City Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

City Credit Union's 12-Month CD rates are at 4.00%, 24-Month CD rates are at 3.70%, 36-Month CD rates are at 3.65%, 60-Month CD rates are at 3.50%, 48-Month CD rates are at 3.45%. City Credit Union's savings rates are at 0.20%. City Credit Union's money market rates are at 1.45%.

City Credit Union

Compare City Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of City Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at City Credit Union? Share your experience about City Credit Union by leaving a review below, or read customer reviews before you decide to use City Credit Union.

Overall, City Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.52%

18-Month CD

N/A

2.27%

24-Month CD

3.70%

2.25%

36-Month CD

3.65%

2.18%

48-Month CD

3.45%

2.14%

60-Month CD

3.50%

2.26%

Savings

0.20%

0.62%

MMA

1.45%

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

City Credit Union
Ferguson

7474 Ferguson Rd
Dallas, TX 75228

https://www.citycu.org/

MonitorBankRates' Rating

5/5

★★★★★

Review City Credit Union

Compare City Credit Union Rates with Other Competitive Bank and Credit Union Rates

West Union Bank

Kasasa Checking

6.05%

$50

OSB Odin State Bank

12-Month CD

4.09%

$10,000

Raymond James

9-Month CD

4.05%

$1,000

City Credit Union

12-Month CD

4.00%

$1,000

Gainey Business Bank

60-Month CD

3.92%

$5,000

Westside State Bank

12-Month CD

3.75%

$500

Landmark Credit Union

24-Month CD

3.75%

$500

City Credit Union

24-Month CD

3.70%

$1,000

United States Senate Federal Credit Union

48-Month CD

3.67%

$1,000

City Credit Union

36-Month CD

3.65%

$1,000

North Shore Bank Co-op

18-Month CD

3.60%

$1,000

Bank of Vici

12-Month CD

3.56%

$1,000

Integrity Bank & Trust

12-Month CD

3.55%

$500

Acadia Federal Credit Union

60-Month CD

3.51%

$1,000

City Credit Union

60-Month CD

3.50%

$1,000

BLC Community Bank

48-Month CD

3.50%

$2,500

City Credit Union

48-Month CD

3.45%

$1,000

First United Bank Dimmitt, TX

18-Month CD

3.40%

$1,000

Lake Central Bank

36-Month CD

3.34%

$1,000

First National Bank of Bastrop

12-Month CD

3.29%

$500

Wayne Bank and Trust Co.

36-Month CD

3.28%

$1,000

Marion County State Bank

36-Month CD

3.25%

$1,000

Minnesota First

48-Month CD

3.14%

$500

Acipco Federal Credit Union

36-Month CD

3.04%

$1,000

Jefferson Security Bank

12-Month CD

3.03%

$500

Ambler Savings Bank

12-Month CD

3.00%

$1,000

Savings Bank Wakefield, MA

Kasasa Checking

3.00%

$50

FNB at St. James

12-Month CD

2.75%

$500

Castroville State Bank

24-Month CD

2.68%

$1,000

Service Federal Credit Union

60-Month CD

2.50%

$500

Mechanics Cooperative Bank

36-Month CD

2.50%

$500

New Haven Bank

60-Month CD

2.50%

$500

USLA Union S&L

60-Month CD

2.50%

$1,000

Security Bank Laurel, NE

60-Month CD

2.27%

$1,000

1st University Credit Union

48-Month CD

2.02%

$1,000

Exchange State Bank Ames, IA

18-Month CD

2.00%

$1,000

State Bank of Graymont

60-Month CD

1.86%

$1,000

American State Bank (TX)

American Select Savings

1.75%

$100

PSB Wellsburg, IA

12-Month CD

1.65%

$1,000

City Credit Union

Money Market

1.45%

$2,500

City Credit Union

Business Money Market

1.45%

$2,500

JTNB

18-Month CD

1.26%

$1,000

Karnes County National Bank

Money Market

1.26%

$1,500

Farmers and Merchants Bank Milford, NE

24-Month CD

1.21%

$1,500

Pentucket Bank

Money Market

1.13%

$1,000

Heritage Bank of St Tammany

48-Month CD (Bump)

0.80%

$500

Forte Bank

6-Month CD

0.75%

$1,000

Ion Bank

60-Month CD

0.70%

$500

Farmers and Merchants Bank Milford, NE

Money Market

0.50%

$75,000

First National Bank Ames, Iowa

Money Market Savings

0.50%

Mayville State Bank

36-Month CD

0.45%

$1,000

The Dime Bank

6-Month CD

0.45%

$2,500

PNB Peshtigo National Bank

Premium Money Market

0.40%

$10,000

Pataskala Banking Company

24-Month CD

0.25%

$500

First State Bank of Campbell Hill

Premium Money Market

0.20%

$5,000

Mercer Savings Bank

24-Month CD

0.20%

$100

City Credit Union

Share Savings

0.20%

$100

United Southern Bank

6-Month CD

0.10%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare City Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

Abound Federal Credit Union

5-Year ARM

5.500%

5.581%

0.000

Premier Bank Dubuque, IA

15-Year Fixed

5.500%

5.661%

0.000

Holyoke Credit Union

15 Year Fixed Jumbo

5.750%

5.790%

0.000

FCN Bank, N.A.

15-Year Fixed

5.750%

5.812%

0.000

Everett Co-operative Bank

15-Year Fixed

5.750%

5.825%

0.000

Navy Federal Credit Union

5/5 Jumbo ARM

5.520%

5.856%

0.250

Mutual Security Credit Union

15-Year Fixed

5.875%

5.918%

0.000

River Falls State Bank

15-Year Fixed

5.750%

5.958%

0.000

Ridgewood Savings Bank

10-Year Fixed

5.750%

5.970%

0.000

Honda Federal Credit Union

15 Year Fixed

5.875%

6.027%

0.000

Ridgewood Savings Bank

15-Year Fixed

5.875%

6.030%

0.000

Hoosier Hills Credit Union

20 Year Fixed

5.875%

6.039%

0.000

Collinsville Bank

15-Year Fixed

5.875%

6.054%

0.000

First Citizens Federal Credit Union

30 Year Fixed

6.000%

6.067%

0.000

First Hope Bank

15-Year Fixed

5.875%

6.090%

0.000

Liberty Bank Middletown, CT

15-Year Fixed

6.000%

6.106%

0.000

Collinsville Bank

10-Year Fixed

5.875%

6.129%

0.000

First FSB of Champaign Urbana

20-Year Fixed

6.125%

6.168%

0.000

San Mateo Credit Union

15-Year Fixed

6.000%

6.187%

0.000

Greenfield Banking Company Greenfield, IN

15-Year Fixed

5.875%

6.205%

0.000

Honda Federal Credit Union

20 Year Fixed

6.125%

6.247%

0.000

Kalsee Credit Union

15 Year Fixed

6.125%

6.248%

0.000

NCB North Cambridge Coopertive Bank

7/1 ARM

6.000%

6.250%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare City Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Security Service Federal Credit Union

Security Service Power Travel Rewards World MasterCard

16.250% - 17.250%

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

Acipco Federal Credit Union

Visa Credit Card

9.990%

Teachers Federal Credit Union

Visa Secured

18.000%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Teachers Federal Credit Union

Visa Student

14.000%

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

A & S Federal Credit Union

Visa Platinum Card

9.500%

No annual fee; Earn Rewards

Teachers Federal Credit Union

Visa Low Rate

14.000%

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

1st Northern California Credit Union

Visa Premier Plus

8.900%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

Canyon View Credit Union

Visa Student Rewards Card

17.990%

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Teachers Federal Credit Union

Visa Cash Back

16.100%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

Randolph Brooks FCU

Business Select Credit Card Mastercard

18.000%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare City Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

Advantage Credit Union Newtown, IA

Personal Loans

14.700%

$8,000

60 - 60

Act 1st Federal Credit Union

Signature Loan

12.500%

60 - 60

ABCO Federal Credit Union

Personal Loans

10.490%

ACMG Federal Credit Union

Personal Loans

8.990%

Y-12 Federal Credit Union

Ultra Loan

13.990%

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $15,000

60 - 60

360 Federal Credit Union

Anything Loan

10.990%

$500

AAEC Credit Union

Personal Signature Loans

14.000%

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

Mountain America Federal Credit Union

Personal Loan

13.740%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

ACFCU

Gold Star Loan

14.200%

Achieve Credit Union

Personal Loan

8.950%

Academic Federal Credit Union

Signature Loan

7.000%

$500 - $15,000

1st United Credit Union

Personal Line of Credit Variable

13.150%

Hughes Federal Credit Union

Signature Loan

13.450%

Suncoast Credit Union

Personal Signature Loan

11.000%

4U Federal Credit Union

Personal Loan

10.650%

Suncoast Credit Union

Technology Loan

9.750%

A+ Federal Credit Union

A+ Personal Loan

8.990%

America First Federal Credit Union

Line of Credit Variable

16.740%

Security Service Federal Credit Union

Debt Consolidation Loan

11.240% - 17.950%

25 - 36

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

City Credit Union Information

Credit Union Name: City Credit Union

Website: https://www.citycu.org/

Full Time Employees: 113
Part Time Employees: 0
President: Alan Richardson
CEO: Sharon Moore
Branch Locations: 5
ATM Locations: 13

Corporate Office Address:

7474 Ferguson Rd
Dallas, TX 75228
Phone Number: 214-515-0100
Fax Number: 972-708-8049

City Credit Union Financials

Total Assets:

680,496,395

Total Amount of Shares and Deposits:

602,730,904

Total Shares and Deposits < 1 Year:

569,578,654

Total Shares and Deposits 1 3 Years:

15,891,991

Total Shares and Deposits > 3 Years:

17,260,259

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

39,415,370

Total Uninsured Shares and Deposits > $250K (F+J):

39,415,370

Total Insured Shares and Deposits > $250K (item 17 less item K):

563,315,534

Total Interest Expense (Sum of items 6 8):

3,098,462

Share Certificates:

4,280

Number of Accounts for Share Drafts:

21,446

IRA KEOGH Accounts:

1,240

Number of Accounts for Regular Shares:

34,478

Non Member Deposits:

Money Market Shares:

559

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

84,684,987

Total Liabilities:

612,463,181

City Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Mortgage Processing:

Approved Mortgage Seller?:

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)

In today's financial environment, where some traditional bank accounts that still offer discouragingly low CD rates, the credit unions are stepping up their game and offering much higher CD rates. If you've been relying on such low-yield options, it's time to consider switching to one of these credit unions. They offer certificate of deposit (CD) rates that not only exceed 6.00% but also provide an avenue for significant financial growth. Let's delve into the specifics:

Truliant Federal Credit Union

At the forefront, Truliant FCU is offering an astonishing 6.25% rate on its 11-month CD. The minimum deposit requirement is $5,000. Investing $10,000 for one year could yield approximately $625, while $100,000 would fetch around $6,250 in returns. This is an excellent option for those who have a higher initial deposit and are looking for a short-term investment with excellent yields.

Velocity Credit Union 2 Year CD Rates at 1.50%

For a limited time Velocity Credit Union (VCU) is offering three share certificate rates (CD rates) that are considerably better then most comparable rates currently available. The three "limited time CD rates" include a 2 year CD rate at 1.50% with an APY of 1.51%, a 3 year CD rate of 2.10% with an APY of 2.12% and a 5 year CD rate of 2.80% with an APY of 2.83%.These CD rates are only available until November 30, 2011. The minimum opening deposit is $5,000. VCU's Elite Reward rates are not eligable on these limited time share CD rates. You can view the complete details of this offer here: Limited time CD Rates. Read more...

Explore Other Rate Deals

Mortgage Rates Today Mixed: 30 Year Mortgage Rates Averaging 3.68 Percent

After making a series of new record lows the past several weeks average mortgage rates are mixed. Average mortgage rates today on 30 year conforming loans are lower averaging 3.68 percent, down from yesterday's average 30 year mortgage rate of 2.69 percent.

Fixed Mortgage Rates Jump Higher Following Bond Yields Higher: 30 Year Mortgage Rates at 5.13%, 15 Year Mortgage Rates at 4.29%

Fixed mortgage rates jumped higher in the latest mortgage survey released this morning. Mortgage rates and refinance rates have been heading higher since late in 2010 in all mortgage rate surveys. In the latest Mortgage Application Survey released this morning by the Mortgage Bankers Association, the average contract 30 year mortgage rate is now above 5.00 percent at 5.13 percent. In the previous week's average 30 year mortgage rates averaged 4.81 percent. Average mortgage discount points on 30 year mortgages was 0.84 points, down from the previous week’s average of 1.02 points.

Andrews FCU CD Rates

Andrews Federal Credit Union of Suitland, Maryland, is advertising regular share certificates of deposit (certificates), traditional IRA certificates of deposit, Roth IRA certificates of deposit, Educational certificates of deposit and their “First Step Certificates of Deposit.”