Central Virginia Federal Credit Union Rates and Review January 2026
Compare Central Virginia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Virginia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCentral Virginia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Virginia Federal Credit Union? Share your experience about Central Virginia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Central Virginia Federal Credit Union. Overall, Central Virginia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Central Virginia Federal Credit Union Mt Athos Branch 1638 Mount Athos Rd Lynchburg, VA 24504 5429  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Business Rewards Card
15.240%
VISA Platinum with Rewards
8.900%
Visa Premier
9.900%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
11.760%
$0
Personal Loan
9.490%
$0
48 - 48
Note Loan
8.990% - 17.990%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Central Virginia Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Central Virginia Federal Credit Union
Website: https://www.cvfcu.com
Full Time Employees: 45Part Time Employees: 11 President: William Perrow CEO: Roger Carson Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
1638 Mount Athos Rd
Lynchburg, VA 24504 5429 Phone Number: 434-528-9016 Fax Number: 434-528-2647 FinancialsTotal Assets:
192,911,622
Total Amount of Shares and Deposits:
167,989,237
Total Shares and Deposits < 1 Year:
167,726,859
Total Shares and Deposits 1 3 Years:
262,378
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,351,579
Total Uninsured Shares and Deposits > $250K (F+J):
3,351,579
Total Insured Shares and Deposits > $250K (item 17 less item K):
164,637,658
Total Interest Expense (Sum of items 6 8):
440,154
Share Certificates:
172
Number of Accounts for Share Drafts:
8,455
IRA KEOGH Accounts:
307
Number of Accounts for Regular Shares:
15,346
Money Market Shares:
929
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,928,139
Total Liabilities:
170,055,742
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Central Virginia Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Central Virginia Federal Credit Union
Frequently Asked Questions About Central Virginia Federal Credit UnionIs a member application needed to join Central Virginia Federal Credit Union?Yes, to access services at Central Virginia Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Central Virginia Federal Credit Union provides a range of mortgage and home equity products. Is Central Virginia Federal Credit Union a safe place to deposit money?Yes, Central Virginia Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Central Virginia Federal Credit Union offer online and mobile banking?Most modern institutions like Central Virginia Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.10%, 6-month CD rates at 3.50% and 3-month CD rates at 1.76%. Savings rates are at 0.10% and money market rates are at 1.55%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
