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ASHLAND COMMUNITY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare ASHLAND COMMUNITY rates to other rates in our database, including 12-month share certificate rates currently at 0.15%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 0.25%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to ASHLAND COMMUNITY rates. MonitorBankRates evaluates the financial stability of ASHLAND COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 03/28/2026.

ASHLAND COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ASHLAND COMMUNITY? Share your experience about ASHLAND COMMUNITY by leaving a review below, or read customer reviews before you decide to use ASHLAND COMMUNITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.46%
Excellent Lower than avg
First National Bank of Long Island
Main Office
1123 Sugarbush Dr
Ashland, OH 44805
http://www.ashlandfcu.org
Member NCUA

Current Rate Availability

We do not have ASHLAND COMMUNITY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ASHLAND COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ASHLAND COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ASHLAND COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ASHLAND COMMUNITY
Website http://www.ashlandfcu.org
Address 1123 Sugarbush Dr, Ashland, OH 44805
Phone 419-289-6211
Fax 419-289-1815
President Brandon Clark
CEO Christian Dabney
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.46%
Return on Assets (ROA)
1.8281%
Return on Equity (ROE)
16.3702%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
23,079,140
Total Amount of Shares and Deposits
20,384,528
Total Shares and Deposits < 1 Year
18,124,336
Total Shares and Deposits 1 3 Years
1,910,453
Total Shares and Deposits > 3 Years
349,739
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
142,896
Total Uninsured Shares and Deposits > $250K (F+J)
142,896
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,241,632
Total Interest Expense (Sum of items 6 8)
62,801
Share Certificates
78
Number of Accounts for Share Drafts
1,015
IRA KEOGH Accounts
30
Number of Accounts for Regular Shares
2,470
All other shares
342
Money Market Shares
25
Net Income (unless the amount is already included in Undivided Earnings)
264,511
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,998,791
Total Liabilities
20,501,781
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About ASHLAND COMMUNITY

Is ASHLAND COMMUNITY a safe place to deposit money?

Yes, ASHLAND COMMUNITY is considered a safe financial institution. With a Texas Ratio of 2.4575156196711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does ASHLAND COMMUNITY operate?

ASHLAND COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ASHLAND COMMUNITY?

Yes, to access services at ASHLAND COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ASHLAND COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ASHLAND COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does ASHLAND COMMUNITY offer online and mobile banking?

Most modern institutions like ASHLAND COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ashlandfcu.org.

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