Achieva Credit Union Rates and Review January 2026
Achieva Credit Union's 24-Month CD rates are at 3.55%, 12-Month CD rates are at 3.40%, 36-Month CD rates are at 3.25%, 18-Month CD rates are at 3.15%, 60-Month CD rates are at 1.75%. Achieva Credit Union's savings rates are at 1.00%. Achieva Credit Union's money market rates are at 0.30%. Achieva Credit Union's 5/1 ARM rates are at 5.25%, 7/1 ARM rates are at 5.50%, 30-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 5.38%. Achieva Credit Union's Personal Loan Rates are at 11.00%. Achieva Credit Union's Credit Card Rates are at 12.49%.
Compare Achieva Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Achieva Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAchieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about Achieva Credit Union by leaving a review below, or read customer reviews before you decide to use Achieva Credit Union. Overall, Achieva Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Achieva Credit Union Deposit Rates
Achieva Credit Union
24-Month CD
3.55%
$500
Achieva Credit Union
12-Month CD
3.40%
$500
Achieva Credit Union
36-Month CD
3.25%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
Achieva Credit Union Credit Card Rates
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Achieva Credit Union Personal Loan Rates
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCredit Card
10.150%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Cash Back
16.100%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loan
10.890%
$0
60
Signature Loan
12.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: Achieva Credit Union
Website: https://www.achievacu.com
Full Time Employees: 530Part Time Employees: 35 President: Janet Cantees CEO: Eric Jenkins Branch Locations: 28 ATM Locations: 26 Corporate Office Address:
1659 Achieva Way
Dunedin, FL 34698 7405 Phone Number: 727-431-7680 Fax Number: FinancialsTotal Assets:
3,012,814,054
Total Amount of Shares and Deposits:
2,715,711,089
Total Shares and Deposits < 1 Year:
2,654,504,272
Total Shares and Deposits 1 3 Years:
52,074,393
Total Shares and Deposits > 3 Years:
9,132,423
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
221,642,651
Total Uninsured Shares and Deposits > $250K (F+J):
221,642,651
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,494,068,438
Total Interest Expense (Sum of items 6 8):
33,958,218
Share Certificates:
19,323
Number of Accounts for Share Drafts:
109,201
IRA KEOGH Accounts:
7,137
Number of Accounts for Regular Shares:
256,407
All other shares:
956
Non Member Deposits:
7
Money Market Shares:
5,218
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
131,627,930
Total Liabilities:
2,758,455,582
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsziIr
December 17, 2025
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Frequently Asked Questions About Achieva Credit UnionIs a member application needed to join Achieva Credit Union?Yes, to access services at Achieva Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Achieva Credit Union provides a range of mortgage and home equity products. Is Achieva Credit Union a safe place to deposit money?Yes, Achieva Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Achieva Credit Union offer online and mobile banking?Most modern institutions like Achieva Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
