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Atlanta Postal Credit Union Rates and Review January 2026

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Atlanta Postal Credit Union12-month CD rates can be found at 3.40%, 6-month CD rates at 2.68% and 3-month CD rates at 0.10%. Savings rates are at 0.15% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Atlanta Postal Credit Union rates.

Compare Atlanta Postal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Atlanta Postal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Atlanta Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Atlanta Postal Credit Union? Share your experience about Atlanta Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Atlanta Postal Credit Union.

Overall, Atlanta Postal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Atlanta Postal Credit Union
Main Office
400 Porsche Avenue
Atlanta, GA 30354
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.80%
$500
6-Month CD
3.75%
$1,000
12-Month CD
3.75%
$100
48-Month CD
3.75%
$2,000
60-Month CD
3.65%
$1,000
48-Month CD
3.55%
$500
18-Month CD
3.50%
$1,000
36-Month CD
3.40%
$500
18-Month CD
3.35%
$1,000
60-Month CD
3.29%
$1,000
12-Month CD
3.20%
$500
18-Month CD
3.04%
$1,000
60-Month CD
3.03%
$1,000
18-Month CD
3.02%
$1,000
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
48-Month CD
3.00%
$250
36-Month CD
3.00%
$500
60-Month CD
2.80%
$500
48-Month CD
2.75%
$500
60-Month CD
2.47%
$1,000
18-Month CD
2.30%
$1,000
48-Month CD
2.28%
$1,000
60-Month CD
2.25%
$100
60-Month CD
2.25%
$1,000
18-Month CD
2.21%
$1,000
36-Month CD
2.12%
$1,000
36-Month CD
2.02%
$1,000
Personal Money Market
2.02%
$0
36-Month CD
2.00%
$1,000
12-Month CD
2.00%
$2,500
12-Month CD
1.90%
$500
6-Month CD
1.61%
$2,500
Simplicity Consumer Checking
1.34%
$0
24-Month CD
1.21%
$1,000
Money Market
0.60%
$250,000
48-Month CD
0.60%
$1,000
Savings
0.50%
$0
48-Month CD
0.40%
$500
24-Month CD
0.25%
$500
Premier Money Market
0.25%
$2,500
Statement Savings
0.15%
$25,000
24-Month CD
0.15%
$500
12-Month CD
0.15%
$2,500
Statement Savings
0.10%
$25
Savings
0.10%
$100
Hometown Money Market
0.10%
$0
Money Market
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.031%
0.000
15-Year Fixed
5.375%
5.560%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.375%
5.766%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
30-Year Fixed
6.000%
6.115%
0.000
6.999%
7.235%
0.000
10 Year Fixed
6.000%
6.223%
0.000
30-Year Fixed
5.750%
5.908%
0.500
30-Year Fixed
6.250%
6.263%
0.000
5.625%
5.691%
0.000
5.375%
5.721%
0.000
5.875%
6.184%
0.000
6.500%
6.648%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
4.625%
4.690%
0.000
6.250%
6.434%
0.000
6.375%
6.556%
0.000
10-Year Fixed
5.125%
5.511%
0.000
30-Year Fixed
6.250%
6.306%
0.000
30-Year Fixed
6.250%
6.450%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
15-Year Fixed
5.125%
5.193%
0.000
30-Year Fixed
5.625%
5.658%
0.000
5.625%
5.846%
0.000
30 Year Fixed
6.000%
6.107%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
30-Year Fixed
6.000%
6.034%
0.000
10 Year Fixed
5.750%
5.883%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
30-Year Fixed
6.125%
6.219%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.000%
5.886%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.625%
6.000%
0.000
7/6 ARM
5.875%
5.947%
0.000
6.375%
6.498%
0.000
5.500%
5.724%
0.000
20-Year Fixed
5.500%
5.627%
0.000
5.500%
5.820%
0.000
5.500%
5.545%
0.500
5.875%
5.985%
1.000
5.500%
5.786%
2.280
30 Year Fixed
6.250%
6.441%
0.000
5.875%
5.900%
0.000
30-Year Fixed
5.875%
5.923%
0.000
5.500%
5.565%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.500%
5.561%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Signature® Cash Back
17.750%
18.000%
Business Select Credit Card Mastercard
18.000%
16.240% - 27.240%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Prime Platinum Visa Credit Card
11.500%
Visa Crimson Card
13.240%
18.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Rewards
14.900%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
8.990% - 17.990%
Maximum limit of $30,000
World Cash Back Credit Card Mastercard
18.000%
VISA Signature Rewards
16.740% - 18.000%
Academic VISA® Gold
15.400%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
10.150%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.490%
$0 - $5,000
48 - 48
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Signature Loan
10.500%
$0
Personal Loans Share Secured
5.990%
$0
48
Technology Loan
9.750%
$0
36
11.240%
$0 - $10,000
60 - 60
Line of Credit
13.700%
$0
Personal Loans
13.450%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
18.000%
$0 - $500
5
13.450%
$0
10.500%
$0 - $5,000
24 - 36
10.250% - 17.950%
$0
1 - 36
14.700%
$8,000
60 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Debt Consolidation
13.990%
$0
1 - 72
Personal Loans
13.250%
$0
6184
10.990%
$500
36
8.890%
$0
8.990% - 18.000%
$0 - $30,000
72
13.740%
$5,000
60 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.650%
$0
Personal Loans
10.000%
$0
1 - 36
12.990%
$0 - $2,000
24 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Atlanta Postal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Atlanta Postal Credit Union
Full Time Employees: 313
Part Time Employees: 3
President: David Disharoon
CEO: Blake Graham
Branch Locations: 11
ATM Locations: 13
Corporate Office Address:
400 Porsche Avenue
Atlanta, GA 30354
Phone Number: 404-768-4126
Fax Number: 404-766-8379

Financials

Total Assets:
2,554,686,222
Total Amount of Shares and Deposits:
2,180,610,074
Total Shares and Deposits < 1 Year:
1,937,682,375
Total Shares and Deposits 1 3 Years:
210,455,404
Total Shares and Deposits > 3 Years:
32,472,296
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
506,218,156
Total Uninsured Shares and Deposits > $250K (F+J):
506,218,156
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,674,391,918
Total Interest Expense (Sum of items 6 8):
36,397,296
Share Certificates:
25,344
Number of Accounts for Share Drafts:
38,238
IRA KEOGH Accounts:
8,604
Number of Accounts for Regular Shares:
134,338
All other shares:
411
Non Member Deposits:
10
Money Market Shares:
1,583
Net Income (unless the amount is already included in Undivided Earnings):
-4,905,434
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
106,943,292
Total Liabilities:
2,253,360,908
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Atlanta Postal Credit Union

Is a member application needed to join Atlanta Postal Credit Union?

Yes, to access services at Atlanta Postal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Atlanta Postal Credit Union provides a range of mortgage and home equity products.

Is Atlanta Postal Credit Union a safe place to deposit money?

Yes, Atlanta Postal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Atlanta Postal Credit Union offer online and mobile banking?

Most modern institutions like Atlanta Postal Credit Union provide digital access including online balance checks and transfers.

Current Atlanta Postal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions