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Avanti Federal Credit Union Rates and Review January 2026

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Avanti Federal Credit Union12-month CD rates can be found at 2.88%, 6-month CD rates at 1.52% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 15.40%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Avanti Federal Credit Union rates.

Compare Avanti Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Avanti Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Avanti Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Avanti Federal Credit Union? Share your experience about Avanti Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Avanti Federal Credit Union.

Overall, Avanti Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Avanti Federal Credit Union
Avanti Federal Credit Union
1620 4th St NE
Watertown, SD 57201 8604
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.25%
$0
18-Month CD
3.80%
$500
7-Month CD
3.80%
$25,000
Goal Maker Savings
3.55%
$5
35-Month CD
3.50%
$500
48-Month CD
3.46%
$1,000
18-Month CD
3.40%
$500
Business Sapphire Money Market
3.25%
$2,000,000
48-Month CD
3.25%
$1,000
Money Market
3.24%
$25,000
3-Month CD
3.24%
$500
60-Month CD
3.05%
$1,000
36-Month CD
3.00%
$500
36-Month CD
3.00%
$1,000
60-Month CD
2.96%
$500
60-Month CD
2.94%
$500
48-Month CD
2.60%
$1,000
48-Month CD
2.57%
$1,000
24-Month CD
2.52%
$10,000
60-Month CD
2.50%
$5,000
60-Month CD
2.32%
$500
60-Month CD
2.25%
$1,000
24-Month CD (Jumbo)
1.81%
$100,000
60-Month CD
1.30%
$500
48-Month CD
1.15%
$1,000
12-Month CD
1.00%
$1,000
Money Market
1.00%
$500
Kasasa Savings
1.00%
$0
18-Month CD
0.90%
$5,000
Checking
0.70%
$50
12-Month CD
0.60%
$1,000
Money Market
0.50%
$2,500
6-Month CD
0.30%
$0
Interest-Earning Checking
0.30%
$500
48-Month CD
0.30%
$500
12-Month CD
0.30%
$500
18-Month CD
0.25%
$500
Savings
0.15%
$0
Checking
0.10%
$0
12-Month CD
0.10%
$500
6-Month CD
0.10%
$1,000
Savings
0.08%
$25
Money Market
0.05%
$1,000
Fundsavers Savings
0.05%
$10
High Yield Savings
0.05%
$10
A+ Checking
0.05%
$500
3-Month CD
0.03%
$500
Super NOW Checking
0.02%
$1,000
Super NOW Checking
0.02%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.000%
6.162%
1.000
5.625%
5.899%
0.000
5.500%
5.736%
0.000
30-Year Fixed
5.875%
5.978%
0.000
20-Year Fixed
5.750%
5.915%
0.000
6.000%
6.160%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.875%
6.010%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
7/1 ARM
7.000%
7.111%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.875%
5.888%
0.000
15-Year Fixed
6.625%
6.627%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30-Year Fixed
5.900%
6.072%
0.000
5.750%
6.078%
0.000
5.625%
5.787%
0.000
30 year Fixed
6.000%
6.034%
0.000
20 Year Fixed
5.500%
5.640%
0.000
20 Year Fixed
5.500%
5.579%
0.000
6.125%
6.346%
0.000
5.875%
5.894%
0.000
5.875%
5.985%
1.000
5.750%
5.970%
0.250
5.125%
6.002%
0.000
15-Year Fixed
5.625%
5.896%
0.000
30 Year Fixed
6.000%
6.130%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
15-Year Fixed
5.390%
5.666%
0.000
5.875%
6.010%
0.000
5.625%
6.037%
0.000
6.000%
6.110%
0.000
5.500%
5.732%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.500%
5.871%
0.000
5.625%
5.853%
0.000
5.875%
5.907%
0.000
5.650%
5.986%
0.000
5.375%
5.416%
0.000
5.875%
6.055%
0.000
10-Year Fixed
5.625%
5.793%
0.000
30-Year Fixed
6.000%
6.218%
0.000
5.500%
5.803%
0.000
5.000%
5.168%
0.000
5.875%
6.010%
0.000
5.625%
5.673%
0.000
4.740%
7.533%
0.000
15 Year Fixed
5.500%
5.677%
0.000
20-Year Fixed
6.250%
6.418%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
Visa Crimson Card
13.240%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum Preferred Starter
17.990%
Academic VISA® Classic
15.400%
18.000%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
VISA® Credit Cards
7.990%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Clarity
15.990%
16.240% - 27.240%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
VISA Platinum without Rewards
7.900%
Platinum Secured Visa
8.750%
Visa Platinum Preferred Rewards
15.740% - 17.990%
VISA Platinum with Rewards
8.900%
7.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
14.000%
11.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.650%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.000%
$0
1 - 36
13.740%
$5,000
60 - 60
Personal Line of Credit
9.500%
$0
11.740% - 17.990%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.990%
$0
Refinanced Signature Loans
18.000%
$0
10.490%
$0
12.740%
$0
36
13.990%
$0
12.990%
$0
1 - 24
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Line of Credit
16.240%
$0
60
14.700%
$8,000
60 - 60
Personal Line of Credit
9.000%
$0
60
12.250% - 17.000%
$0 - $20,000
8.950%
$0
1 - 60
9.490%
$0
48 - 48
10.890%
$0
60
11.500%
$0
48 - 48
9.200% - 17.950%
$0 - $100
12 - 24
Personal Line of Credit
11.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Avanti Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Avanti Federal Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Todd West
CEO: Austin Petrik
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1620 4th St NE
Watertown, SD 57201 8604
Phone Number: 605-882-2357
Fax Number: 605-882-4520

Financials

Total Assets:
32,011,763
Total Amount of Shares and Deposits:
28,440,970
Total Shares and Deposits < 1 Year:
27,821,168
Total Shares and Deposits 1 3 Years:
556,851
Total Shares and Deposits > 3 Years:
62,951
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,020,294
Total Uninsured Shares and Deposits > $250K (F+J):
2,020,294
Total Insured Shares and Deposits > $250K (item 17 less item K):
26,420,676
Total Interest Expense (Sum of items 6 8):
391,375
Share Certificates:
298
Number of Accounts for Share Drafts:
891
Number of Accounts for Regular Shares:
3,125
Money Market Shares:
39
Net Income (unless the amount is already included in Undivided Earnings):
337,030
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,071,294
Total Liabilities:
28,587,077
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Avanti Federal Credit Union

Is a member application needed to join Avanti Federal Credit Union?

Yes, to access services at Avanti Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Avanti Federal Credit Union provides a range of mortgage and home equity products.

Is Avanti Federal Credit Union a safe place to deposit money?

Yes, Avanti Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Avanti Federal Credit Union offer online and mobile banking?

Most modern institutions like Avanti Federal Credit Union provide digital access including online balance checks and transfers.

Current Avanti Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions