Alabama Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Alabama Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alabama Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAlabama Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alabama Credit Union? Share your experience about Alabama Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama Credit Union. Overall, Alabama Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Alabama Credit Union Administration Building 909 Anna Ave Tuscaloosa, AL 35401  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Classic Card
12.900%
No annual fee
Access FCU Visa Gold
9.900%
Visa Signature® Cash Back
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Line of Credit
11.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Alabama Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Alabama Credit Union
Website: https://www.alabamacu.com/
Full Time Employees: 381Part Time Employees: 17 President: Ron Dulek CEO: June Landrum Branch Locations: 39 ATM Locations: 36 Corporate Office Address:
909 Anna Ave
Tuscaloosa, AL 35401 Phone Number: 888-817-2002 Fax Number: 205-650-1020 FinancialsTotal Assets:
2,059,953,361
Total Amount of Shares and Deposits:
1,758,808,964
Total Shares and Deposits < 1 Year:
1,604,501,238
Total Shares and Deposits 1 3 Years:
145,590,764
Total Shares and Deposits > 3 Years:
8,716,962
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
114,356,779
Total Uninsured Shares and Deposits > $250K (F+J):
114,356,785
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,644,452,179
Total Interest Expense (Sum of items 6 8):
35,953,385
Share Certificates:
12,520
Number of Accounts for Share Drafts:
89,369
IRA KEOGH Accounts:
2,311
Number of Accounts for Regular Shares:
169,154
All other shares:
330
Non Member Deposits:
25
Money Market Shares:
3,058
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
108,888,185
Total Liabilities:
1,924,160,547
Show More
Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Alabama Credit UnionIs a member application needed to join Alabama Credit Union?Yes, to access services at Alabama Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Alabama Credit Union provides a range of mortgage and home equity products. Is Alabama Credit Union a safe place to deposit money?Yes, Alabama Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Alabama Credit Union offer online and mobile banking?Most modern institutions like Alabama Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.80%, 6-month CD rates at 3.75% and 3-month CD rates at 2.48%. Savings rates are at 0.10% and money market rates are at 0.83%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to 
