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California Community Credit Union Rates and Review January 2026

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California Community Credit Union12-month CD rates can be found at 3.38%, 6-month CD rates at 3.65% and 3-month CD rates at 3.60%. Savings rates are at 0.02% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.66%. Credit Card rates are at 29.99%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to California Community Credit Union rates.

Compare California Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of California Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

California Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at California Community Credit Union? Share your experience about California Community Credit Union by leaving a review below, or read customer reviews before you decide to use California Community Credit Union.

Overall, California Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

California Community Credit Union
Main
8815 Folsom Blvd
Sacramento, CA 95826
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.10%
$2,500
6-Month CD
3.95%
$1,000
12-Month CD
3.80%
$250
84-Month CD
3.70%
$500
24-Month CD
3.51%
$500
18-Month CD
3.49%
$2,000
6-Month CD
3.41%
$2,500
24-Month CD
3.40%
$1,000
60-Month CD
3.35%
$2,000
48-Month CD
3.33%
$1,500
18-Month CD
3.30%
$500
60-Month CD
3.30%
$1,000
36-Month CD
3.29%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.25%
$500
36-Month CD
3.25%
$1,000
36-Month CD (bump)
3.20%
$250
24-Month CD
3.03%
$200
48-Month CD
3.00%
$500
60-Month CD
3.00%
$500
6-Month CD
2.53%
$1,000
24-Month CD
2.52%
$500
60-Month CD
2.02%
$1,000
24-Month CD
1.95%
$1,000
24-Month CD
1.76%
$500
24-Month CD
1.75%
$2,500
36-Month CD
1.75%
$500
6-Month CD
1.61%
$2,500
18-Month CD (IRA)
1.51%
$500
3-Month CD
1.50%
$1,000
12-Month CD
1.50%
$500
48-Month CD
1.50%
$1,000
Gold Money Market
1.50%
$5,000
36-Month CD
1.26%
$500
12-Month CD
1.26%
$1,000
36-Month CD
1.26%
$500
Money Market
1.21%
$1,000
12-Month CD
1.00%
$2,000
Savings Round Up
0.70%
$0
18-Month CD
0.70%
$500
36-Month CD
0.55%
$500
60-Month CD
0.50%
$1,000
48-Month CD
0.50%
$500
24-Month CD
0.40%
$500
24-Month CD
0.40%
$1,000
12-Month CD
0.35%
$500
Statement Savings
0.05%
$100
Money Market
0.05%
$100
Superior Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.625%
5.675%
0.000
5.375%
5.652%
0.000
5.500%
5.736%
0.000
5.125%
5.361%
1.000
4.625%
4.690%
0.000
5.500%
5.588%
0.000
4.750%
4.940%
0.250
15-Year Fixed
5.750%
6.044%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.500%
5.737%
0.000
6.125%
6.346%
0.000
6.125%
6.135%
0.000
5.625%
5.700%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.000%
5.168%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
20-Year Fixed
6.125%
6.201%
0.000
15 Year Fixed
5.375%
5.608%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.750%
5.876%
0.000
5.000%
5.128%
0.250
5.500%
5.581%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5-Year ARM
5.250%
5.840%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.250%
5.633%
0.000
5.115%
5.787%
1.071
15 Year Fixed
5.500%
5.677%
0.000
5.875%
6.420%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.250%
5.534%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
30 Year Fixed
6.000%
6.107%
0.000
5.375%
5.953%
0.000
5.700%
5.780%
0.000
20 Year Fixed
6.500%
6.628%
0.000
6.000%
5.892%
0.000
6.000%
6.141%
0.000
5.875%
5.933%
0.000
5.875%
5.894%
0.000
30-Year Fixed
5.875%
5.999%
0.000
6.000%
6.239%
0.000
15-Year Fixed
5.375%
5.546%
0.000
5.125%
5.304%
0.000
5.375%
5.935%
0.000
5.625%
5.846%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Crimson Card
13.240%
Academic VISA® Platinum
10.900%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Clarity
15.990%
VISA Platinum without Rewards
7.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acadia Visa Credit Card
10.900%
No annual fee
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Security Service Power Rewards MasterCard
18.000%
Visa Crimson Rewards Card
13.740%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
16.100%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Max Rewards Visa Credit Card
15.250%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
13.900%
16.240% - 27.240%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.990% - 18.000%
$0 - $50,000
Personal Loan Rates
5.740%
$0
1 - 36
Unsecured Signature Loan
10.250%
$0
37 - 60
Signature Loan
10.500%
$0
Personal Loans
13.450%
$0
60
7.990%
$0 - $30,000
Education (tuition bill required)
8.250%
$0
60
10.890%
$0
60
12.990%
$0
12
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
13.250%
$0
6184
13.740%
$0
60
10.650%
$0
Personal Loan
8.950%
$0
9.990%
$0
1 - 60
9.200% - 17.950%
$0 - $500
48 - 48
Preferred Personal Loan
10.000%
$0
60
15.000%
$500 - $1,500
6 - 12
Next Step Loan
10.500%
$0
13.990%
$0
12.740%
$0
36
Personal Signature Loan
11.000%
$0
96
8.990% - 18.000%
$0 - $30,000
72
Technology Loan
9.750%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have California Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: California Community Credit Union
Full Time Employees: 14
Part Time Employees: 1
President: Donald Migge
CEO: Marcy Cole King
Branch Locations: 4
ATM Locations: 2
Corporate Office Address:
8815 Folsom Blvd
Sacramento, CA 95826
Phone Number: 916-386-1418
Fax Number: 916-386-0634

Financials

Total Assets:
78,860,801
Total Amount of Shares and Deposits:
67,948,531
Total Shares and Deposits < 1 Year:
66,565,822
Total Shares and Deposits 1 3 Years:
739,006
Total Shares and Deposits > 3 Years:
643,703
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,785,143
Total Uninsured Shares and Deposits > $250K (F+J):
1,785,143
Total Insured Shares and Deposits > $250K (item 17 less item K):
66,163,388
Total Interest Expense (Sum of items 6 8):
365,624
Share Certificates:
279
Number of Accounts for Share Drafts:
2,667
IRA KEOGH Accounts:
178
Number of Accounts for Regular Shares:
4,890
Money Market Shares:
104
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,500,506
Total Liabilities:
69,010,977
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About California Community Credit Union

Is a member application needed to join California Community Credit Union?

Yes, to access services at California Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, California Community Credit Union provides a range of mortgage and home equity products.

Is California Community Credit Union a safe place to deposit money?

Yes, California Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does California Community Credit Union offer online and mobile banking?

Most modern institutions like California Community Credit Union provide digital access including online balance checks and transfers.

Current California Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions