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Artesia Credit Union Rates and Review January 2026

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Artesia Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 0.15% and 3-month CD rates at 3.00%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.59%. Credit Card rates are at 8.90%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates which you can compare to Artesia Credit Union rates.

Compare Artesia Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Artesia Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Artesia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Artesia Credit Union? Share your experience about Artesia Credit Union by leaving a review below, or read customer reviews before you decide to use Artesia Credit Union.

Overall, Artesia Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Artesia Credit Union
Credit Union Office
210 N 5th St
Artesia, NM 88210 2000
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.98%
$2,000
48-Month CD
3.82%
$10,000
18-Month CD
3.80%
$500
12-Month CD
3.75%
$1,000
36-Month CD
3.70%
$500
6-Month CD (IntraFi®)
3.68%
$10,000
48-Month CD
3.60%
$1,000
12-Month CD
3.50%
$500
18-Month CD
3.49%
$1,000
12-Month CD
3.45%
$1,000
11-Month CD
3.45%
$1,000
24-Month CD
3.45%
$1,000
24-Month CD
3.40%
$500
12-Month CD
3.38%
$1,000
36-Month CD
3.25%
$1,000
36-Month CD
3.15%
$1,000
36-Month CD
3.10%
$500
24-Month CD
3.03%
$1,000
36-Month CD
3.00%
$1,000
36-Month CD
2.85%
$500
12-Month CD (Jumbo)
2.78%
$100,000
18-Month CD
2.27%
$500
12-Month CD
2.25%
$1,000
48-Month CD
2.25%
$500
36-Month CD
2.02%
$500
18-Month CD
2.02%
$1,000
60-Month CD
2.00%
$500
24-Month CD
1.41%
$1,000
12-Month CD
1.40%
$1,000
12-Month CD
1.35%
$5,000
30-Month CD
1.35%
$500
60-Month CD
1.26%
$1,000
18-Month CD
1.10%
$1,000
18-Month CD
1.00%
$500
60-Month CD
0.65%
$500
12-Month CD
0.60%
$1,000
Savings
0.50%
$50
Passbook Savings
0.50%
$1
6-Month CD
0.40%
$1,000
24-Month CD
0.35%
$500
24-Month CD
0.30%
$1,000
60-Month CD
0.30%
$0
12-Month CD
0.25%
$1,000
Vision Savings
0.10%
$50
Statement Savings
0.10%
$25
Business Money Market
0.10%
$2,500
Money Market
0.05%
$25
Relationship Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.000%
5.068%
0.000
5.375%
5.488%
0.250
6.125%
6.346%
0.000
30 Year Fixed
5.625%
5.704%
0.250
15-Year Fixed
5.390%
5.666%
0.000
5.250%
6.041%
0.000
7-Year ARM
5.250%
5.752%
0.000
15 Year Fixed
5.875%
6.356%
0.000
5.125%
5.331%
1.000
5.000%
5.242%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
15-Year Fixed
5.500%
5.610%
0.000
5.125%
5.389%
0.000
5.750%
6.078%
0.000
6.125%
6.185%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
6.000%
6.133%
0.000
5.375%
5.639%
0.250
5.875%
6.055%
0.000
5.375%
5.999%
0.000
5.375%
5.375%
0.125
5.500%
5.732%
0.000
15-Year Fixed
5.680%
5.964%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.625%
6.037%
0.000
5.200%
5.453%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
6.125%
6.249%
0.000
20 Year Fixed
5.500%
5.659%
0.000
4.875%
5.172%
1.125
5.250%
6.580%
0.000
6.250%
6.199%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.750%
5.801%
0.000
4.875%
5.275%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.375%
6.280%
0.000
6.000%
6.226%
0.000
15-Year Fixed
6.000%
6.021%
0.000
4.625%
4.690%
0.000
5.250%
6.055%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.500%
5.737%
0.000
15-Year Fixed
5.750%
5.977%
0.000
30-Year Fixed
5.625%
5.666%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.250%
5.430%
0.359
5-Year ARM Jumbo
5.250%
4.635%
0.000
6.750%
6.880%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Student Classic
16.500%
Credit Limit - $500
Savings Secured Visa®
18.000%
Visa Platinum Clarity
15.990%
16.200%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
8.750%
Visa Crimson Rewards Card
13.740%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
14.240%
13.900%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
14.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum Preferred
14.240% - 17.990%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
World Cash Back Credit Card Mastercard
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
18.000%
8.900% - 13.900%
Based upon credit worthiness.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Signature Loans
14.000%
$0
60
14.990%
$0
25 - 36
8.950%
$0
1 - 60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Education (tuition bill required)
8.250%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
12.740%
$0
36
10.700%
$0 - $10,000
60 - 60
Debt Consolidation Loan
9.000%
$0
108
10.490%
$0
Bill Consolidation Loan
8.990%
$0
60
15.000%
$500 - $1,500
6 - 12
11.240% - 17.950%
$0
25 - 36
7.000%
$500 - $15,000
60
Personal Line of Credit
9.500%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Loans
10.000%
$0
1 - 36
12.990%
$0
1 - 24
Unsecured Signature Loan
9.250%
$0
1 - 24
9.490%
$0
48 - 48
7.750% - 16.750%
$0
1 - 36
8.990% - 18.000%
$0 - $30,000
72
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
10.250% - 17.950%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Artesia Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Artesia Credit Union
Full Time Employees: 19
Part Time Employees: 0
President: Brian Taylor
CEO: Ronald Johnston
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
210 N 5th St
Artesia, NM 88210 2000
Phone Number: 575-748-9779
Fax Number: 575-748-3850

Financials

Total Assets:
155,684,226
Total Amount of Shares and Deposits:
129,316,705
Total Shares and Deposits < 1 Year:
112,511,391
Total Shares and Deposits 1 3 Years:
13,306,823
Total Shares and Deposits > 3 Years:
3,498,493
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
29,234,000
Total Uninsured Shares and Deposits > $250K (F+J):
29,234,000
Total Insured Shares and Deposits > $250K (item 17 less item K):
100,082,705
Total Interest Expense (Sum of items 6 8):
2,179,906
Share Certificates:
571
Number of Accounts for Share Drafts:
3,639
IRA KEOGH Accounts:
118
Number of Accounts for Regular Shares:
8,856
Non Member Deposits:
3
Money Market Shares:
133
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,643,291
Total Liabilities:
129,763,066
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Artesia Credit Union

Is a member application needed to join Artesia Credit Union?

Yes, to access services at Artesia Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Artesia Credit Union provides a range of mortgage and home equity products.

Is Artesia Credit Union a safe place to deposit money?

Yes, Artesia Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Artesia Credit Union offer online and mobile banking?

Most modern institutions like Artesia Credit Union provide digital access including online balance checks and transfers.

Current Artesia Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions