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Altoona Area Employees Federal Credit Union Rates and Review January 2026

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Altoona Area Employees Federal Credit Union12-month CD rates can be found at 2.63%, 6-month CD rates at 0.90% and 3-month CD rates at 0.95%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Altoona Area Employees Federal Credit Union rates.

Compare Altoona Area Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Altoona Area Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Altoona Area Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Altoona Area Employees Federal Credit Union? Share your experience about Altoona Area Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Altoona Area Employees Federal Credit Union.

Overall, Altoona Area Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Altoona Area Employees Federal Credit Union
CREDIT UNION
908 PLEASANT VALLEY BLVD
ALTOONA, PA 16602
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
3.70%
$1,000
48-Month CD
3.60%
$1,000
24-Month CD
3.60%
$1,000
36-Month CD (Step-Up)
3.29%
$10,000
18-Month CD
3.29%
$500
48-Month CD
3.26%
$1,000
48-Month CD
3.25%
$1,000
30-Month CD
3.20%
$500
18-Month CD
3.15%
$500
24-Month CD
3.15%
$1,000
60-Month CD
3.14%
$500
24-Month CD (Jumbo)
3.14%
$10,000
12-Month CD
3.03%
$200
60-Month CD
3.00%
$500
24-Month CD
2.79%
$500
48-Month CD
2.68%
$1,000
48-Month CD
2.62%
$1,000
3-Month CD
2.52%
$1,000
18-Month CD
2.52%
$200
48-Month CD
2.50%
$1,000
48-Month CD
2.15%
$500
48-Month CD
2.02%
$1,000
60-Month CD
2.02%
$1,000
60-Month CD
2.02%
$5,000
60-Month CD
2.00%
$500
48-Month CD
1.91%
$100
Money Market
1.50%
$500,000
Regular Savings
1.25%
$50
48-Month CD
1.20%
$10,000
48-Month CD
1.11%
$1,000
18-Month CD
1.00%
$1,000
48-Month CD
0.90%
$1,000
12-Month CD
0.70%
$1,000
MonuMINT Checking Plus
0.50%
$0
48-Month CD
0.45%
$500
Money Market
0.40%
$100
Passbook Savings
0.35%
$0
60-Month CD
0.34%
$1,000
Regular Savings
0.25%
$100
24-Month CD
0.25%
$500
3-Month CD
0.25%
$2,500
Money Market
0.15%
$2,500
12-Month CD
0.10%
$500
Premier Money Market
0.10%
$10,000
Savings
0.10%
$5
Regular Savings
0.10%
$0
Progressive Money Market
0.05%
$1,500
30-Month CD
0.05%
$1,000
Share Savings
0.03%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.375%
6.504%
0.000
5.625%
5.760%
1.125
30-Year Fixed
6.000%
6.090%
0.000
20-Year Fixed
5.875%
6.057%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.500%
5.871%
0.000
5.500%
6.059%
0.000
5.625%
5.673%
0.000
15-Year Fixed
5.375%
5.546%
0.000
6.000%
6.113%
0.000
30-Year Fixed
5.625%
5.685%
0.000
30-Year Fixed
6.000%
6.115%
0.000
6.000%
6.006%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.750%
5.789%
0.000
6.000%
6.123%
0.000
5.500%
5.737%
0.000
5.750%
5.907%
0.000
5.875%
6.099%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.500%
5.809%
0.000
5.500%
5.574%
0.000
5.625%
5.941%
0.000
565.625%
5.781%
0.875
5.500%
5.646%
0.000
6.000%
6.067%
0.000
4.675%
4.867%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
20-Year Fixed
5.750%
5.915%
0.000
5.250%
5.562%
0.000
4.240%
7.689%
0.000
5.875%
6.118%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.375%
5.416%
0.000
5.625%
5.667%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.625%
5.790%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
15-Year Fixed
5.625%
5.747%
0.250
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.375%
6.280%
0.000
5.250%
5.493%
0.000
30-Year Fixed
5.875%
6.086%
0.000
5.750%
5.758%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.625%
5.643%
0.000
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.375%
5.650%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Crimson Card
13.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Business Rewards Card
15.240%
Visa Classic Card
12.900%
No annual fee
Acadia Visa Credit Card
10.900%
No annual fee
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Rewards Student Classic
16.500%
Credit Limit - $500
16.200%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
16.240% - 27.240%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum with Rewards
9.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
14.000%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Academic VISA® Classic
15.400%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Platinum Clarity
15.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
8.900%
Platinum Secured Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Debt Consolidation Loan
9.000%
$0
108
10.990%
$500
36
Personal Loans
11.000%
$0
37 - 60
8.990%
$0
36
11.990%
$0
Personal Loans
13.250%
$0
6184
10.700%
$0 - $10,000
60 - 60
18.000%
$0 - $500
5
New Signature Loans
8.990%
$0
Signature Loans
12.990%
$0
48
10.890%
$0
60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
11.240%
$0 - $10,000
60 - 60
Bill Consolidation Loan
8.990%
$0
60
11.900%
$0 - $15,000
24 - 60
Next Step Loan
10.500%
$0
Personal Signature Loan
11.000%
$0
96
Personal Loan
8.950%
$0
11.240% - 17.950%
$0
25 - 36
Consolidation Loans
13.060%
$0
1 - 36
13.240%
$0
48
11.500%
$0
48 - 48
Personal Line of Credit
16.240%
$0
60
7.990%
$0 - $30,000
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Altoona Area Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Altoona Area Employees Federal Credit Union
Full Time Employees: 1
Part Time Employees: 4
President: WILLIAM BRADLEY
CEO: DARCI ROBINSON
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
908 PLEASANT VALLEY BLVD
ALTOONA, PA 16602
Phone Number: 814-942-5431
Fax Number: 814-942-7062

Financials

Total Assets:
18,941,417
Total Amount of Shares and Deposits:
16,870,318
Total Shares and Deposits < 1 Year:
16,812,258
Total Shares and Deposits 1 3 Years:
58,060
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
63,732
Total Uninsured Shares and Deposits > $250K (F+J):
63,732
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,806,586
Total Interest Expense (Sum of items 6 8):
43,873
Share Certificates:
81
Number of Accounts for Share Drafts:
931
Number of Accounts for Regular Shares:
2,110
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,508,518
Total Liabilities:
16,880,067
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Altoona Area Employees Federal Credit Union

Is a member application needed to join Altoona Area Employees Federal Credit Union?

Yes, to access services at Altoona Area Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Altoona Area Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Altoona Area Employees Federal Credit Union a safe place to deposit money?

Yes, Altoona Area Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Altoona Area Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Altoona Area Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Altoona Area Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions