What are the current interest rates at Champion Credit Union Toledo, OH?

Current rates for Champion Credit Union Toledo, OH include: 12-Month CD: 0.55%, 18-Month CD: 3.00%, 24-Month CD: 3.00%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Champion Credit Union Toledo, OH

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Champion Credit Union Toledo, OH Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Credit Union Toledo, OH provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Champion Credit Union Toledo, OH's top rates as of October 9, 2026 are 3.25% APY on its IRA CD Accounts - 36 month (3 Year), personal loans from 9.74% APR, and credit cards from 14.99% APR, according to rates verified by MonitorBankRates. Other Champion Credit Union Toledo, OH CD rates include IRA CD Accounts - 48 Month (4 Year) at 3.25%, Term CD Accounts - 36 month (3 Year) at 3.25%, and Term CD Accounts - 48 Month (4 Year) at 3.25%. MonitorBankRates evaluates the financial stability of Champion Credit Union Toledo, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.54%. Rates last updated and verified on 10/09/2026.

Champion Credit Union Toledo, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Toledo, OH? Share your experience about Champion Credit Union Toledo, OH by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Toledo, OH.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.54%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Champion Credit Union Toledo, OH
Main Office

4140 W Laskey Rd
Toledo, OH 43623-3758

https://www.championcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Champion Credit Union Toledo, OH CD Rates

Product	Rate	APY	Term
IRA Certificate Accounts - 36 month (3 Year)	3.20%	3.25%	36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
IRA Certificate Accounts - 48 Month (4 Year)	3.20%	3.25%	48 Month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 36 month (3 Year)	3.20%	3.25%	36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 48 Month (4 Year)	3.20%	3.25%	48 Month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
IRA Certificate Accounts - 12 month (1 Year)	2.96%	3.00%	12 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
IRA Certificate Accounts - 18 month	2.96%	3.00%	18 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
IRA Certificate Accounts - 24 month (2 Year)	2.96%	3.00%	24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 12 month (1 Year)	2.96%	3.00%	12 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 18 month	2.96%	3.00%	18 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 24 month (2 Year)	2.96%	3.00%	24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Term Share Certificate Accounts - 6 Month	1.98%	2.00%	6 Month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Young Savers Certificate Accounts - 12 month (1 Year)	0.55%	0.55%	12 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH Savings Rates

Product	Rate	APY
Holiday Club	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Spring Vacation Club	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Vacation Club	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Young Savers Club	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles (Model Years: 2024 and Newer) - Term of 72 months or less Loan	-	-	4.74%	72 months
Details As Low As; New Vehicles (Model Years: 2024 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
New Vehicles Loan	-	-	4.74%	72 months or less
Details As of January 1, 2026; Model Years: 2024 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2017-2019) - Term of 48 months or less Loan	-	-	4.74%	48 months
Details As Low As; Used Vehicles (Model Years: 2017-2019) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2020-2021) - Term of 60 months or less Loan	-	-	4.74%	60 months
Details As Low As; Used Vehicles (Model Years: 2020-2021) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2022 and Newer) - Term of 66 months or less Loan	-	-	4.74%	66 months
Details As Low As; Used Vehicles (Model Years: 2022 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	4.74%	66 months or less
Details As of January 1, 2026; Model Years: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	4.74%	60 months or less
Details As of January 1, 2026; Model Years: 2020-2021 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	4.74%	48 months or less
Details As of January 1, 2026; Model Years: 2017-2019 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
New Vehicles (Model Years: 2024 and Newer) - Term of 73 to 84 months Loan	-	-	5.24%	73 to 84 months
Details As Low As; New Vehicles (Model Years: 2024 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
New Vehicles Loan	-	-	5.24%	73 to 84 months
Details As of January 1, 2026; Model Years: 2024 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2017-2019) - Term of 49 to 54 months Loan	-	-	5.24%	49 to 54 months
Details As Low As; Used Vehicles (Model Years: 2017-2019) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2020-2021) - Term of 61 to 66 months Loan	-	-	5.24%	61 to 66 months
Details As Low As; Used Vehicles (Model Years: 2020-2021) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2022 and Newer) - Term of 67 to 72 months Loan	-	-	5.24%	67 to 72 months
Details As Low As; Used Vehicles (Model Years: 2022 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.24%	67 to 72 months
Details As of January 1, 2026; Model Years: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.24%	61 to 66 months
Details As of January 1, 2026; Model Years: 2020-2021 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.24%	49 to 54 months
Details As of January 1, 2026; Model Years: 2017-2019 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2022 and Newer) - Term of 73 to 78 months Loan	-	-	5.49%	73 to 78 months
Details As Low As; Used Vehicles (Model Years: 2022 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.49%	73 to 78 months
Details As of January 1, 2026; Model Years: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2016 and Older) - Term of 36 months or less Loan	-	-	5.74%	36 months
Details As Low As; Used Vehicles (Model Years: 2016 and Older) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2017-2019) - Term of 55 to 66 months Loan	-	-	5.74%	55 to 66 months
Details As Low As; Used Vehicles (Model Years: 2017-2019) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2020-2021) - Term of 67 to 78 months Loan	-	-	5.74%	67 to 78 months
Details As Low As; Used Vehicles (Model Years: 2020-2021) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2022 and Newer) - Term of 79 to 84 months Loan	-	-	5.74%	79 to 84 months
Details As Low As; Used Vehicles (Model Years: 2022 and Newer) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.74%	79 to 84 months
Details As of January 1, 2026; Model Years: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.74%	67 to 78 months
Details As of January 1, 2026; Model Years: 2020-2021 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.74%	55 to 66 months
Details As of January 1, 2026; Model Years: 2017-2019 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	5.74%	36 months or less
Details As of January 1, 2026; Model Years: 2016 and Older Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2016 and Older) - Term of 37 to 42 months Loan	-	-	6.24%	37 to 42 months
Details As Low As; Used Vehicles (Model Years: 2016 and Older) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	6.24%	37 to 42 months
Details As of January 1, 2026; Model Years: 2016 and Older Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles (Model Years: 2016 and Older) - Term of 43 to 48 months Loan	-	-	6.74%	43 to 48 months
Details As Low As; Used Vehicles (Model Years: 2016 and Older) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Used Vehicles Loan	-	-	6.74%	43 to 48 months
Details As of January 1, 2026; Model Years: 2016 and Older Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
RV's/Boats Loan	-	7.39%	120 months
Details Term: 120 months or less (less than 10 years old); As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
RV's/Boats Loan	-	8.39%	121 months
Details Term: 121 months to 180 months (less than 10 years old); As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
RV's/Boats Loan	-	10.39%	60 months
Details Term: 60 months or less (10 years and older); As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH Credit Card Rates

Product	Rate	APR	View More
VISA	-	14.99%
Details Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH Personal Loan Rates

Product	APR	Term	View More
Personal Loan	9.74%
Details As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Champion Credit Union Toledo, OH Other Rates

Product	Rate	Points	APY/APR
Grade School, High School and College Tuition Loans	-	-	5.24%
Details As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Mobile Homes - New Loan	-	-	9.14%
Details As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.14% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Mobile Homes - Used Loan	-	-	10.64%
Details As Low As; Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.64% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Escrow	0.05%	-	0.05%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
IRA Share	1.00%	-	1.00%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Money Management	0.05%	-	0.05%
Min Balance $5 Details Balance: $5.00 to $9,999.90 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Money Management	1.25%	-	1.26%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Money Management	2.75%	-	2.78%
Min Balance $25,000 Details Balance: $25,000.00 or greater Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.78% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Regular Share	0.05%	-	0.05%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Share 02	0.05%	-	0.05%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Share 03	0.05%	-	0.05%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%
Share Draft	0.01%	-	0.01%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.54%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Champion Credit Union Toledo, OH’s Texas Ratio fell from 3.28% in Q3 2023 to 2.54% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$74M	2.54%	5.0	A+
March 31, 2026	$74M	1.96%	5.0	A+
December 31, 2025	$72M	1.77%	5.0	A+
September 30, 2025	$72M	2.34%	5.0	A+
June 30, 2025	$72M	1.57%	5.0	A+
March 31, 2025	$73M	2.20%	5.0	A+
December 31, 2024	$71M	2.82%	5.0	A+
September 30, 2024	$69M	2.25%	5.0	A+
June 30, 2024	$71M	1.46%	5.0	A+
March 31, 2024	$73M	2.68%	5.0	A+
December 31, 2023	$71M	2.61%	5.0	A+
September 30, 2023	$71M	3.28%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Champion Credit Union Toledo, OH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Champion Credit Union Toledo, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Champion Credit Union Toledo, OH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Champion Credit Union Toledo, OH

Website https://www.championcu.org

Address 4140 W Laskey Rd, Toledo, OH 43623-3758

Phone 419-407-4140

Fax 419-407-8909

President Terry Benton

CEO Steven Grindle

Full-Time Employees 14

Part-Time Employees 1

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.54%

Return on Assets (ROA)

0.4229%

Return on Equity (ROE)

3.6520%

Non-Performing Loans Ratio (NPL)

0.89%

Total Assets

74,111,442

Total Amount of Shares and Deposits

65,153,394

Total Shares and Deposits < 1 Year

63,916,257

Total Shares and Deposits 1 3 Years

910,778

Total Shares and Deposits > 3 Years

326,359

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,900,183

Total Uninsured Shares and Deposits > $250K (F+J)

1,900,183

Total Insured Shares and Deposits > $250K (item 17 less item K)

63,253,211

Total Interest Expense (Sum of items 6 8)

280,284

Share Certificates

143

Number of Accounts for Share Drafts

3,048

IRA KEOGH Accounts

120

Number of Accounts for Regular Shares

6,298

Money Market Shares

195

Net Income (unless the amount is already included in Undivided Earnings)

313,449

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,356,342

Total Liabilities

65,841,488

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Champion Credit Union Toledo, OH earned the Verified Healthy badge

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Frequently Asked Questions About Champion Credit Union Toledo, OH

How many branches does Champion Credit Union Toledo, OH operate?

Champion Credit Union Toledo, OH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Champion Credit Union Toledo, OH?

Yes, to access services at Champion Credit Union Toledo, OH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Champion Credit Union Toledo, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Credit Union Toledo, OH provides members with tools to manage their accounts and build a solid financial history.

Does Champion Credit Union Toledo, OH offer online and mobile banking?

Most modern institutions like Champion Credit Union Toledo, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.org.

Current Champion Credit Union Toledo, OH Rates

12-Month CD0.55%
18-Month CD3.00%
24-Month CD3.00%

Retrieved from our database of financial products. Rates subject to change.

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Champion Credit Union Toledo, OH Rates & Review October 2026

Brian McKay

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Champion Credit Union Toledo, OH earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Champion Credit Union Toledo, OH

How many branches does Champion Credit Union Toledo, OH operate?

Is a member application needed to join Champion Credit Union Toledo, OH?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Champion Credit Union Toledo, OH offer online and mobile banking?

Current Champion Credit Union Toledo, OH Rates

Compare to Other Credit Unions