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Central Keystone Federal Credit Union Rates and Review January 2026

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Central Keystone Federal Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 4.30% and 3-month CD rates at 3.50%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates which you can compare to Central Keystone Federal Credit Union rates.

Compare Central Keystone Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Keystone Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Central Keystone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Keystone Federal Credit Union? Share your experience about Central Keystone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Central Keystone Federal Credit Union.

Overall, Central Keystone Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Central Keystone Federal Credit Union
Main Office
1000 Market St
Sunbury, PA 17801 2403
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
ManageMINT Emerald Money Market
4.00%
$250,000
24-Month CD
3.79%
$500
6-Month CD
3.58%
$500
24-Month CD (Jumbo)
3.50%
$25,000
24-Month CD
3.50%
$1,000
48-Month CD
3.50%
$1,000
60-Month CD
3.01%
$1,000
24-Month CD
3.00%
$500
12-Month CD
2.89%
$1,000
36-Month CD
2.88%
$1,000
30-Month CD
2.83%
$1,000
36-Month CD
2.75%
$500
12-Month CD
2.50%
$2,500
60-Month CD
2.20%
$100
12-Month CD
2.00%
$500
48-Month CD
2.00%
$1,000
60-Month CD
2.00%
$1,000
48-Month CD
2.00%
$500
18-Month CD
2.00%
$1,000
30-Month CD
1.41%
$500
60-Month CD
1.30%
$500
18-Month CD
1.25%
$2,500
Personal Money Market
1.01%
$0
60-Month CD
1.01%
$2,500
Membership Share Savings
1.00%
$0
48-Month CD
0.85%
$1,000
Money Market
0.65%
$2,500
12-Month CD
0.60%
$1,000
Advantage Money Market
0.50%
$10,000
48-Month CD
0.50%
$500
Money Market
0.50%
$1,500
Savings
0.43%
$100
18-Month CD
0.42%
$1,000
36-Month CD
0.35%
$500
Business Money Market
0.25%
$250,000
Money Market
0.25%
$25,000
36-Month CD
0.20%
$1,000
Statement Savings
0.20%
$25
24-Month CD
0.20%
$1,000
Passbook Savings
0.15%
$100
Everyday Money Market
0.15%
$1,000
Money Market
0.05%
$25
Interest Checking
0.05%
$500
Money Market Advantage
0.05%
$1
Money Market
0.03%
$1,000
Regular Checking
0.01%
$0
30-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.827%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.875%
6.184%
0.000
30-Year Fixed
6.000%
6.000%
0.000
6.750%
6.697%
0.000
6.125%
6.526%
0.000
5.125%
6.002%
0.000
5.375%
5.446%
0.000
5.875%
5.958%
0.000
4.875%
5.172%
1.125
5.500%
5.803%
0.000
15-Year Fixed
5.000%
5.177%
0.750
20-Year Fixed
5.625%
5.710%
0.000
30-Year Fixed Jumbo
6.125%
6.254%
0.000
15-Year Fixed
5.875%
6.120%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5.250%
5.452%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
15-Year Fixed
5.625%
5.747%
0.250
6.000%
6.403%
0.000
5.375%
5.639%
0.250
20-Year Fixed
5.750%
5.870%
0.000
5.625%
5.691%
0.000
30-Year Fixed
6.250%
6.306%
0.000
15-Year Fixed
5.500%
5.546%
0.000
6.000%
6.310%
0.000
6.000%
6.141%
0.000
5.200%
5.453%
0.000
5.500%
5.621%
0.000
5-Year ARM Jumbo
5.250%
4.657%
0.000
5.875%
5.958%
0.000
4.875%
4.985%
0.000
20-Year Fixed
5.500%
5.627%
0.000
6.500%
6.748%
0.000
5.875%
6.099%
0.000
10-Year Fixed
5.375%
5.638%
0.000
6.375%
6.556%
0.000
30 Year Fixed
5.750%
5.869%
0.000
15 Year Fixed
5.500%
5.677%
0.000
15-Year Fixed
5.350%
5.462%
0.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
6.250%
6.330%
0.000
30 Year Fixed
6.000%
6.130%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.250%
5.426%
0.500
15-Year Fixed
5.625%
5.877%
0.000
6.375%
6.544%
0.000
15-Year Fixed
5.375%
5.546%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Student Rewards Card
17.990%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Access FCU Visa Gold
9.900%
8.750%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Classic Card
12.900%
No annual fee
Academic VISA® Gold
15.400%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Visa Crimson Rewards Card
13.740%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Rewards Student Classic
16.500%
Credit Limit - $500
9.990%
Academic VISA® Platinum
10.900%
VISA Platinum without Rewards
7.900%
Visa Platinum Rewards
14.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Platinum Visa
15.350%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.740%
$0
36
Line of Credit Variable
16.740%
$0
Next Step Loan
10.500%
$0
Refinanced Signature Loans
18.000%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
10.490%
$0
60 - 60
9.900%
$0
Personal Loan
11.000%
$0
1 - 12
Personal Loan
8.950%
$0
Credit Starter Loan
16.250%
$0
Personal Loans Share Secured
5.990%
$0
48
9.990% - 18.000%
$0 - $50,000
10.250% - 17.950%
$0
1 - 36
Unsecured/Personal Loans
8.990%
$0
11.240%
$0 - $10,000
60 - 60
18.000%
$0 - $500
5
13.490%
$0 - $5,000
48 - 48
Personal Lines of Credit
11.900% - 19.400%
$0
10.490%
$0
13.450%
$0
Credit Builder Loan
9.000%
$0
9.990%
$0
1 - 60
Personal/Signature Loans
11.150%
$0
60 - 60
10.990%
$500
36
A+ Preferred Line Of Credit
10.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Central Keystone Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Central Keystone Federal Credit Union
Full Time Employees: 4
Part Time Employees: 3
President: Robert Varano
CEO: Kris Kauffman
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1000 Market St
Sunbury, PA 17801 2403
Phone Number: 570-286-5739
Fax Number: 570-286-5738

Financials

Total Assets:
61,610,213
Total Amount of Shares and Deposits:
49,899,512
Total Shares and Deposits < 1 Year:
47,564,071
Total Shares and Deposits 1 3 Years:
1,975,868
Total Shares and Deposits > 3 Years:
359,572
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,352,612
Total Uninsured Shares and Deposits > $250K (F+J):
3,352,612
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,546,900
Total Interest Expense (Sum of items 6 8):
726,740
Share Certificates:
280
Number of Accounts for Share Drafts:
2,084
IRA KEOGH Accounts:
216
Number of Accounts for Regular Shares:
3,415
Money Market Shares:
58
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,954,012
Total Liabilities:
50,178,288
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Central Keystone Federal Credit Union

Is a member application needed to join Central Keystone Federal Credit Union?

Yes, to access services at Central Keystone Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Central Keystone Federal Credit Union provides a range of mortgage and home equity products.

Is Central Keystone Federal Credit Union a safe place to deposit money?

Yes, Central Keystone Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Central Keystone Federal Credit Union offer online and mobile banking?

Most modern institutions like Central Keystone Federal Credit Union provide digital access including online balance checks and transfers.

Current Central Keystone Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions