Berea Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Berea Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Berea Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityBerea Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Berea Federal Credit Union? Share your experience about Berea Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Berea Federal Credit Union. Overall, Berea Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonSecure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Savings Secured Visa®
18.000%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
12.990%
$0
13 - 60
Personal Loan
9.990% - 16.240%
$0
61 - 66
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Berea Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Berea Federal Credit Union
Full Time Employees: 0Part Time Employees: 0 President: ARLEE GRIFFIN CEO: Forrest Williams McDonald Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1641 Bergen St
Brooklyn, NY 11213 2416 Phone Number: 718-778-5617 Fax Number: 718-771-3854 FinancialsTotal Assets:
88,854
Total Amount of Shares and Deposits:
75,041
Total Shares and Deposits < 1 Year:
75,041
Total Insured Shares and Deposits > $250K (item 17 less item K):
75,041
Number of Accounts for Regular Shares:
96
Net Income (unless the amount is already included in Undivided Earnings):
-866
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
81,436
Total Liabilities:
75,041
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Berea Federal Credit UnionIs a member application needed to join Berea Federal Credit Union?Yes, to access services at Berea Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Berea Federal Credit Union provides a range of mortgage and home equity products. Is Berea Federal Credit Union a safe place to deposit money?Yes, Berea Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Berea Federal Credit Union offer online and mobile banking?Most modern institutions like Berea Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.29%, 6-month CD rates at 3.80% and 3-month CD rates at 3.29%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 15.04%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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