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Community Healthcare Federal Credit Union

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Community Healthcare Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Community Healthcare Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.94%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Community Healthcare Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Community Healthcare Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.88%. Rates were last updated on 04/17/2026.

Community Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Healthcare Federal Credit Union? Share your experience about Community Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Healthcare Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.88%

Excellent Higher than avg

Community Healthcare Federal Credit Union
Community Healthcare Federal Credit Union

2531 Wetmore Ave
Everett, WA 98201

https://www.commhealthcu.org

Community Healthcare Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HOME EQUITY LINE OF CREDIT	-	-	7.25%
Details As Low As Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Healthcare Federal Credit Union

Website https://www.commhealthcu.org

Address 2531 Wetmore Ave, Everett, WA 98201

Phone 425-259-6446

Fax 425-252-9377

President Brian Trimble

CEO Kristin Christy

Full-Time Employees 4

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.88%

Return on Assets (ROA)

0.3594%

Return on Equity (ROE)

2.8192%

Non-Performing Loans Ratio (NPL)

1.67%

Total Assets

20,241,768

Total Amount of Shares and Deposits

17,443,127

Total Shares and Deposits < 1 Year

17,443,127

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

375,429

Total Uninsured Shares and Deposits > $250K (F+J)

375,429

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,067,698

Total Interest Expense (Sum of items 6 8)

117,613

Share Certificates

Number of Accounts for Share Drafts

951

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,606

All other shares

Non Member Deposits

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

852,741

Total Liabilities

17,661,527

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Community Healthcare Federal Credit Union

Is Community Healthcare Federal Credit Union a safe place to deposit money?

Yes, Community Healthcare Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8836593170948%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Healthcare Federal Credit Union operate?

Community Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Healthcare Federal Credit Union?

Yes, to access services at Community Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like Community Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commhealthcu.org.