☰

Home›
Credit Unions›
Atlas Credit Union

iAdvertiser Disclosure

Atlas Credit Union Rates & Review April 2026

Q: How many branches does Atlas Credit Union operate?

Atlas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Atlas Credit Union?

Yes, to access services at Atlas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Atlas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Atlas Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare Atlas Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.47% and 3-month share certificate rates at 2.02%. Savings rates are at 0.50% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Atlas Credit Union rates. MonitorBankRates evaluates the financial stability of Atlas Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/26/2026.

Atlas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Atlas Credit Union? Share your experience about Atlas Credit Union by leaving a review below, or read customer reviews before you decide to use Atlas Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Atlas Credit Union
Atlas Credit Union

10107 Highway 79
Hannibal, MO 63401 7859

https://atlasnationalcu.com/

Current Rate Availability

We do not have Atlas Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Atlas Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Atlas Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Atlas Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Atlas Credit Union

Website https://atlasnationalcu.com/

Address 10107 Highway 79, Hannibal, MO 63401 7859

Phone 573-221-1740

Fax 573-221-1689

President Donald Hess

CEO Vicki Pezley

Full-Time Employees 0

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

-0.2272%

Return on Equity (ROE)

-1.3012%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

475,321

Total Amount of Shares and Deposits

390,836

Total Shares and Deposits < 1 Year

390,836

Total Insured Shares and Deposits > $250K (item 17 less item K)

390,836

Total Interest Expense (Sum of items 6 8)

927

Number of Accounts for Regular Shares

155

Net Income (unless the amount is already included in Undivided Earnings)

-1,080

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

88,133

Total Liabilities

392,319

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Atlas Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Atlas Credit Union

Frequently Asked Questions About Atlas Credit Union

Is Atlas Credit Union a safe place to deposit money?

Yes, Atlas Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Atlas Credit Union operate?

Atlas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Atlas Credit Union?

Yes, to access services at Atlas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Atlas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Atlas Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Atlas Credit Union offer online and mobile banking?

Most modern institutions like Atlas Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://atlasnationalcu.com/.