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Altamaha Federal Credit Union Rates and Review January 2026

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Altamaha Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.58% and 3-month CD rates at 1.00%. Savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to Altamaha Federal Credit Union rates.

Compare Altamaha Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Altamaha Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Altamaha Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Altamaha Federal Credit Union? Share your experience about Altamaha Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Altamaha Federal Credit Union.

Overall, Altamaha Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Altamaha Federal Credit Union
407 S 1st St
407 S 1st St
Jesup, GA 31545
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Cash Rewards Checking
4.00%
$50
12-Month CD
3.95%
$500
18-Month CD
3.85%
$500
Savings
3.82%
$0
12-Month CD
3.80%
$1,000
12-Month CD
3.75%
$1,000
6-Month CD
3.75%
$1,000
6-Month CD
3.72%
$1,000
60-Month CD
3.65%
$1,000
60-Month CD
3.55%
$1,000
36-Month CD
3.50%
$1,000
36-Month CD (Jumbo)
3.40%
$100,000
12-Month CD
3.25%
$2,500
18-Month CD
3.25%
$2,500
18-Month CD
3.00%
$1,000
48-Month CD (IRA)
2.96%
$500
60-Month CD
2.95%
$100
12-Month CD
2.78%
$250
36-Month CD
2.52%
$1,000
24-Month CD
2.50%
$500
Money Market
2.50%
$250,000
18-Month CD
2.27%
$1,000
48-Month CD
2.13%
$2,500
18-Month CD
2.05%
$1,000
Diamond Savings
2.00%
$50
48-Month CD
2.00%
$2,500
48-Month CD
2.00%
$1,000
Elevate Money Market
1.76%
$100,000
36-Month CD
1.75%
$500
18-Month CD
1.10%
$1,000
18-Month CD
1.00%
$1,000
36-Month CD
1.00%
$1,000
24-Month CD
0.80%
$500
6-Month CD
0.65%
$250
36-Month CD
0.60%
$500
Community Choice Money Market
0.50%
$2,500
Money Market
0.50%
$1,000
30-Month CD
0.50%
$1,000
Ingot Gold Savings
0.30%
$0
24-Month CD
0.25%
$1,000
Passbook Savings
0.15%
$10
Daily Money Market
0.10%
$5
Save Green Personal Savings
0.10%
$0
Money Market
0.05%
$500
Direct Checking
0.05%
$1
Statement Savings
0.05%
$100
Share Savings
0.05%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
6.250%
6.250%
0.000
30 Year Fixed
6.250%
6.441%
0.000
15-Year Fixed
5.500%
5.617%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.500%
5.591%
0.000
5.750%
7.634%
0.000
5.000%
5.068%
0.000
15-Year Fixed
5.625%
5.743%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.375%
5.652%
0.000
5.625%
5.850%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.250%
6.355%
0.000
5.750%
5.853%
0.000
5.375%
5.639%
0.250
15-Year Fixed
5.500%
5.695%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
15-Year Fixed
5.750%
6.044%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.750%
6.130%
0.000
15-Year Fixed
5.500%
5.579%
0.000
6.000%
6.031%
0.000
5.250%
5.287%
0.000
5.500%
5.621%
0.000
5.250%
5.452%
0.000
5.500%
5.803%
0.000
5.500%
5.597%
0.000
4.250%
4.514%
0.750
6.000%
6.303%
0.000
5.000%
6.154%
0.325
30-Year Fixed
6.000%
6.034%
0.000
10 Year Fixed
5.750%
5.883%
0.000
10-Year Fixed
5.750%
6.024%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.375%
5.416%
0.000
30-Year Fixed
5.875%
6.086%
0.000
15-Year Fixed
5.125%
5.193%
0.000
4.750%
5.855%
0.000
5.650%
5.986%
0.000
6.000%
6.226%
0.000
15-Year Fixed
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.162%
1.000
6.250%
7.325%
0.000
5.250%
5.562%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5-Year ARM
5.250%
5.840%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5.990%
6.035%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.500%
5.680%
1.125
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Signature Rewards
16.740% - 18.000%
16.490% - 17.990%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Academic VISA® Classic
15.400%
Rewards Student Classic
16.500%
Credit Limit - $500
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Platinum with Rewards
9.900%
Access FCU Visa Classic
13.500%
8.990% - 17.990%
Maximum limit of $30,000
8.900%
Academic VISA® Gold
15.400%
World Cash Back Credit Card Mastercard
18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
VISA Traditional
14.240% - 18.000%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.750%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Access FCU Visa Gold
9.900%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
VISA Platinum without Rewards
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.250% - 17.000%
$0 - $20,000
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
13.450%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Credit Starter Loan
16.250%
$0
Personal/Signature
10.990%
$0
24 - 36
12.990%
$0
12
11.900%
$0 - $15,000
24 - 60
10.000%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
Technology Loan
9.750%
$0
36
7.990%
$0 - $30,000
Signature Loans
12.990%
$0
48
10.250% - 17.950%
$0
1 - 36
10.250% - 17.950%
$0
1 - 36
13.740%
$5,000
60 - 60
9.490%
$0
48 - 48
8.990%
$0
36
13.990%
$0
Personal Line of Credit
9.000%
$0
60
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit
12.950% - 18.000%
$0
7.000%
$500 - $15,000
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Altamaha Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Altamaha Federal Credit Union
Full Time Employees: 27
Part Time Employees: 0
President: David Jones
CEO: Jodi Lewis
Branch Locations: 3
ATM Locations: 5
Corporate Office Address:
407 S 1st St
Jesup, GA 31545
Phone Number: 912-427-8924
Fax Number: 912-427-6843

Financials

Total Assets:
70,937,970
Total Amount of Shares and Deposits:
59,625,222
Total Shares and Deposits < 1 Year:
58,371,380
Total Shares and Deposits 1 3 Years:
393,691
Total Shares and Deposits > 3 Years:
860,151
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,220,784
Total Uninsured Shares and Deposits > $250K (F+J):
1,220,784
Total Insured Shares and Deposits > $250K (item 17 less item K):
58,404,438
Total Interest Expense (Sum of items 6 8):
380,843
Share Certificates:
268
Number of Accounts for Share Drafts:
4,877
IRA KEOGH Accounts:
113
Number of Accounts for Regular Shares:
10,494
Money Market Shares:
95
Net Income (unless the amount is already included in Undivided Earnings):
98,731
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,422,298
Total Liabilities:
60,847,802
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Altamaha Federal Credit Union

Is a member application needed to join Altamaha Federal Credit Union?

Yes, to access services at Altamaha Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Altamaha Federal Credit Union provides a range of mortgage and home equity products.

Is Altamaha Federal Credit Union a safe place to deposit money?

Yes, Altamaha Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Altamaha Federal Credit Union offer online and mobile banking?

Most modern institutions like Altamaha Federal Credit Union provide digital access including online balance checks and transfers.

Current Altamaha Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions