|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 City and County Employees Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 14, 2026
You can compare City and County Employees Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.40%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 2.48%. Savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to City and County Employees Federal Credit Union rates. MonitorBankRates evaluates the financial stability of City and County Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates were last updated on 03/14/2026. City and County Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City and County Employees Federal Credit Union? Share your experience about City and County Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use City and County Employees Federal Credit Union. City and County Employees Federal Credit Union
Credit Union Office 1719 W Main St
https://www.alcitycountycu.org Albert Lea, MN 56007 
Current Rate AvailabilityWe do not have City and County Employees Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City and County Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City and County Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City and County Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City and County Employees Federal Credit Union
Website
https://www.alcitycountycu.org
Address
1719 W Main St,
Albert Lea, MN 56007
Phone
507-373-7200
Fax
507-373-7205
President
Vickie Storlie
CEO
Brady Jones
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.14%
Return on Assets (ROA)
0.0306%
Return on Equity (ROE)
0.3050%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
26,476,396
Total Amount of Shares and Deposits
23,097,688
Total Shares and Deposits < 1 Year
23,097,688
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
369,756
Total Uninsured Shares and Deposits > $250K (F+J)
369,756
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,727,932
Total Interest Expense (Sum of items 6 8)
48,307
Share Certificates
151
Number of Accounts for Share Drafts
1,014
Number of Accounts for Regular Shares
2,153
Money Market Shares
121
Net Income (unless the amount is already included in Undivided Earnings)
8,113
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,040,024
Total Liabilities
23,816,008
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About City and County Employees Federal Credit UnionIs City and County Employees Federal Credit Union a safe place to deposit money?Yes, City and County Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.14189659553419%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does City and County Employees Federal Credit Union operate?City and County Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City and County Employees Federal Credit Union?Yes, to access services at City and County Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City and County Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City and County Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City and County Employees Federal Credit Union offer online and mobile banking?Most modern institutions like City and County Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alcitycountycu.org. Compare to Other Credit Unions
Central Credit Union of Florida
Clean Energy Federal Credit Union
ARH Federal Credit Union
Members Credit Union
Sharon And Crescent United Credit Union
Meritus Federal Credit Union
Members Plus Credit Union
Muskegon Patternmakers Federal Credit Union
GP Federal Credit Union
Southern Security Federal Credit Union
JACom Credit Union
Forest Area Federal Credit Union
Empower Credit Union
SHPE Federal Credit Union
Scott Associates Credit Union
Kyger Creek Credit Union
ALCO
Susquehanna Valley Federal Credit Union
Dubuque Postal Employees Credit Union
Liberty Savings Federal Credit Union
Long Island Alliance Federal Credit Union
|
