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Andalusia Mills Employees Federal Credit Union Rates and Review January 2026

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Andalusia Mills Employees Federal Credit Union12-month CD rates can be found at 2.96%, 6-month CD rates at 3.17% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.26%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to Andalusia Mills Employees Federal Credit Union rates.

Compare Andalusia Mills Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Andalusia Mills Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Andalusia Mills Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Andalusia Mills Employees Federal Credit Union? Share your experience about Andalusia Mills Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Andalusia Mills Employees Federal Credit Union.

Overall, Andalusia Mills Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Andalusia Mills Employees Federal Credit Union
Andalusia Mills Employees Credit Association
200 Waits Dr
Andalusia, AL 36421
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.80%
$500
24-Month CD
3.75%
$1,000
12-Month CD
3.70%
$500
24-Month CD
3.50%
$1,000
24-Month CD
3.14%
$250
48-Month CD
3.12%
$1,000
12-Month CD
3.05%
$500
48-Month CD
3.00%
$100
36-Month CD
3.00%
$500
48-Month CD
3.00%
$500
24-Month CD
2.96%
$250
60-Month CD
2.86%
$1,000
36-Month CD
2.79%
$500
Christmas Club Savings
2.75%
$0
24-Month CD
2.53%
$1,000
12-Month CD
2.53%
$500
36-Month CD
2.53%
$1,000
48-Month CD
2.25%
$100
18-Month CD
2.25%
$1,000
36-Month CD
2.25%
$5,000
60-Month CD
2.25%
$1,000
12-Month CD
2.02%
$500
36-Month CD
2.02%
$1,000
60-Month CD
2.00%
$500
24-Month CD
1.53%
$500
6-Month CD
1.50%
$500
36-Month CD
1.26%
$500
18-Month CD
1.16%
$1,000
24-Month CD
1.00%
$500
6-Month CD
1.00%
$2,500
24-Month CD
0.85%
$25,000
12-Month CD
0.80%
$1,000
Savings
0.75%
$1
84-Month CD
0.65%
$500
60-Month CD
0.50%
$1,000
60-Month CD
0.50%
$500
Premier Money Market
0.40%
$0
48-Month CD
0.35%
$500
Select Money Market
0.35%
$10,000
18-Month CD
0.30%
$1,000
Statement Savings
0.30%
$100
24-Month CD
0.20%
$1,000
36-Month CD
0.15%
$500
18-Month CD
0.10%
$1,000
24-Month CD
0.10%
$500
Wall Street Checking
0.10%
$2,500
Freedom Savings
0.05%
$0
Statement Savings
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed Jumbo
6.125%
6.423%
0.000
6.250%
6.350%
0.000
5.500%
5.591%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
15-Year Fixed
5.625%
5.896%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
4.750%
5.730%
0.000
20-Year Fixed
5.750%
5.975%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.500%
5.736%
0.000
5.625%
5.667%
0.000
5.625%
5.941%
0.000
5.625%
5.796%
0.000
5.500%
5.820%
0.000
6.500%
6.218%
0.000
15-Year Fixed
5.625%
5.697%
0.000
5.875%
5.931%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.875%
5.888%
0.000
5.990%
5.199%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.500%
5.603%
0.000
5.500%
5.809%
0.000
6.000%
6.084%
0.000
5.500%
5.688%
0.125
30-Year Fixed
5.875%
5.945%
0.000
5.750%
5.924%
0.000
5.500%
5.612%
0.750
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.625%
5.899%
0.000
6.250%
6.199%
0.000
5.500%
5.739%
0.000
20-Year Fixed
6.000%
6.097%
0.000
5.875%
5.958%
0.000
5.375%
5.375%
0.125
30-Year Fixed
5.875%
5.923%
0.000
5.125%
5.331%
1.000
30-Year Fixed
5.875%
5.941%
0.000
5.875%
6.110%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.375%
5.431%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.250%
5.312%
0.000
5.125%
5.421%
0.000
20-Year Fixed
5.625%
5.666%
0.000
6.125%
6.282%
1.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
VISA® Credit Cards
7.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Academic VISA® Gold
15.400%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Secured Visa
8.750%
9.990%
Credit Line $500-$7,000
7.900%
Visa Signature® Cash Back
17.750%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
8.900% - 13.900%
Based upon credit worthiness.
Academic VISA® Classic
15.400%
Visa Platinum Clarity
15.990%
VISA Platinum without Rewards
7.900%
Access FCU Visa Classic
13.500%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
8.750%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Max Rewards Visa Credit Card
15.250%
14.000%
14.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured/Personal Loans
8.990%
$0
14.990%
$0
25 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
10.990%
$500
36
Preferred Personal Loan
10.000%
$0
60
10.250% - 17.950%
$0
1 - 36
Credit Starter Loan
16.250%
$0
11.500%
$0
48 - 48
7.990%
$0 - $30,000
Consolidation Loans
14.850%
$0
37 - 60
11.240% - 17.950%
$0
25 - 36
13.990%
$0
13.240%
$0 - $2,000
36 - 36
8.990% - 17.990%
$0
Personal Line of Credit
16.240%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
18.000%
$0 - $500
5
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
9.900%
$0
17.900%
$0 - $500
10.490%
$0
Personal Loans
11.000%
$0
37 - 60
Debt Consolidation Loan
9.000%
$0
108
Gold Star Loan
14.200%
$0
48
15.000%
$500 - $1,500
6 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Andalusia Mills Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Andalusia Mills Employees Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Roger Moore
CEO: Tina Gantt
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
200 Waits Dr
Andalusia, AL 36421
Phone Number: 334-427-3616
Fax Number: 334-427-3651

Financials

Total Assets:
3,226,321
Total Amount of Shares and Deposits:
2,569,591
Total Shares and Deposits < 1 Year:
2,569,591
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,569,591
Total Interest Expense (Sum of items 6 8):
15,121
Share Certificates:
34
Number of Accounts for Regular Shares:
991
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,800,367
Total Liabilities:
2,579,667
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Andalusia Mills Employees Federal Credit Union

Is a member application needed to join Andalusia Mills Employees Federal Credit Union?

Yes, to access services at Andalusia Mills Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Andalusia Mills Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Andalusia Mills Employees Federal Credit Union a safe place to deposit money?

Yes, Andalusia Mills Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Andalusia Mills Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Andalusia Mills Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Andalusia Mills Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions