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Resound Credit Union

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Resound Credit Union Rates & Review November 2026

Q: What are the current interest rates at Resound Credit Union?

Current rates for Resound Credit Union include: 12-Month CD: 3.65%, 18-Month CD: 3.25%, 24-Month CD: 3.25%, Savings: 3.60%, MMA: 2.05%

Q: What CD terms does Resound Credit Union offer?

Resound Credit Union CD rates are 3.00% APY for a 3 month CD, 3.50% APY for a 6 month CD, 3.65% APY for a 12 month CD, 3.25% APY for an 18 month CD and 3.25% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Resound Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Resound Credit Union's 12-Month CD rates are at 3.65%, 6-Month CD rates are at 3.50%, 18-Month CD rates are at 3.25%, 24-Month CD rates are at 3.25%, 3-Month CD rates are at 3.00%. Resound Credit Union's savings rates are at 3.60%. Resound Credit Union's money market rates are at 2.05%. Resound Credit Union's checking rates are as high as 5.00%. Resound Credit Union's 30-Year Mortgage rates are at 5.85%, 30 Year Fixed rate rates are at 6.50%. Resound Credit Union's Personal Loan Rates are as low as 12.50%. Resound Credit Union's Credit Card Rates are at 12.15%. Resound Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Resound Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.03%. Rates last updated and verified on 10/30/2026.

Resound Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Resound Credit Union? Share your experience about Resound Credit Union by leaving a review below, or read customer reviews before you decide to use Resound Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.03%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Resound Credit Union
Main Office

1701 21st Ave s
Nashville, TN 37212-3703

https://www.bankcfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Resound Credit Union CD Rates

Product	Rate	APY	Term
12-Month Certificate	-	3.65%	12 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
12-Month Certificate	-	3.65%	12 months
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
12-Month Certificate	-	3.65%	12 months
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
6-Month Certificate	-	3.50%	6 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
6-Month Certificate	-	3.50%	6 months
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
6-Month Certificate	-	3.50%	6 months
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
18-Month Certificate	-	3.25%	18 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
24-Month Certificate	-	3.25%	24 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
24-Month Certificate	-	3.25%	24 months
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
24-Month Certificate	-	3.25%	24 months
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
3-Month Certificate	-	3.00%	3 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
3-Month Certificate	-	3.00%	3 months
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
3-Month Certificate	-	3.00%	3 months
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
36-Month Certificate	-	3.00%	36 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
36-Month Certificate	-	3.00%	36 months
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
36-Month Certificate	-	3.00%	36 months
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
48-Month Certificate	-	3.00%	48 months
Min Balance $500 Details Balance: $500 to $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Business CD Rates

Product	Rate	APY	Term	View More
Business 6-Month Certificate	-	3.50%	6 months
Min Balance $25,000 Details Balance: $25,000 or more; Business Deposits Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Savings Rates

Product	Rate	APY
High-Yield Savings	-	3.60%
Min Balance $300,000 Details Balance: $300,000 or more; Compounds monthly; earns dividends when daily balance is at least $25,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
High-Yield Savings	-	3.20%
Min Balance $25,000 Details Balance: $25,000 - $299,999; Compounds monthly; earns dividends when daily balance is at least $25,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Christmas Savings	-	0.10%
Min Balance $50 Details Requires $50 average daily balance to earn dividends; compounds quarterly Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 0.10% ▼ 3.50 pts · high 3.60% / low 0.10% Oct 14, 20260.10%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
IRA Savings	-	0.10%
Min Balance $100 Details Requires $100 average daily balance to earn dividends; compounds quarterly Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 0.10% ▼ 3.50 pts · high 3.60% / low 0.10% Oct 14, 20260.10%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Share Savings	-	0.10%
Min Balance $50 Details Requires $50 average daily balance to earn dividends; compounds quarterly Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 0.10% ▼ 3.50 pts · high 3.60% / low 0.10% Oct 14, 20260.10%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Special Savings	-	0.10%
Min Balance $50 Details Requires $50 average daily balance to earn dividends; compounds quarterly Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 0.10% ▼ 3.50 pts · high 3.60% / low 0.10% Oct 14, 20260.10%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	2.05%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	2.05%
Min Balance $250,000 Details Balance: $250,000 or more; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	2.05%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 2.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Money Market	-	1.40%
Min Balance $100,000 Details Balance: $100,000 to $249,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	1.40%
Min Balance $100,000 Details Balance: $100,000-$249,999; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	1.40%
Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Money Market	-	1.20%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	1.20%
Min Balance $50,000 Details Balance: $50,000-$99,999; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	1.20%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	1.00%
Min Balance $25,000 Details Balance: $25,000-$49,999; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	1.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Money Market	-	0.85%
Min Balance $10,000 Details Balance: $10,000 to $49,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	0.85%
Min Balance $10,000 Details Balance: $10,000-$24,999; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	0.85%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Personal Money Market	-	0.70%
Min Balance $1,000 Details Balance: $1,000-$9,999; Dividends compound monthly; Limited check writing (3/month); Rates effective as of 08/20/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Wealth Builder MMA	-	0.70%
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	-	2.05%
Min Balance $250,000 Details Balance: $250,000 or more; Dividends compound monthly; Limited check writing (3/month) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Money Market	-	1.40%
Min Balance $100,000 Details Balance: $100,000-$249,999; Dividends compound monthly; Limited check writing (3/month) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Money Market	-	1.20%
Min Balance $50,000 Details Balance: $50,000-$99,999; Dividends compound monthly; Limited check writing (3/month) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Money Market	-	0.85%
Min Balance $10,000 Details Balance: $10,000-$49,999; Dividends compound monthly; Limited check writing (3/month) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Checking Rates

Product	Rate	APY	View More
High Yield Checking Account	-	5.00%
Details Promotional: Earn 5% on up to $25,000 with a new High Yield Checking Account; qualifying balance up to $25,000 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 5.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
30-Year Mortgage	-	-	5.849%	30 years
Details As Low As; 30-Year APR as low as 5.849%; limited time offer; residence must be in Tennessee Last Updated 10/30/2026 Rate History 2 changes since Sep 27, 2026 · 5.85% → 5.85% ▼ 0.00 pts · high 6.59% / low 5.85% Oct 30, 20265.85%▼ from 6.59% Oct 14, 20266.59%▲ from 5.85% Sep 27, 20265.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
30 Year Fixed rate	-	-	6.50%	30 years
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
30-Year Mortgage	-	-	6.588%	30 years
No additional details. Last Updated 10/30/2026 Rate History 1 change since Sep 27, 2026 · 5.85% → 6.59% ▲ 0.74 pts · high 6.59% / low 5.85% Oct 14, 20266.59%▲ from 5.85% Sep 27, 20265.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Loan - 5-Year HE Loan	-	-	7.698%
Details 7.50% fixed rate; LTV limit 90%; APR based on a $50,000 loan amount Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Home Equity Loan - 10-Year HE Loan	-	-	8.609%
Details 8.50% fixed rate; LTV limit 90%; APR based on a $50,000 loan amount Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.61% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Home Equity Loan - 15-Year HE Loan	-	-	9.827%
Details 9.50% fixed rate; LTV limit 90%; APR based on a $50,000 loan amount Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 9.83% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto 2023-2026	-	-	4.99%	60 months or less
Details As Low As Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Vehicle Loans	-	-	4.99%
Details As Low As; covers New Auto 2023-2026, Used Auto 2021-2026, Used Auto 2018-2020, Used Auto 2017 & Older, RV 2017-2026, RV 2016 & older, Secured Fixed; RV loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2021-2026 Loan - 60 months or less	-	-	5.05%	60 months
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.05% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
New Auto 2023-2026	-	-	5.30%	72 months
Details As Low As Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.30% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2021-2026 Loan - 72 months	-	-	5.35%	72 months
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.35% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2018-2020	-	-	6.10%	60 months or less
Details Model Year: 2018-2020 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.10% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
New Auto 2023-2026	-	-	6.20%	84 months
Details As Low As Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.20% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2018-2020	-	-	6.25%	72 months
Details Model Year: 2018-2020 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2021-2026 Loan - 84 months	-	-	6.25%	84 months
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Loans - Business-Use Vehicle	-	-	7.00%
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2017 & Older	-	-	7.45%	48 months or less
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.45% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Used Auto 2017 & Older	-	-	7.60%	60 months
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.60% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Loans - Commercial Vehicle	-	-	9.00%
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 9.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
RV 2017-2026 Loan	-	7.75%	60 months or less
Details Recreational vehicle loan (includes ATVs, boats, campers, motorcycles, motorhomes, watercraft) Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2017-2026 Loan	-	8.75%	75 months
Details Recreational vehicle loan (includes ATVs, boats, campers, motorcycles, motorhomes, watercraft) Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2017-2026 Loan	-	9.00%	84 months
Details Recreational vehicle loan (includes ATVs, boats, campers, motorcycles, motorhomes, watercraft) Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 9.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2017-2026 Loan	-	10.00%	120 months
Details Recreational vehicle loan (includes ATVs, boats, campers, motorcycles, motorhomes, watercraft) Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 10.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2016 & Older Loan	-	11.00%	60 months or less
Details Vehicle Loans; RV 2016 & older; Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 11.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2016 & Older Loan	-	11.25%	75 months
Details Vehicle Loans; RV 2016 & older; Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 11.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2016 & Older Loan	-	11.50%	84 months
Details Vehicle Loans; RV 2016 & older; Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 11.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
RV 2016 & Older Loan	-	12.00%	120 months
Details Vehicle Loans; RV 2016 & older; Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Platinum	-	12.15%
No additional details. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.15% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	12.50%	Up to 60 months
No additional details. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 12.50% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Loans - Unsecured Term	12.75%
No additional details. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Resound Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
30, 60, 90 Day Notes Loan	-	-	12.50%	30, 60, 90 days
Details Fixed rate Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 12.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Loans - Equipment Loan	-	-	10.00%
Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Loans - Line of Credit	-	-	12.75%
Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Line of Credit (variable rate)	-	-	12.25%
Details Variable rate Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Spot Me Loan	-	-	10.75%	24 months
Details Up to $10,000 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 10.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%
Business Deposits	-	-	3.65%
Details As High As; Business Deposits headline rate Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.03%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Resound Credit Union’s Texas Ratio fell from 6.31% in Q3 2023 to 5.03% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$704M	5.03%	5.0	A+
March 31, 2026	$700M	3.97%	5.0	A+
December 31, 2025	$678M	5.84%	5.0	A+
September 30, 2025	$654M	6.15%	5.0	A
June 30, 2025	$639M	5.82%	5.0	A+
March 31, 2025	$634M	5.38%	5.0	A+
December 31, 2024	$624M	6.34%	5.0	A
September 30, 2024	$613M	5.40%	5.0	A+
June 30, 2024	$600M	4.58%	5.0	A+
March 31, 2024	$605M	5.17%	5.0	A+
December 31, 2023	$598M	6.82%	5.0	A
September 30, 2023	$595M	6.31%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Resound Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Resound Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Resound Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Resound Credit Union

Website https://www.bankcfcu.org

Address 1701 21st Ave s, Nashville, TN 37212-3703

Phone 615-385-1616

Fax 615-385-6845

President Gary Cowan

CEO Laura Williamson

Full-Time Employees 112

Part-Time Employees 2

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.03%

Return on Assets (ROA)

0.5431%

Return on Equity (ROE)

5.1168%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

704,380,936

Total Amount of Shares and Deposits

620,850,905

Total Shares and Deposits < 1 Year

619,646,602

Total Shares and Deposits 1 3 Years

1,146,260

Total Shares and Deposits > 3 Years

58,043

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

77,184,828

Total Uninsured Shares and Deposits > $250K (F+J)

77,184,828

Total Insured Shares and Deposits > $250K (item 17 less item K)

543,666,077

Total Interest Expense (Sum of items 6 8)

6,350,431

Share Certificates

3,971

Number of Accounts for Share Drafts

19,694

IRA KEOGH Accounts

473

Number of Accounts for Regular Shares

56,997

Non Member Deposits

Money Market Shares

3,026

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

34,358,128

Total Liabilities

633,073,431

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Resound Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Resound Credit Union

Does Resound Credit Union offer CDs?

Yes. Resound Credit Union current CD rates include its 12-Month CD at 3.65% APY, its 6-Month CD at 3.50% APY and its 18-Month CD at 3.25% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Resound Credit Union NCUA insured?

Yes. Resound Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Resound Credit Union?

The highest Resound Credit Union CD rate is its 12-Month CD at 3.65% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Resound Credit Union offer?

Resound Credit Union CD rates are 3.00% APY for a 3 month CD, 3.50% APY for a 6 month CD, 3.65% APY for a 12 month CD, 3.25% APY for an 18 month CD and 3.25% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Resound Credit Union for its full lineup.

What is the highest savings rate at Resound Credit Union?

The highest Resound Credit Union savings rate is its High-Yield Savings at 3.60% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Resound Credit Union?

The highest Resound Credit Union money market rate is its Business Money Market at 2.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Resound Credit Union?

The highest Resound Credit Union checking rate is its High Yield Checking Account at 5.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Resound Credit Union?

The lowest Resound Credit Union 30 year fixed mortgage rate is its 30 Year Fixed rate at 6.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Resound Credit Union?

The lowest Resound Credit Union auto loan rate is its New Auto 2023-2026 at 4.99% APR, verified by MonitorBankRates as of October 30, 2026. Resound Credit Union auto loan rates are 5.05% APR for a 60 month auto loan, 5.35% APR for a 72 month auto loan and 6.25% APR for an 84 month auto loan.

What is the lowest personal loan rate at Resound Credit Union?

The lowest Resound Credit Union personal loan rate is its Signature Loan at 12.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Resound Credit Union?

The lowest Resound Credit Union credit card APR is its Visa Platinum Credit Card at 12.15% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Resound Credit Union operate?

Resound Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Resound Credit Union?

Yes, to access services at Resound Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Resound Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Resound Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Resound Credit Union offer online and mobile banking?

Most modern institutions like Resound Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankcfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Resound Credit Union rates compare?

Resound Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. Resound Credit Union's top rates are its 12-Month CD at 3.65% APY, its High-Yield Savings at 3.60% APY, its Business Money Market at 2.05% APY, its High Yield Checking Account at 5.00% APY, its 30-Year Mortgage at 5.849%, its Signature Loan at 12.50% APR and its Visa Platinum Credit Card at 12.15% APR, verified by MonitorBankRates on October 30, 2026.

Current Resound Credit Union Rates

12-Month CD3.65%
18-Month CD3.25%
24-Month CD3.25%
Savings3.60%
MMA2.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Resound Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Resound Credit Union Texas Ratio

Resound Credit Union Health Trend

Resound Credit Union CD Rates

Resound Credit Union Business CD Rates

Resound Credit Union Savings Rates

Resound Credit Union Money Market Rates

Resound Credit Union Business Money Market Rates

Resound Credit Union Checking Rates

Resound Credit Union Mortgage Rates

Resound Credit Union Home Equity & HELOC

Resound Credit Union Auto Loan Rates

Resound Credit Union RV, Boat and Powersport Loan Rates

Resound Credit Union Credit Card Rates

Resound Credit Union Personal Loan Rates

Resound Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Resound Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Resound Credit Union

Does Resound Credit Union offer CDs?

Are CDs from Resound Credit Union NCUA insured?

What is the highest CD rate at Resound Credit Union?

What CD terms does Resound Credit Union offer?

What is the highest savings rate at Resound Credit Union?

What is the highest money market rate at Resound Credit Union?

What is the highest checking rate at Resound Credit Union?

What is the lowest 30 year fixed mortgage rate at Resound Credit Union?

What is the lowest auto loan rate at Resound Credit Union?

What is the lowest personal loan rate at Resound Credit Union?

What is the lowest credit card APR at Resound Credit Union?

How many branches does Resound Credit Union operate?

Is a member application needed to join Resound Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Resound Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Resound Credit Union rates compare?

Current Resound Credit Union Rates

Compare to Other Credit Unions