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iAdvertiser Disclosure
Advertiser Disclosure
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 Belco Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Belco Community Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Belco Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.51%. Rates were last updated on 04/25/2026. Belco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Belco Community Credit Union? Share your experience about Belco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Belco Community Credit Union. Belco Community Credit Union
Operations Center 449 Eisenhower Blvd
https://www.belco.org Harrisburg, PA 17111 
Belco Community Credit Union Home Equity & HELOC
Belco Community Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Belco Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Belco Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Belco Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Belco Community Credit Union
Website
https://www.belco.org
Address
449 Eisenhower Blvd,
Harrisburg, PA 17111
Phone
717-232-3526
Fax
President
Terry Hessler
CEO
Amey Sgrignoli
Full-Time Employees
218
Part-Time Employees
5
Branch Locations
13
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.51%
Return on Assets (ROA)
0.5515%
Return on Equity (ROE)
5.1383%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
931,864,644
Total Amount of Shares and Deposits
862,220,183
Total Shares and Deposits < 1 Year
840,089,973
Total Shares and Deposits 1 3 Years
20,861,932
Total Shares and Deposits > 3 Years
1,268,278
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,858,246
Total Uninsured Shares and Deposits > $250K (F+J)
35,858,246
Total Insured Shares and Deposits > $250K (item 17 less item K)
826,361,937
Total Interest Expense (Sum of items 6 8)
10,260,201
Share Certificates
8,575
Number of Accounts for Share Drafts
51,236
IRA KEOGH Accounts
2,051
Number of Accounts for Regular Shares
119,459
All other shares
72
Non Member Deposits
177
Money Market Shares
8,986
Net Income (unless the amount is already included in Undivided Earnings)
5,139,313
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,951,453
Total Liabilities
867,696,535
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Belco Community Credit UnionIs Belco Community Credit Union a safe place to deposit money?Yes, Belco Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5105439181637%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Belco Community Credit Union operate?Belco Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Belco Community Credit Union?Yes, to access services at Belco Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Belco Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Belco Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Belco Community Credit Union offer online and mobile banking?Most modern institutions like Belco Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.belco.org. Compare to Other Credit Unions
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