AltaOne Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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AltaOne Federal Credit Union12-month CD rates can be found at 3.40%, 6-month CD rates at 3.53% and 3-month CD rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates which you can compare to AltaOne Federal Credit Union rates.

Compare AltaOne Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AltaOne Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AltaOne Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AltaOne Federal Credit Union? Share your experience about AltaOne Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AltaOne Federal Credit Union.

Overall, AltaOne Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
AltaOne Federal Credit Union
Corporate
701 S China Lake Blvd
Ridgecrest, CA 93555 5027
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare AltaOne Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.06%
$1
Prime Alliance Bank
Prime Alliance Bank
48-Month CD
4.00%
$500
EverBank
EverBank
Performance Money Market
4.00%
$10,000
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
The Community State Bank
The Community State Bank
12-Month CD
3.80%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.72%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.68%
$1,500
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
3.65%
$1,500
FNB of Wyoming
FNB of Wyoming
12-Month CD
3.55%
$100
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Citizens National Bank of Albion
Citizens National Bank of Albion
48-Month CD
3.28%
$1,000
Coffee County Bank
Coffee County Bank
12-Month CD
3.25%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
24-Month CD
3.02%
$1,000
Century Next Bank
Century Next Bank
Priority Savings
3.00%
$50
Community Bank Bristow, OK
Community Bank Bristow, OK
18-Month CD
3.00%
$1,000
Greenville National Bank
Greenville National Bank
24-Month CD
2.75%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
48-Month CD
2.73%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD
2.53%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
2.52%
$1,000
First Command Bank
First Command Bank
60-Month CD
2.50%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
48-Month CD
2.50%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
2.42%
$1,000
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.38%
$500
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
1st University Credit Union
1st University Credit Union
36-Month CD
2.02%
$1,000
North Shore Bank Co-op
24-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
18-Month CD
1.76%
$1,000
New Foundation SB
New Foundation SB
60-Month CD
1.75%
$1,000
The Peoples Community Bank
The Peoples Community Bank
30-Month CD
1.40%
$500
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
Murray Bank
Murray Bank
48-Month CD
1.00%
$1,000
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Grand Valley Bank
Grand Valley Bank
Savings
0.80%
$100
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
12-Month CD
0.75%
$250
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
Bank of the Valley
Bank of the Valley
Money Market
0.50%
$0
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
Spring Valley City Bank
Platinum Money Market
0.50%
$1
PyraMax Bank
PyraMax Bank
36-Month CD
0.40%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings
0.25%
$0
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
North Country Savings Bank
North Country Savings Bank
24-Month CD
0.10%
$1,000
Champlain National Bank
Champlain National Bank
Checking
0.05%
$0
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
Cleveland State Bank
Cleveland State Bank
Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare AltaOne Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.900%
5.994%
0.000
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.000%
6.079%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AltaOne Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AltaOne Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AltaOne Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

AltaOne Federal Credit Union Information

Credit Union Name: AltaOne Federal Credit Union
Full Time Employees: 176
Part Time Employees: 16
President: Norman Alexander
CEO: STEPHANIE SIEVERS
Branch Locations: 12
ATM Locations: 15
Corporate Office Address:
701 S China Lake Blvd
Ridgecrest, CA 93555 5027
Phone Number: 760-371-7000
Fax Number:

AltaOne Federal Credit Union Financials

Total Assets:
826,820,650
Total Amount of Shares and Deposits:
755,182,615
Total Shares and Deposits < 1 Year:
740,925,196
Total Shares and Deposits 1 3 Years:
10,878,815
Total Shares and Deposits > 3 Years:
3,378,605
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
79,480,051
Total Uninsured Shares and Deposits > $250K (F+J):
79,480,051
Total Insured Shares and Deposits > $250K (item 17 less item K):
675,702,564
Total Interest Expense (Sum of items 6 8):
2,176,623
Share Certificates:
4,262
Number of Accounts for Share Drafts:
31,157
IRA KEOGH Accounts:
1,420
Number of Accounts for Regular Shares:
61,961
All other shares:
7,530
Non Member Deposits:
34
Money Market Shares:
1,387
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
67,494,903
Total Liabilities:
770,799,021
Show More

AltaOne Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rate Lock Expiring Because You Can't Find a Home to BuyThe first step to take when buying a home is to apply for a mortgage loan. The next step would ideally be to lock in a mortgage rate, especially these days since mortgage rates are so low and on the rise. Most lenders will give you a 30 day to 45 day lock period on a rate so you have time to find the right home and still get the rate you were quoted.
Average mortgage rates are once again lower today as bond yields hover just above record lows. Fixed conforming 30 year mortgage rates today are averaging 3.62 percent, down from last week's average 30 year mortgage rate of 3.67 percent. Markets have been jittery on the debt issues in Europe and the ratings downgrade of a slew of banks by Moody's Investor Services.

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AltaOne Federal Credit Union Reviews

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