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Atlas Credit Union Rates and Review January 2026

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Atlas Credit Union12-month CD rates can be found at 2.21%, 6-month CD rates at 0.10% and 3-month CD rates at 3.29%. Savings rates are at 0.60% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Atlas Credit Union rates.

Compare Atlas Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Atlas Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Atlas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Atlas Credit Union? Share your experience about Atlas Credit Union by leaving a review below, or read customer reviews before you decide to use Atlas Credit Union.

Overall, Atlas Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Atlas Credit Union
Atlas Credit Union
10107 Highway 79
Hannibal, MO 63401 7859
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.75%
$500
48-Month CD
3.75%
$10,000
12-Month CD
3.75%
$500
60-Month CD
3.60%
$0
24-Month CD
3.56%
$1,000
60-Month CD
3.44%
$500
SuperSaver Money Market (Jumbo)
3.40%
$100,000
48-Month CD
3.20%
$1,000
24-Month CD
3.15%
$1,000
60-Month CD
3.14%
$1,000
36-Month CD
3.10%
$100
36-Month CD
3.10%
$1,000
12-Month CD
3.00%
$1,000
24-Month CD
2.93%
$500
12-Month CD
2.75%
$500
18-Month CD
2.53%
$500
12-Month CD
2.50%
$500
60-Month CD
2.42%
$1,000
36-Month CD
2.30%
$1,000
6-Month CD
2.25%
$100
48-Month CD
1.81%
$100
60-Month CD
1.80%
$500
24-Month CD
1.69%
$1,000
36-Month CD
1.51%
$1,000
Wealth Builder Checking
1.50%
$500
18-Month CD
1.45%
$500
30-Month CD
1.36%
$500
60-Month CD
1.26%
$1,000
Premier Money Market
1.25%
$10,000
48-Month CD
1.01%
$500
Savings
0.75%
$25
24-Month CD
0.75%
$2,500
12-Month CD
0.75%
$10,000
48-Month CD
0.65%
$250
48-Month CD
0.63%
$1,000
36-Month CD
0.55%
$1,000
12-Month CD
0.50%
$500
3-Month CD
0.50%
$1,000
48-Month CD
0.50%
$1,000
60-Month CD
0.34%
$1,000
24-Month CD
0.30%
$500
18-Month CD (Bump-Up)
0.30%
$500
3-Month CD
0.20%
$5,000
24-Month CD
0.16%
$500
Money Market
0.05%
$50
Money Market
0.05%
$2,500
18-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.006%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15 Year Fixed
5.875%
6.356%
0.000
5.625%
5.721%
0.000
15-Year Fixed
5.375%
5.490%
0.125
5.500%
5.612%
0.750
30 Year Fixed
6.250%
6.441%
0.000
6.500%
6.748%
0.000
30-Year Fixed
7.250%
7.402%
0.000
30-Year Fixed
5.875%
5.945%
0.000
30-Year Fixed
5.875%
6.086%
0.000
15-Year Fixed
5.625%
5.986%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.125%
5.361%
1.000
5.500%
5.545%
0.500
15-Year Fixed
5.375%
5.584%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.500%
5.561%
0.000
4.875%
5.010%
0.000
565.625%
5.781%
0.875
30-Year Fixed
6.000%
6.218%
0.000
6.000%
6.183%
0.000
5.500%
5.680%
1.125
30-Year Fixed Jumbo
6.625%
6.809%
0.000
20-Year Fixed
5.875%
6.140%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.875%
5.963%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.924%
0.000
20-Year Fixed
5.750%
5.870%
0.000
5.625%
5.673%
0.000
6.999%
7.235%
0.000
30-Year Fixed
5.875%
5.923%
0.000
30-Year Fixed
6.125%
6.330%
0.000
5.500%
5.500%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.875%
5.900%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
5.250%
5.506%
0.000
5.500%
5.574%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.125%
5.637%
0.250
30-Year Fixed Jumbo
6.000%
6.127%
0.000
20-Year Fixed
5.875%
5.968%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.500%
5.597%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5.250%
5.287%
0.000
15 Year Fixed
5.375%
5.608%
0.000
30-Year Fixed
6.125%
6.307%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
Security Service Power Rewards MasterCard
18.000%
VISA® Credit Cards
7.990%
16.490% - 17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
8.900% - 13.900%
Based upon credit worthiness.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
18.000%
16.200%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Academic VISA® Gold
15.400%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Savings Secured Visa®
18.000%
9.990%
Credit Line $500-$7,000
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Credit Card
9.500% - 12.500%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Secure Card
13.740%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
World Cash Back Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.900%
$0 - $15,000
24 - 60
14.200%
$5,000 - $8,000
48 - 48
17.900%
$0 - $500
Summer/Holiday Loans
9.500%
$0
10.500%
$0 - $5,000
24 - 36
Debt Consolidated
9.490%
$500
36
13.700%
$2,500 - $5,000
36 - 36
10.000%
$0
60
9.990%
$0
1 - 60
11.990%
$0
1 - 12
Personal Line of Credit
9.500%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
18.000%
$0 - $500
5
8.490%
$0
36 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Gold Star Loan
14.200%
$0
48
10.250% - 10.650%
$3,000 - $25,000
10.250% - 17.950%
$0
1 - 36
8.950%
$0
1 - 60
9.200% - 17.950%
$0 - $500
48 - 48
Bill Consolidation Loan
8.990%
$0
60
9.990% - 16.240%
$0
61 - 66
10.000%
$0
12 - 12
12.250% - 17.000%
$0 - $20,000
50% Share Secured Loan
6.460% - 14.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Atlas Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Atlas Credit Union
Full Time Employees: 0
Part Time Employees: 1
President: Donald Hess
CEO: Vicki Pezley
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
10107 Highway 79
Hannibal, MO 63401 7859
Phone Number: 573-221-1740
Fax Number: 573-221-1689

Financials

Total Assets:
475,321
Total Amount of Shares and Deposits:
390,836
Total Shares and Deposits < 1 Year:
390,836
Total Insured Shares and Deposits > $250K (item 17 less item K):
390,836
Total Interest Expense (Sum of items 6 8):
927
Number of Accounts for Regular Shares:
155
Net Income (unless the amount is already included in Undivided Earnings):
-1,080
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
88,133
Total Liabilities:
392,319
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Source: NCUA Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Atlas Credit Union

Is a member application needed to join Atlas Credit Union?

Yes, to access services at Atlas Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Atlas Credit Union provides a range of mortgage and home equity products.

Is Atlas Credit Union a safe place to deposit money?

Yes, Atlas Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Atlas Credit Union offer online and mobile banking?

Most modern institutions like Atlas Credit Union provide digital access including online balance checks and transfers.

Current Atlas Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions