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Pima Federal Credit Union Rates & Review April 2026

Pima Federal Credit Union's 6 month Term CDs rates are at 4.00%, 12 month Term CDs rates are at 3.75%, 18, 24 month Term CDs rates are at 3.50%, 30, 36, 48, 60 month Term CDs rates are at 3.00%. Pima Federal Credit Union's savings rates are at 0.03%. Pima Federal Credit Union's money market rates are at 0.95%. Pima Federal Credit Union's Personal Loan Rates are at 0.25%. MonitorBankRates evaluates the financial stability of Pima Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.69%. Rates were last updated on 04/18/2026.

Pima Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pima Federal Credit Union? Share your experience about Pima Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pima Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.69%
Excellent Lower than avg
Pima Federal Credit Union
Oracle Road Corporate Offices
6850 N Oracle Rd
Tucson, AZ 85704 4223
https://www.pimafederal.org
Member NCUA

Pima Federal Credit Union CD Rates

Product Rate APY Term View More
6 month Term Share Certificates - 4.00% 6 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
12 month Term Share Certificates - 3.75% 12 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
18, 24 month Term Share Certificates - 3.50% 18, 24 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
30, 36, 48, 60 month Term Share Certificates - 3.00% 30, 36, 48, 60 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings Account - 4.00%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 3.00%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Youth Savings - 3.00%
Details Qualifying balance up to $1,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Youth Savings Accounts - 3.00%
Min Deposit $5
Details Qualifying balance up to $999.99
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 1.20%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 1.00%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Holiday Savings - 0.03%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Regular Savings - 0.03%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Special Savings - 0.03%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Youth Savings - 0.03%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market - 4.00%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Accounts - 4.00%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 4.00%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Non-Profit Money Market - 4.00%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Business Money Market - 3.00%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Accounts - 3.00%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 3.00%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Non-Profit Money Market - 3.00%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Non-Profit Money Market - 2.10%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Non-Profit Money Market - 1.90%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Business Money Market - 1.70%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Accounts - 1.20%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 1.20%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Non-Profit Money Market - 1.10%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Accounts - 1.00%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Money Market Savings Account - 1.00%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Business Money Market - 0.95%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Checking Rates

Product Rate APY View More
CareFREE Plus Checking - 2.50%
Details Qualifying balance up to $1,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Checking Account - 2.50%
Details Qualifying balance up to $1,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Personal or Auto Loan - - 0.25%
Details discount on any new Personal or Auto Loan
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa® Credit Cards: Platinum, Signature, or Business - 2.99%
Details Intro rate expires: 2.99% APR*
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Pima Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal or Auto Loan - 0.25%
Details discount on any new Personal or Auto Loan
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%
Personal Line of Credit - 13.99%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pima Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pima Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pima Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pima Federal Credit Union
Address 6850 N Oracle Rd, Tucson, AZ 85704 4223
Phone 520-887-5010
Fax
President Linda Kennedy
CEO Eric Renaud
Full-Time Employees 167
Part-Time Employees 0
Branch Locations 13
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.69%
Return on Assets (ROA)
0.9436%
Return on Equity (ROE)
9.9763%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
1,536,343,419
Total Amount of Shares and Deposits
1,334,739,596
Total Shares and Deposits < 1 Year
1,197,389,711
Total Shares and Deposits 1 3 Years
86,663,874
Total Shares and Deposits > 3 Years
50,686,011
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
130,949,896
Total Uninsured Shares and Deposits > $250K (F+J)
130,949,896
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,203,789,700
Total Interest Expense (Sum of items 6 8)
18,973,712
Share Certificates
8,583
Number of Accounts for Share Drafts
52,554
IRA KEOGH Accounts
3,202
Number of Accounts for Regular Shares
77,785
All other shares
1,866
Non Member Deposits
28,143
Money Market Shares
6,288
Net Income (unless the amount is already included in Undivided Earnings)
14,497,221
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,981,175
Total Liabilities
1,402,498,439
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Pima Federal Credit Union

Is Pima Federal Credit Union a safe place to deposit money?

Yes, Pima Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6901561599027%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pima Federal Credit Union operate?

Pima Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pima Federal Credit Union?

Yes, to access services at Pima Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pima Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pima Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pima Federal Credit Union offer online and mobile banking?

Most modern institutions like Pima Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pimafederal.org.

Current Pima Federal Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.50%
  • 60-Month CD3.00%
  • Savings0.03%
  • MMA0.95%
Retrieved from our database of financial products. Rates subject to change.