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APS Federal Credit Union Rates and Review January 2026

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APS Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 1.00% and 3-month CD rates at 2.50%. Savings rates are at 0.05% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to APS Federal Credit Union rates.

Compare APS Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of APS Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

APS Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at APS Federal Credit Union? Share your experience about APS Federal Credit Union by leaving a review below, or read customer reviews before you decide to use APS Federal Credit Union.

Overall, APS Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

APS Federal Credit Union
APS Federal Credit Union
259 Fremont Rd
Charleroi, PA 15022 1707
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$500
12-Month CD
3.90%
$5,000
12-Month CD
3.80%
$1,000
12-Month CD
3.80%
$1,000
60-Month CD
3.75%
$1,000
60-Month CD
3.75%
$1,000
60-Month CD
3.75%
$1,000
24-Month CD
3.75%
$500
18-Month CD
3.75%
$0
18-Month CD
3.72%
$500
12-Month CD
3.67%
$1,000
36-Month CD
3.65%
$500
12-Month CD
3.60%
$500
60-Month CD
3.45%
$1,000
18-Month CD
3.35%
$500
48-Month CD
3.25%
$1,000
33-Month CD
3.25%
$1,000
12-Month CD (Jumbo)
3.12%
$200,000
60-Month CD
3.00%
$100
36-Month CD
2.90%
$500
60-Month CD
2.75%
$2,500
24-Month CD
2.75%
$5,000
9-Month CD
2.66%
$1,000
36-Month CD
2.60%
$1,000
24-Month CD
2.50%
$5,000
36-Month CD
2.40%
$1,000
12-Month CD
2.27%
$1,000
48-Month CD
2.02%
$500
48-Month CD
1.75%
$1,000
36-Month CD
1.51%
$500
48-Month CD
1.00%
$1,000
12-Month CD
0.70%
$500
60-Month CD
0.65%
$500
NOW Checking
0.50%
$1,000
Kasasa Saver Savings
0.50%
$0
24-Month CD
0.50%
$5,000
60-Month CD
0.40%
$500
24-Month CD
0.30%
$1,000
12-Month CD
0.30%
$1,000
Savings
0.25%
$0
Checking
0.25%
$100
12-Month CD
0.20%
$500
Statement Savings
0.20%
$100
Money Market
0.15%
$2,500
36-Month CD
0.10%
$1,000
48-Month CD
0.10%
$500
Performance Money Market
0.10%
$10,000
Regular Savings
0.05%
$1
Share Savings
0.03%
$5
60-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.539%
0.000
30-Year Fixed
5.875%
6.002%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.875%
6.359%
0.000
5.500%
5.574%
0.000
5.875%
5.931%
0.000
6.000%
6.070%
0.000
30-Year Fixed
6.000%
6.115%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.125%
5.637%
0.250
5.875%
5.980%
0.000
5.500%
5.621%
0.000
6.125%
6.170%
0.000
5.375%
5.375%
0.125
5.990%
6.290%
0.000
6.250%
7.325%
0.000
5.300%
5.433%
0.000
6.375%
6.556%
0.000
5.250%
5.287%
0.000
10-Year Fixed
5.125%
5.511%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.375%
5.416%
0.000
5.500%
5.736%
0.000
5.250%
5.452%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.000%
5.068%
0.000
6.125%
6.326%
0.000
20-Year Fixed
5.875%
5.968%
0.000
4.740%
7.533%
0.000
5.500%
5.500%
0.000
5.250%
6.232%
0.750
30-Year Fixed
6.000%
6.173%
0.000
5.375%
5.766%
0.000
5.250%
5.506%
0.000
5.500%
5.620%
0.000
6.000%
6.183%
0.000
7.000%
7.168%
0.000
20-Year Fixed
5.875%
6.140%
0.000
6.250%
6.199%
0.000
5.625%
5.796%
0.000
15-Year Fixed
5.500%
5.571%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.125%
5.637%
0.250
6.525%
6.595%
0.000
6.000%
6.257%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Signature® Rewards
17.750%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Signature® Cash Back
17.750%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
13.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
14.000%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
16.490% - 17.990%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Classic
13.500%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Crimson Rewards Card
13.740%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Traditional
14.240% - 18.000%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA Platinum with Rewards
8.900%
Visa Business Rewards Card
15.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
13 - 60
Unsecured Signature Loan
9.250%
$0
1 - 24
18.000%
$0 - $500
5
Personal Line of Credit
13.040%
$0
Refinanced Signature Loans
18.000%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
8.890%
$0
10.250% - 17.950%
$0
1 - 36
10.000%
$0
1 - 36
12.490%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
9.990% - 16.240%
$0
61 - 66
Signature Loans
12.990%
$0
48
A+ Preferred Line Of Credit
10.990%
$0
12.250% - 17.000%
$0 - $20,000
9.200% - 17.950%
$0 - $100
12 - 24
12.990%
$0
1 - 24
13.490%
$0 - $5,000
48 - 48
12.990%
$0
12
11.240% - 17.950%
$0
25 - 36
10.000%
$0
12 - 12
9.200% - 17.950%
$0 - $2,500
36 - 36
13.240%
$0 - $2,000
36 - 36
9.900%
$0
10.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have APS Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: APS Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Mark Snodgrass
CEO: Michael King
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
259 Fremont Rd
Charleroi, PA 15022 1707
Phone Number: 724-483-6260
Fax Number: 724-483-4202

Financials

Total Assets:
9,514,063
Total Amount of Shares and Deposits:
8,744,153
Total Shares and Deposits < 1 Year:
8,744,153
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
31,168
Total Uninsured Shares and Deposits > $250K (F+J):
31,168
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,712,985
Total Interest Expense (Sum of items 6 8):
5,584
Share Certificates:
23
Number of Accounts for Share Drafts:
391
IRA KEOGH Accounts:
14
Number of Accounts for Regular Shares:
1,126
All other shares:
219
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,909,551
Total Liabilities:
8,758,512
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Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About APS Federal Credit Union

Is a member application needed to join APS Federal Credit Union?

Yes, to access services at APS Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, APS Federal Credit Union provides a range of mortgage and home equity products.

Is APS Federal Credit Union a safe place to deposit money?

Yes, APS Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does APS Federal Credit Union offer online and mobile banking?

Most modern institutions like APS Federal Credit Union provide digital access including online balance checks and transfers.

Current APS Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions