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Belco Community Credit Union Rates and Review January 2026

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Belco Community Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 3.65% and 3-month CD rates at 0.50%. Savings rates are at 0.30% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Belco Community Credit Union rates.

Compare Belco Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Belco Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Belco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Belco Community Credit Union? Share your experience about Belco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Belco Community Credit Union.

Overall, Belco Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Belco Community Credit Union
Operations Center
449 Eisenhower Blvd
Harrisburg, PA 17111
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.00%
$500
60-Month CD
3.80%
$1,000
18-Month CD
3.80%
$500
60-Month CD
3.50%
$0
12-Month CD
3.50%
$1,000
36-Month CD
3.45%
$500
48-Month CD
3.30%
$1,000
36-Month CD
3.25%
$500
60-Month CD
3.25%
$500
6-Month CD
3.07%
$500
48-Month CD
3.03%
$1,000
48-Month CD
3.00%
$1,000
48-Month CD
3.00%
$1,000
24-Month CD
2.94%
$1,000
18-Month CD
2.88%
$500
12-Month CD
2.78%
$500
36-Month CD
2.78%
$2,500
12-Month CD
2.77%
$1,000
36-Month CD
2.77%
$1,000
24-Month CD
2.25%
$500
Personal Savings
2.07%
$200
24-Month CD
2.05%
$1,000
Money Market
2.00%
$200,000
Platinum Money Market
2.00%
$5,000
48-Month CD
1.91%
$1,000
36-Month CD
1.75%
$1,000
Premium Money Market
1.55%
$250,000
60-Month CD
1.50%
$1,000
48-Month CD
1.25%
$1,000
60-Month CD
1.20%
$1,000
36-Month CD
1.01%
$1,000
Elite Checking
1.00%
$0
60-Month CD
0.90%
$1,000
6-Month CD
0.90%
$500
24-Month CD
0.80%
$500
12-Month CD
0.70%
$500
Premier Money Market
0.60%
$0
36-Month CD
0.60%
$500
36-Month CD
0.50%
$1,000
24-Month CD
0.50%
$500
48-Month CD
0.45%
$500
36-Month CD
0.40%
$500
18-Month CD
0.35%
$500
24-Month CD
0.30%
$1,000
Statement Savings
0.25%
$50
30-Month CD
0.25%
$1,000
Premium Money Market
0.18%
$10,000
Savings
0.10%
$100
24-Month CD
0.10%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.035%
0.375
5.250%
5.499%
1.000
15-Year Fixed
5.625%
5.986%
0.000
5.000%
5.055%
0.000
6.000%
6.085%
0.000
5.875%
5.931%
0.000
15 Year Fixed
5.375%
5.717%
0.706
15-Year Fixed
5.375%
5.660%
0.000
10-Year Fixed
5.375%
5.590%
0.000
6.375%
6.460%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.375%
5.468%
0.000
5.625%
5.846%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
6.250%
6.389%
0.000
5.375%
5.953%
0.000
5.375%
5.475%
0.000
6.125%
6.526%
0.000
30-Year Fixed
6.000%
6.043%
0.000
15-Year Fixed
4.625%
4.990%
2.000
5.500%
5.591%
0.000
15-Year Fixed
5.500%
5.579%
0.000
6.000%
6.250%
0.000
30-Year Fixed
6.000%
6.218%
0.000
5.625%
5.714%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.375%
5.431%
0.000
5.240%
6.315%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.375%
6.280%
0.000
5.875%
5.958%
0.000
5.200%
5.453%
0.000
5.375%
5.375%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.875%
5.894%
0.000
5.625%
6.461%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
6.000%
6.174%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.875%
6.110%
0.000
6.125%
6.346%
0.000
20-Year Fixed
5.750%
5.887%
0.000
6.250%
7.325%
0.000
5.875%
6.420%
0.000
5.500%
5.567%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
30-Year Fixed
6.125%
6.201%
0.000
5.500%
5.871%
0.000
30 Year Fixed
6.000%
6.107%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Visa Crimson Rewards Card
13.740%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Member First VISA
15.040%
No balance transfer fees or annual fees.
14.000%
Rewards Student Classic
16.500%
Credit Limit - $500
VISA® Classic
12.960%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Savings Secured Visa®
18.000%
VISA® Credit Cards
7.990%
Visa Platinum Preferred
14.240% - 17.990%
Visa Platinum with Rewards
9.900%
7.900%
Platinum Secured Visa
8.750%
8.990% - 17.990%
Maximum limit of $30,000
Academic VISA® Platinum
10.900%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
13.240%
Visa Business Rewards Card
15.240%
Visa Platinum Preferred Rewards
15.740% - 17.990%
VISA Signature Rewards
16.740% - 18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Education (tuition bill required)
8.250%
$0
60
9.990% - 18.000%
$0 - $50,000
Access Line Of Credit
16.240%
$0
Debt Consolidation
13.990%
$0
1 - 72
9.200% - 17.950%
$0 - $2,500
36 - 36
14.200%
$5,000 - $8,000
48 - 48
9.990% - 16.240%
$0
61 - 66
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Debt Consolidation Loan
9.000%
$0
108
Signature Loan
10.500%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
9.490%
$0
48 - 48
12.500%
$0
60 - 60
13.450%
$0
12.250% - 17.000%
$0 - $20,000
8.500%
$0 - $6,000
42
Personal Line of Credit
12.950% - 18.000%
$0
10.890%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
8.990% - 18.000%
$0 - $30,000
72
Term Line of Credit 84 months
8.000%
$0
Signature Loans
12.990%
$0
48
7.750% - 16.750%
$0
1 - 36
Preferred Personal Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Belco Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Belco Community Credit Union
Full Time Employees: 218
Part Time Employees: 5
President: Terry Hessler
CEO: Amey Sgrignoli
Branch Locations: 13
ATM Locations: 14
Corporate Office Address:
449 Eisenhower Blvd
Harrisburg, PA 17111
Phone Number: 717-232-3526
Fax Number:

Financials

Total Assets:
931,864,644
Total Amount of Shares and Deposits:
862,220,183
Total Shares and Deposits < 1 Year:
840,089,973
Total Shares and Deposits 1 3 Years:
20,861,932
Total Shares and Deposits > 3 Years:
1,268,278
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
35,858,246
Total Uninsured Shares and Deposits > $250K (F+J):
35,858,246
Total Insured Shares and Deposits > $250K (item 17 less item K):
826,361,937
Total Interest Expense (Sum of items 6 8):
10,260,201
Share Certificates:
8,575
Number of Accounts for Share Drafts:
51,236
IRA KEOGH Accounts:
2,051
Number of Accounts for Regular Shares:
119,459
All other shares:
72
Non Member Deposits:
177
Money Market Shares:
8,986
Net Income (unless the amount is already included in Undivided Earnings):
5,139,313
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
74,951,453
Total Liabilities:
867,696,535
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Belco Community Credit Union

Is a member application needed to join Belco Community Credit Union?

Yes, to access services at Belco Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Belco Community Credit Union provides a range of mortgage and home equity products.

Is Belco Community Credit Union a safe place to deposit money?

Yes, Belco Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Belco Community Credit Union offer online and mobile banking?

Most modern institutions like Belco Community Credit Union provide digital access including online balance checks and transfers.

Current Belco Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions