorBankRates evaluates the financial stability of Achieva Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.57%. Rates last updated and verified on 10/09/2026.

Achieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about Achieva Credit Union by leaving a review below, or read customer reviews before you decide to use Achieva Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.57%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Achieva Credit Union
Center Court

1659 Achieva Way
Dunedin, FL 34698-7405

https://www.achievacu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Achieva Credit Union CD Rates

Product	Rate	APY	Term
13 month CD Special	4.266%	4.35%	13 month
Min Balance $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 month CD	3.928%	4.00%	6 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 Month HSA Certificate of Deposit (CD)	3.928%	4.00%	6 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 month CD	3.88%	3.95%	6 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.95% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 Month HSA Certificate of Deposit (CD)	3.88%	3.95%	6 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.95% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 month CD	3.832%	3.90%	6 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
6 Month HSA Certificate of Deposit (CD)	3.832%	3.90%	6 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month IRA CD	3.784%	3.85%	18 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month IRA CD	3.784%	3.85%	18 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month IRA CD	3.784%	3.85%	18 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month IRA CD	3.784%	3.85%	24 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month IRA CD	3.784%	3.85%	24 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month IRA CD	3.784%	3.85%	24 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month IRA CD	3.784%	3.85%	60 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month IRA CD	3.735%	3.80%	60 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
11 Month Add on HSA Certificate	3.687%	3.75%	11 Month
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month CD	3.687%	3.75%	18 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month CD	3.687%	3.75%	18 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
18 month CD	3.687%	3.75%	18 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month CD	3.687%	3.75%	24 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month CD	3.687%	3.75%	24 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
24 month CD	3.687%	3.75%	24 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month IRA CD	3.687%	3.75%	48 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month CD	3.687%	3.75%	60 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month IRA CD	3.687%	3.75%	60 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month IRA CD	3.639%	3.70%	12 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month IRA CD	3.639%	3.70%	48 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month CD	3.639%	3.70%	60 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month IRA CD	3.59%	3.65%	36 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month CD	3.59%	3.65%	48 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month IRA CD	3.59%	3.65%	48 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
60 month CD	3.59%	3.65%	60 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month CD	3.542%	3.60%	12 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month HSA CD	3.542%	3.60%	12 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month IRA CD	3.542%	3.60%	12 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month IRA CD	3.542%	3.60%	36 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month CD	3.542%	3.60%	48 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month IRA CD	3.542%	3.60%	9 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month CD	3.494%	3.55%	36 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month IRA CD	3.494%	3.55%	36 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
48 month CD	3.494%	3.55%	48 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month CD	3.445%	3.50%	12 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month HSA CD	3.445%	3.50%	12 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month IRA CD	3.445%	3.50%	12 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month CD	3.445%	3.50%	36 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month CD	3.445%	3.50%	9 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month HSA CD	3.445%	3.50%	9 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month IRA CD	3.445%	3.50%	9 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
36 month CD	3.397%	3.45%	36 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month CD	3.348%	3.40%	12 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
12 month HSA CD	3.348%	3.40%	12 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month CD	3.348%	3.40%	9 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month HSA CD	3.348%	3.40%	9 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month IRA CD	3.348%	3.40%	9 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month CD	3.251%	3.30%	9 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
9 month HSA CD	3.251%	3.30%	9 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
3 month CD	2.374%	2.40%	3 months
Min Balance $500 Details Balance: $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
3 month CD	2.374%	2.40%	3 months
Min Balance $25,000 Details Balance: $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
3 month CD	2.374%	2.40%	3 months
Min Balance $100,000 Details Balance: $100,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Business CD Rates

Product	Rate	APY	Term
Business 13 month CD Special	4.266%	4.35%	13 month
Min Balance $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 6 month CD	3.928%	4.00%	6 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 6 month CD	3.88%	3.95%	6 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.95% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 6 month CD	3.832%	3.90%	6 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 18 month CD	3.687%	3.75%	18 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 18 month CD	3.687%	3.75%	18 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 18 month CD	3.687%	3.75%	18 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 24 month CD	3.687%	3.75%	24 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 24 month CD	3.687%	3.75%	24 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 24 month CD	3.687%	3.75%	24 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 60 month CD	3.687%	3.75%	60 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 60 month CD	3.639%	3.70%	60 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 48 month CD	3.59%	3.65%	48 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 60 month CD	3.59%	3.65%	60 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 12 month CD	3.542%	3.60%	12 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 48 month CD	3.542%	3.60%	48 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 48 month CD	3.494%	3.55%	48 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 12 month CD	3.445%	3.50%	12 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 9 month CD	3.445%	3.50%	9 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 36 month CD	3.397%	3.45%	36 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 12 month CD	3.348%	3.40%	12 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 9 month CD	3.348%	3.40%	9 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 36 month CD	3.30%	3.35%	36 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 9 month CD	3.251%	3.30%	9 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 36 month CD	3.203%	3.25%	36 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 3 month CD	2.374%	2.40%	3 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 3 month CD	2.374%	2.40%	3 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business 3 month CD	2.374%	2.40%	3 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Savings Rates

Product	Rate	APY
Premium Savings Account	1.49%	1.50%
Min Balance $250,000 Details Balance: $250,000 plus Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.35% → 1.50% ▲ 0.15 pts · high 1.50% / low 1.35% Oct 9, 20261.50%▲ from 1.35% Sep 14, 20261.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premium Savings Account	1.342%	1.35%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.05% → 1.35% ▲ 0.30 pts · high 1.35% / low 1.05% Oct 9, 20261.35%▲ from 1.05% Sep 14, 20261.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premium Savings Account	0.499%	0.50%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.75% → 0.50% ▼ 0.25 pts · high 0.75% / low 0.50% Oct 9, 20260.50%▼ from 0.75% Sep 14, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
IRA Savings	0.30%	0.30%
Min Balance $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premium Savings Account	0.25%	0.25%
Min Balance $1 Details Balance: $1.00 - $49,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.50% → 0.25% ▼ 0.25 pts · high 0.50% / low 0.25% Oct 9, 20260.25%▼ from 0.50% Sep 14, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
IRA Savings	0.20%	0.20%
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Health Savings Account	0.18%	0.18%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
IRA Savings	0.10%	0.10%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Simply Savings	0.05%	0.05%
Min Balance $1 Details Balance: $1.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Performance Savings	0.10%	0.10%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Money Market Rates

Product	Rate	APY
Indexed MMA	2.774%	2.81%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.81% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Indexed MMA	2.594%	2.625%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.63% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.521%	2.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.472%	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.423%	2.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.374%	2.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.325%	2.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.276%	2.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Indexed MMA	1.864%	1.88%
Min Balance $10,000 Details Balance: $10,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.88% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.736%	1.75%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.588%	1.60%
Min Balance $250,000 Details Member of 15-24 years Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.588%	1.60%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.539%	1.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.49%	1.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.441%	1.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.44%	1.45%
Min Balance $250,000 Details Member of 5-14 years; Balance: $250,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.44%	1.45%
Min Balance $150,000 Details Member of 15-24 years Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.391%	1.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.342%	1.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus	1.292%	1.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.292%	1.30%
Min Balance $250,000 Details Member of 0-5 years; Balance: $250,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.292%	1.30%
Min Balance $150,000 Details Member of 5-14 years; Balance: $150,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.193%	1.20%
Min Balance $75,000 Details Balance: $75,000 - $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.144%	1.15%
Min Balance $150,000 Details Member of 0-5 years; Balance: $150,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.144%	1.15%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.144%	1.144%
Min Balance $75,000 Details Member of 15-24 years Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.14% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.094%	1.10%
Min Balance $75,000 Details Member of 5-14 years; Balance: $75,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.094%	1.10%
Min Balance $25,000 Details Member of 15-24 years Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.045%	1.05%
Min Balance $75,000 Details Member of 0-5 years; Balance: $75,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	1.045%	1.05%
Min Balance $25,000 Details Member of 5-14 years; Balance: $25,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Relationship Money Market	0.995%	1.00%
Min Balance $25,000 Details Member of 0-5 years; Balance: $25,000 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.549%	0.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.499%	0.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.449%	0.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.399%	0.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.349%	0.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Account	0.30%	0.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Business Money Market Rates

Product	Rate	APY
Business Performance Money Market	2.374%	2.40%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business Performance Money Market	1.785%	1.80%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business Performance Money Market	1.687%	1.70%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business Performance Money Market	1.243%	1.25%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business Performance Money Market	0.747%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Business Performance Money Market	0.648%	0.65%
Min Balance $5,000 Details Balance: $5,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Checking Rates

Product	Rate	APY
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.521%	2.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.55% → 2.55% ▲ 1.00 pts · high 2.55% / low 1.55% Oct 9, 20262.55%▲ from 1.55% Sep 18, 20261.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Achieva Checking Platinum Plus Account (ACPP)	2.472%	2.50%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.472%	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.50% → 2.50% ▲ 1.00 pts · high 2.50% / low 1.50% Oct 9, 20262.50%▲ from 1.50% Sep 18, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.423%	2.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.45% → 2.45% ▲ 1.00 pts · high 2.45% / low 1.45% Oct 9, 20262.45%▲ from 1.45% Sep 18, 20261.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.374%	2.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.40% → 2.40% ▲ 1.00 pts · high 2.40% / low 1.40% Oct 9, 20262.40%▲ from 1.40% Sep 18, 20261.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.325%	2.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.35% → 2.35% ▲ 1.00 pts · high 2.35% / low 1.35% Oct 9, 20262.35%▲ from 1.35% Sep 18, 20261.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.276%	2.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 1.30% → 2.30% ▲ 1.00 pts · high 2.30% / low 1.30% Oct 9, 20262.30%▲ from 1.30% Sep 18, 20261.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Achieva Checking Plus Account (ACP)	0.995%	1.00%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Achieva Checking Platinum Plus Account (ACPP)	0.10%	0.10%
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Achieva Checking Plus Account (ACP)	0.10%	0.10%
Min Balance $15,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Performance Interest Checking	0.10%	0.10%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.775%	15-year
Details As of 9/23/2026, rates on a 15-year, second position home equity loan of $50,000 are as low as 6.775% APR with a loan-to-value (LTV) ratio of 70% or less. Rates vary, are subject to change and are based on an evaluation of various factors which will be disclosed to you at final approval. Average closing costs for loan amounts of up to $50,000, range from $1360 to $3630. On a 15-year loan of $50,000 at 6.775% APR, the estimated monthly payment would be $435.55. Payment amount does not include taxes and insurance premiums; the actual payment obligation will be greater. Contact your tax advisor for tax implications. Property insurance is required. Minimum loan amount is $10,000. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.65% → 6.78% ▲ 0.13 pts · high 6.78% / low 6.65% Oct 9, 20266.78%▲ from 6.65% Sep 14, 20266.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Home Equity Line	7.00%	-	7.00%	180 Months
Details Variable Introductory APR as low as; Fully Indexed Variable APR as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 9, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Home Equity Line - Interest Only	7.25%	-	7.25%	180 Months
Details Variable Introductory APR as low as; Fully Indexed Variable APR as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Oct 9, 20267.25%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New and Used Auto	-	-	5.00%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start driving your dream car for less. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.75% → 5.00% ▲ 0.25 pts · high 5.00% / low 4.75% Oct 9, 20265.00%▲ from 4.75% Sep 14, 20264.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Golf Cart Loan	-	6.00%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying your Golf Cart. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Boat,RV & Camper Loan	-	7.00%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying your new Boat,RV or Camper. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 9, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Motorcycle Loan	-	7.00%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying the freedom of your new motorcycle. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
New & Used Boat/RV & Camper Loan	-	7.00%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying your new Boat,RV or Camper. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 9, 20267.00%▲ from 6.75% Sep 18, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
Jet Ski, ATV, UTV Loan	-	9.00%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75% Oct 9, 20269.00%▲ from 8.75% Sep 18, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Achieva Credit Union Other Rates

Product	Rate	Points	APY/APR
Purchases Loan	-	-	13.99%
Details Published APR range: 13.99% to 22.99%. Variable Annual Percentage Rate (APR) for Purchases; based on your creditworthiness and will vary with the market based on the Prime Rate. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 13.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%
HSA	0.18%	-	0.18%
Min Balance $1 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Achieva Credit Union’s Texas Ratio rose from 1.17% in Q3 2023 to 2.57% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	2.57%	5.0	A+
March 31, 2026	$3.2B	2.29%	5.0	A+
December 31, 2025	$3.1B	1.74%	5.0	A+
September 30, 2025	$3.0B	1.78%	5.0	A+
June 30, 2025	$3.0B	2.02%	5.0	A+
March 31, 2025	$3.0B	1.55%	5.0	A+
December 31, 2024	$2.9B	3.12%	5.0	A+
September 30, 2024	$2.9B	1.43%	5.0	A+
June 30, 2024	$2.9B	0.93%	5.0	A+
March 31, 2024	$2.9B	1.18%	5.0	A+
December 31, 2023	$2.8B	1.66%	5.0	A+
September 30, 2023	$2.8B	1.17%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Achieva Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Achieva Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Achieva Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Achieva Credit Union

Website https://www.achievacu.com

Address 1659 Achieva Way, Dunedin, FL 34698-7405

Phone 727-431-7680

Fax

President Janet Cantees

CEO Eric Jenkins

Full-Time Employees 537

Part-Time Employees 36

Branch Locations 28

ATM Locations 26

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.57%

Return on Assets (ROA)

0.4665%

Return on Equity (ROE)

4.6938%

Non-Performing Loans Ratio (NPL)

0.35%

Total Assets

3,247,344,321

Total Amount of Shares and Deposits

2,846,370,529

Total Shares and Deposits < 1 Year

2,580,487,654

Total Shares and Deposits 1 3 Years

261,379,124

Total Shares and Deposits > 3 Years

4,503,750

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

254,441,482

Total Uninsured Shares and Deposits > $250K (F+J)

254,441,482

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,591,929,047

Total Interest Expense (Sum of items 6 8)

23,549,574

Share Certificates

20,131

Number of Accounts for Share Drafts

110,465

IRA KEOGH Accounts

6,980

Number of Accounts for Regular Shares

262,525

All other shares

1,096

Non Member Deposits

Money Market Shares

5,316

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

115,292,581

Total Liabilities

2,975,829,564

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Achieva Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Achieva Credit Union

How many branches does Achieva Credit Union operate?

Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Achieva Credit Union?

Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Achieva Credit Union offer online and mobile banking?

Most modern institutions like Achieva Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.achievacu.com.

Current Achieva Credit Union Rates

12-Month CD3.40%
18-Month CD3.75%
24-Month CD3.75%
60-Month CD3.65%
Savings1.50%
MMA2.81%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Achieva Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Achieva Credit Union Texas Ratio

Achieva Credit Union Health Trend

Achieva Credit Union CD Rates

Achieva Credit Union Business CD Rates

Achieva Credit Union Savings Rates

Achieva Credit Union Business Savings Rates

Achieva Credit Union Money Market Rates

Achieva Credit Union Business Money Market Rates

Achieva Credit Union Checking Rates

Achieva Credit Union Business Checking Rates

Achieva Credit Union Home Equity & HELOC

Achieva Credit Union Auto Loan Rates

Achieva Credit Union RV, Boat and Powersport Loan Rates

Achieva Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Achieva Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Achieva Credit Union

How many branches does Achieva Credit Union operate?

Is a member application needed to join Achieva Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Achieva Credit Union offer online and mobile banking?

Current Achieva Credit Union Rates

Compare to Other Credit Unions