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Advantage Credit Union, Inc. Rates and Review January 2026

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Advantage Credit Union, Inc.12-month CD rates can be found at 2.32%, 6-month CD rates at 4.00% and 3-month CD rates at 2.75%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 18.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Advantage Credit Union, Inc. rates.

Compare Advantage Credit Union, Inc. CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Advantage Credit Union, Inc. savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Advantage Credit Union, Inc. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Advantage Credit Union, Inc.? Share your experience about Advantage Credit Union, Inc. by leaving a review below, or read customer reviews before you decide to use Advantage Credit Union, Inc..

Overall, Advantage Credit Union, Inc. is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Advantage Credit Union, Inc.
Advantage Credit Union Inc
700 Stumbo Rd
Ontario, OH 44906 1279
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
4.06%
$1,000
24-Month CD
4.00%
$500
Kasasa Checking
4.00%
$5
9-Month CD
3.75%
$1,000
12-Month CD
3.75%
$1,000
6-Month CD
3.75%
$1,000
36-Month CD
3.60%
$1,000
12-Month CD
3.56%
$1,000
Money Market
3.56%
$1,500
18-Month CD
3.49%
$1,000
18-Month CD
3.40%
$500
24-Month CD
3.28%
$1,000
36-Month CD
3.28%
$1,000
12-Month CD
3.10%
$500
48-Month CD
3.04%
$1,000
24-Month CD
3.02%
$1,000
24-Month CD
3.00%
$1,000
36-Month CD
3.00%
$2,500
36-Month CD
2.78%
$500
36-Month CD
2.77%
$2,500
24-Month CD
2.58%
$1,000
24-Month CD
2.50%
$500
Prime Savings
2.40%
$1
36-Month CD
2.17%
$1,000
48-Month CD
2.11%
$2,500
6-Month CD
1.76%
$500
36-Month CD
1.75%
$1,000
12-Month CD
1.51%
$500
18-Month CD
1.51%
$500
24-Month CD
1.46%
$1,000
12-Month CD
1.25%
$2,500
48-Month CD
1.10%
$1,000
Super Passbook Savings
1.00%
$100
24-Month CD
1.00%
$1,000
18-Month CD IRA
0.95%
$250
60-Month CD
0.75%
$2,500
48-Month CD
0.70%
$500
120-Month CD
0.60%
$1,000
60-Month CD
0.50%
$1,000
18-Month CD
0.45%
$500
18-Month CD
0.45%
$5,000
Savings
0.43%
$100
48-Month CD
0.40%
$1,000
Money Market
0.30%
$1,000
24-Month CD
0.30%
$1,000
Money Market
0.25%
$1,000
Money Market
0.25%
$100,000
Classic Plus Checking
0.10%
$1,500
6-Month CD
0.05%
$1,000
6-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.125%
5.637%
0.250
30-Year Fixed
6.250%
6.450%
0.000
6.000%
6.085%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.350%
5.462%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.625%
5.741%
0.000
5.375%
5.468%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.125%
5.421%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.375%
5.568%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.875%
6.359%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
5.625%
5.796%
0.000
5.625%
5.667%
0.000
30 Year Fixed
5.625%
5.704%
0.250
5.000%
5.242%
0.000
6.375%
6.394%
0.000
30-Year Fixed
6.000%
6.218%
0.000
15-Year Fixed
5.250%
5.513%
0.500
20-Year Fixed
5.750%
5.887%
0.000
5.500%
5.588%
0.000
5.625%
5.941%
0.000
6.250%
6.389%
0.000
5.500%
5.871%
0.000
5.875%
6.091%
0.000
5.500%
5.659%
0.000
5.875%
6.023%
0.000
15-Year Fixed
5.625%
5.736%
0.000
5.500%
5.732%
0.000
5.250%
5.370%
0.000
5.625%
5.643%
0.000
5.625%
6.000%
0.000
20-Year Fixed
5.750%
5.900%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.500%
5.581%
0.000
6.250%
6.434%
0.000
6.000%
6.126%
0.000
5.750%
6.161%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
15-Year Fixed
6.500%
6.500%
0.000
4.875%
5.010%
0.000
5.000%
5.055%
0.000
6.000%
6.257%
0.000
20-Year Fixed
5.875%
5.971%
0.000
15-Year Fixed
5.680%
5.964%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.100%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
13.240%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Prime Platinum Visa Credit Card
11.500%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Preferred
14.240% - 17.990%
8.900% - 13.900%
Based upon credit worthiness.
Visa Crimson Card
13.240%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
16.240% - 27.240%
11.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Academic VISA® Platinum
10.900%
Visa Platinum Preferred Starter
17.990%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
13.900%
Visa Crimson Rewards Card
13.740%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.990% - 18.000%
$0 - $50,000
Credit Builder Loan
9.000%
$0
10.250% - 17.950%
$0
1 - 36
9.490%
$0
48 - 48
Bill Consolidation Loan
8.990%
$0
60
12.990%
$0 - $2,000
24 - 24
Consolidation Loans
13.060%
$0
1 - 36
10.650%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.000%
$0
1 - 36
Personal Signature Loans
14.000%
$0
60
8.890%
$0
7.750% - 16.750%
$0
1 - 36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
16.240%
$0
60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
8.990% - 18.000%
$0 - $30,000
72
Personal Lines of Credit
11.900% - 19.400%
$0
New Signature Loans
8.990%
$0
10.250% - 17.950%
$0
1 - 36
10.500%
$0 - $5,000
24 - 36
Personal Loans
13.450%
$0
60
17.900%
$0 - $500
10.890%
$0
60
Preferred Personal Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Advantage Credit Union, Inc. rate data right now.

Credit Union Profile & Overview

Credit Union Name: Advantage Credit Union, Inc.
Full Time Employees: 13
Part Time Employees: 0
President: Gary Utt
CEO: Camille Grayson
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
700 Stumbo Rd
Ontario, OH 44906 1279
Phone Number: 419-529-5603
Fax Number: 419-529-5068

Financials

Total Assets:
41,861,720
Total Amount of Shares and Deposits:
38,920,530
Total Shares and Deposits < 1 Year:
38,406,055
Total Shares and Deposits 1 3 Years:
497,960
Total Shares and Deposits > 3 Years:
16,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,145,278
Total Uninsured Shares and Deposits > $250K (F+J):
1,145,278
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,775,252
Total Interest Expense (Sum of items 6 8):
200,630
Share Certificates:
310
Number of Accounts for Share Drafts:
1,479
IRA KEOGH Accounts:
65
Number of Accounts for Regular Shares:
4,348
Money Market Shares:
24
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,078,364
Total Liabilities:
39,060,196
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Advantage Credit Union, Inc.

Is a member application needed to join Advantage Credit Union, Inc.?

Yes, to access services at Advantage Credit Union, Inc., a member application is required.

Is there a first-time homebuyer program?

Currently, Advantage Credit Union, Inc. provides a range of mortgage and home equity products.

Is Advantage Credit Union, Inc. a safe place to deposit money?

Yes, Advantage Credit Union, Inc. is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Advantage Credit Union, Inc. offer online and mobile banking?

Most modern institutions like Advantage Credit Union, Inc. provide digital access including online balance checks and transfers.

Current Advantage Credit Union, Inc. Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions