CEMC Employees Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

CEMC Employees Credit Union 12-month CD rates can be found at 2.25%, 6-month CD rates at 3.90% and 3-month CD rates at 0.20%. Savings rates are at 0.65% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.88%. Credit Card rates are at 18.00%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to CEMC Employees Credit Union rates.

Compare CEMC Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of CEMC Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

CEMC Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at CEMC Employees Credit Union? Share your experience about CEMC Employees Credit Union by leaving a review below, or read customer reviews before you decide to use CEMC Employees Credit Union.

Overall, CEMC Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

CEMC Employees Credit Union
CEMC CREDIT UNION

1940 MADISON ST
CLARKSVILLE, TN 37043 6521

MonitorBankRates' Rating

5/5

★★★★★

Review CEMC Employees Credit Union

Compare CEMC Employees Credit Union Rates with Other Competitive Bank and Credit Union Rates

Alpena-Alcona Area Credit Union

Health Savings

5.12%

VisionBank Saint Louis Park, MN

48-Month CD

4.40%

$1,000

EverBank

Performance Savings

4.30%

Rising Bank

12-Month CD

4.25%

$1,000

Touchmark Bank

12-Month CD

4.15%

$1,000

QCBT Quad City B&T Co.

12-Month CD

4.03%

$500

WVS West View SB

12-Month CD

4.00%

$500

First Federal S&L Newark, OH

9-Month CD

3.99%

$500

T Bank

12-Month CD

3.85%

$1,000

Brentwood Bank

Interest Rewards Checking

3.55%

$50

Portage Community Bank

18-Month CD

3.50%

$1,000

Navy Federal Credit Union

60-Month CD

3.50%

$1,000

First State Bank Stuart, IA

18-Month CD

3.45%

$500

Ergo Bank

24-Month CD

3.28%

$500

LNB Community Bank

60-Month CD

3.28%

$500

State Bank of De Kalb

24-Month CD

3.03%

$500

Charles River Bank

48-Month CD

3.00%

$1,000

Citizens State Bank Somerville, TX

30-Month CD

2.83%

$1,000

Charter Bank TX

24-Month CD

2.75%

$1,000

WebBank

36-Month CD

2.75%

$2,500

First National Bank Alamogordo, NM

48-Month CD

2.52%

$100

GCSB Swayzee, IN

21-Month CD

2.47%

$1,000

River Falls State Bank

48-Month CD

2.47%

$500

Bank of Wolcott

12-Month CD

2.25%

$5,000

Northern Interstate Bank, N. A.

24-Month CD

2.02%

$1,000

Maine Community Bank

48-Month CD

2.00%

$500

San Luis Valley Federal Bank

24-Month CD

1.69%

$1,000

FCNB Bank

36-Month CD

1.50%

$1,000

Consumers Credit Union

60-Month CD

1.50%

$250

William Penn Bank

48-Month CD

1.01%

$500

FNB of Peterstown

48-Month CD

1.00%

$2,500

Westmoreland Federal S&L

12-Month CD

1.00%

$500

GSB Guilford Savings Bank

48-Month CD

0.85%

$1,000

Farmers State Bank (Marion, IA)

36-Month CD

0.85%

$1,000

Greenfield Banking Company Greenfield, IN

18-Month CD

0.65%

$1,000

Universal Bank

36-Month CD

0.60%

$1,000

The Valley State Bank

48-Month CD

0.50%

$500

First Keystone Community Bank

24-Month CD

0.45%

$1,000

Farmers State Bank (Marion, IA)

Regular Savings

0.40%

$20,000

Aberdeen Proving Ground FCU

Regular Savings

0.30%

Institution for Savings

Diamond Savings

0.25%

Somerset Savings Bank

24-Month CD

0.25%

$500

Warsaw Federal S&L

12-Month CD

0.25%

$500

Washington Financial Bank

12-Month CD

0.20%

$500

First Commonwealth Bank

48-Month CD

0.15%

$500

Penn Community Bank

Ultra Money Market

0.10%

$1,000

Hawaii National Bank

Savings

0.07%

$100

cfsbank

Regular Checking

0.05%

$100

Clarion County Community Bank

Community Plus Checking

0.03%

$500

North Easton SB

Statement Savings

0.01%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CEMC Employees Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Luana Savings Bank

15-Year Fixed

5.625%

5.674%

0.000

M&T Bank

15-Year Fixed Jumbo

5.625%

5.915%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

5.750%

5.936%

0.368

Consumers Credit Union

15-Year Fixed

5.875%

5.972%

0.000

Ridgewood Savings Bank

10-Year Fixed

5.875%

6.100%

0.000

FNB of River Falls

15-Year Fixed

6.000%

6.118%

0.000

Marathon Bank

20-Year Fixed

6.000%

6.138%

0.000

Magnifi Financial Credit Union

15 Year Fixed

6.000%

6.140%

0.000

The Bank of Brodhead

15-Year Fixed

6.125%

6.198%

0.000

Teachers Federal Credit Union

15-Year Fixed

6.125%

6.240%

0.000

Manasquan Bank

15-Year Fixed

6.125%

6.251%

0.000

Old National Bank

5/6 SOFR ARM Jumbo

6.250%

6.261%

0.000

Penn Community Bank

30-Year Fixed

6.125%

6.262%

0.000

Mid-Atlantic Federal Credit Union

7/6 ARM

6.000%

6.269%

0.000

Addition Financial Credit Union

20-Year Fixed

6.125%

6.271%

0.000

1st United Credit Union

7/1 ARM

6.250%

6.292%

0.000

Highpoint Community Bank

7/1 ARM

6.125%

6.303%

0.000

Abri Credit Union

15-Year Fixed

6.125%

6.320%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.375%

6.420%

0.000

Catskill Hudson Bank

30-Year Fixed

6.375%

6.425%

0.375

NESC Federal Credit Union

5/5 ARM

6.500%

6.456%

0.000

Magnifi Financial Credit Union

30 Year Fixed

6.375%

6.463%

0.000

Canton Co-operative Bank

15-Year Fixed

6.375%

6.488%

0.000

Kennebec Savings Bank

10-Year Fixed

6.500%

0.000

Ulster Savings Bank

5-Year ARM

6.000%

6.518%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare CEMC Employees Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

Randolph Brooks FCU

Premier Rate Credit Card Mastercard

12.950% - 18.000%

1st Northern California Credit Union

Visa Premier Plus

8.900%

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

Teachers Federal Credit Union

Visa Student

14.000%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

Aberdeen Proving Ground FCU

Visa Cash Back

16.490% - 17.990%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

4U Federal Credit Union

Credit Card

10.150%

ACMG Federal Credit Union

VISA Platinum with Rewards

8.900%

Randolph Brooks FCU

Business Select Credit Card Mastercard

18.000%

Academic Federal Credit Union

Academic FCU VISA® Secured Card

10.900% - 15.400%

No annual fee, no cash advance fee, rewards program.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare CEMC Employees Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

1st United Credit Union

Personal Loan

10.890%

Mountain America Federal Credit Union

Personal Loan

12.740%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

Access Federal Credit Union

Consolidation Loans

14.850%

37 - 60

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $500

48 - 48

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

Randolph Brooks FCU

Signature Personal Loan

12.150% - 18.000%

49 - 60P

Acadia Federal Credit Union

Personal Loans

11.900%

$0 - $15,000

24 - 60

Achieva Credit Union

Personal Loan

11.000%

1 - 12

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

Circuit Federal Credit Union

Personal Loans

10.250% - 10.650%

$3,000 - $25,000

Alec Federal Credit Union

New Signature Loans

8.990%

1st Northern California Credit Union

1st Line of Credit

9.900%

Hughes Federal Credit Union

Summer/Holiday Loans

9.500%

AAC Credit Union

Personal Loans Share Secured

5.990%

Acadian Federal Credit Union

Open-End Unsecured Signature Loan-Line of Credit

10.200%

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Hughes Federal Credit Union

Line of Credit

13.450%

1st United Credit Union

Personal Line of Credit Variable

13.150%

A+ Federal Credit Union

A+ Personal Loan

8.990%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have CEMC Employees Credit Union rate data right now, check back for updates, we are adding rates all the time.

CEMC Employees Credit Union Information

Credit Union Name: CEMC Employees Credit Union

Website:

Full Time Employees: 0
Part Time Employees: 2
President: SCOTT BAGWELL
CEO: JOANIE BAGGETT
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

1940 MADISON ST
CLARKSVILLE, TN 37043 6521
Phone Number: 931-645-2481
Fax Number: 931-221-4019

CEMC Employees Credit Union Financials

Total Assets:

2,513,773

Total Amount of Shares and Deposits:

2,079,595

Total Shares and Deposits < 1 Year:

2,079,596

Total Insured Shares and Deposits > $250K (item 17 less item K):

2,079,595

Total Interest Expense (Sum of items 6 8):

599

Share Certificates:

Number of Accounts for Regular Shares:

613

All other shares:

247

Net Income (unless the amount is already included in Undivided Earnings):

-7,398

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

477,485

Total Liabilities:

2,085,348

CEMC Employees Credit Union Questions and Answers

No Cost Share Drafts:

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Mortgage Processing:

Approved Mortgage Seller?:

payment:

Are low cost wire transfers available?:

Member Application:

Are New Loans Available:

New Share Account:

Are online loan payments available:

Online Bill Payment Allowed?:

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

External Account Transfers Allowed:

Remote Deposit Allowed:

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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